Certificates of deposit are considered to be a low-risk investment, especially since they are insured by the FDIC up to $250,000 per depositor. If you bank at a credit union, the NCUA insures your account up to the same amount. CD rates in Princeton, NJ, can occasionally be tough to locate. To find decent CD rates in your area of New Jersey, use our research.
CDs can offer a better return than many other interest-bearing savings accounts. Before investing in a CD, make sure to budget and choose a savings vehicle that best suits your financial situation. Look for CD rates in Princeton, NJ, and in cities across the nation.
CD rates in Princeton, NJ
Here are the CD rates as of 2 p.m. Friday in Princeton, NJ.
| Institution | APY | Min Deposit |
| Ally | 0.94% | $0 |
| Roma Bank | 0.75% | $1,000 |
| PNC Bank | 0.20% | $1,000 |
| Wells Fargo Bank | 0.10% | $2,500 |
| Bank of America | 0.05% | $1,000 |
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