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Because auto loan rates in Richmond, VA, are at near record lows, now might be a good time to finance. You might even be able to get lower rates if you have good credit. Make sure to correct any errors on your credit report before applying for a loan.
It's always a better financial decision to pay cash for a car when you can, but low rates are making it easier for consumers to afford the interest payments. Use our survey to look for auto loan rates in Richmond, VA, or in your area of Virginia to find the best rates.
Auto loan rates in Richmond, Virginia
Here are the auto loan rates in Richmond, VA, as of 12:00 p.m. The 60-month new car loan rates vary from 2.49 percent to 11.25 percent.
| Lenders | Product | Rates |
| Capital One Bank | 60-month new car | 3.64% |
| Bank of America, N.A. | 60-month new car | 2.64% |
| Wells Fargo Bank | 60-month new car | 11.25% |
| SunTrust Bank | 60-month new car | 3.69% |
| Pentagon Federal Credit Union | 60-month new car | 2.49% |
Use our auto loan calculator to check your monthly car payment.
