Car loan rates are low throughout the country, and it's a good time to finance a new vehicle. The average 48-month new-car loan is currently at 4.02 percent, according to our most recent rates survey. And there are five lenders offering auto loan rates in Albany, NY, below that average.
One lender in our New York survey has recently been offering 1.29 percent. That's low compared to the average. Just make sure to check the fees and conditions of each loan before you decide on a lender. You can use our research to compare auto loan rates in Albany, NY, and in other areas of New York.
Auto loan rates in Albany, New York
Here are the auto loan rates in Albany, NY, as of 10:00 a.m. The 48-month new-car loan rates vary from 1.29 percent to 5.74 percent.
|Pentagon Federal Credit Union||48-month new car||1.29%|
|TrustCo Bank||48-month new car||2.12%|
|KeyBank||48-month new car||3.74%|
|First Niagara Bank, NA||48-month new car||5.74%|
|Bank of America, N.A.||48-month new car||2.19%|
|LightStream||48-month new car||2.29%|
Use our auto loan calculator to check your monthly car payment.