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You probably won't find an amazing rate from banking products right now, but there are some decent yields out there. In fact, there's one institution in our survey that has been offering 0.61 percent on 6-month CD rates in Philadelphia, PA, for quite a while. Our tools can help you find the best CD rates in Pennsylvania, today.
You don't have to worry about the safety of your money if it's in a CD. Certificates of deposit are insured up to $250,000 per depositor. But keep in mind that these aren't the most liquid investments. Most institutions will slap you with a penalty for withdrawing your money before the maturity date. So it's a good idea to budget and shop around thoroughly for the best possible rate. Use our research to find the highest CD rates in Philadelphia, PA.
CD rates in Philadelphia, Pennsylvania
Here are the 6-month CD rates in Philadelphia, PA, as of 10:00 a.m.
| Institution | APY | Min Deposit |
| Ally | 0.61% | $0 |
| Beneficial Bank | 0.35% | $500 |
| 3rd Fed Bank | 0.3% | $500 |
| Prudential Savings Bank | 0.3% | $500 |
| Firstrust Bank | 0.1% | $1,000 |
| PNC Bank | 0.06% | $1,000 |
| Sovereign Bank, N.A. | 0.05% | $500 |
| Wells Fargo | 0.05% | $2,500 |
| Citizens Bank | 0.03% | $1,000 |
| Bank of America | 0.01% | $1,000 |
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