Car loan rates are low throughout the country. The national average 48-month new-car loan rate is currently at 4.05 percent. And all four lenders in this survey are offering better-than-average deals. You can use our research to find auto loan rates in Charlotte, NC, today.

Two lenders in this survey are offering 1.99 percent. Yet it’s important to compare the conditions and fees for each loan before you settle on a lender in North Carolina.

Use our tools to compare the lowest auto loan rates in Charlotte, NC.

Auto loan rates in Charlotte, North Carolina

Here are the auto loan rates in Charlotte, NC, as of 10 a.m. on Monday. The 48-month new-car loan rates vary from 1.99 percent to 3.08 percent.

Lender Product Rate
LightStream 48-month new car 1.99%
BB&T 48-month new car 2.54%
Fifth Third Bank 48-month new car 3.08%
PenFed 48-month new car 1.99%

Use our auto loan calculator to check your monthly car payment.