Shopping for the lowest auto loan rates in New York? The average national 48-month new-car loan rate is currently at 4.05 percent. And you’ll find that all three lenders in this survey are offering rates lower than that average. You can use our tools to shop for the best auto loan rates in Long Island, NY, today.

One lender in this survey recently has been offering 1.99 percent. But it’s important to compare the conditions and fees for each loan before you decide on a lender.

Use our research to compare the lowest auto loan rates in Long Island, NY.

Auto loan rates in Long Island, New York

Here are the auto loan rates in Long Island, NY, as of 10 a.m. on Friday. The 48-month new-car loan rates vary from 1.99 percent to 2.83 percent.

Lender Product Rate
LightStream 48-month new car 2.19%
Chase Bank 48-month new car 2.83%
PenFed 48-month new car 1.99%

Use our auto loan calculator to check your monthly car payment.