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Auto loan rates in Birmingham, Alabama

By Mitch Strohm · Bankrate.com
Saturday, July 26, 2014
Posted: 3 pm ET

Auto loans are inexpensive throughout the country right now. The average national 48-month new-car loan rate is currently at 4.06 percent. And there several lenders offering deals lower than that average. Use our research to shop for auto loan rates in Birmingham, AL, today.

Overall, two lenders in this survey are offering rates below the national average for 48-month new-car loans. But if you want the best rates, check your credit report for errors before you apply for a loan. Correcting errors on your credit report may give your score a boost, and lenders tend to offer the best rates to those with the best credit.

Use our research to shop for auto loan rates in Birmingham, AL, and in other areas of Alabama, today.

Auto loan rates in Birmingham, Alabama

Here are the auto loan rates in Birmingham, AL, as of 10 a.m. on Friday. The 48-month new-car loan rates vary from 1.99 percent to 4.99 percent.

Lender Product Rate
Bank of America, N.A. 48-month new car 2.24%
BBVA Compass 48-month new car 4.99%
First Commercial Bank 48-month new car 4.34%
LightStream 48-month new car 1.99%

Use our auto loan calculator to check your monthly car payment.

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1 Comment
Jim Campbell
December 15, 2013 at 5:34 pm

We have been leasing a car through royal volkswagen for 4 years. Instead of buying or purchasing a new one we would like to buy this car. Do you do that?

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