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With yields higher than money market accounts, CDs are a wise choice for the safe investor. CD rates in Paterson, NJ, haven't changed much since last week, but there are still some better-than-average rates available. To locate CD rates in your area of New Jersey, use our research.
CDs can offer a better return than many other interest-bearing savings accounts, but make sure to budget before investing. Banks usually have stiff penalties for early withdrawal. Look for CD rates in Paterson, NJ, and in cities across the nation.
CD rates in Paterson, NJ
Here are the 6-month CD rates in Paterson, NJ, as of 5:30 p.m Thursday.
| Institution | APY | Min Deposit |
| Ally | 0.94% | $0 |
| Columbia Bank | 0.60% | $500 |
| Chase Bank | 0.15% | $1,000 |
| Wells Fargo | 0.10% | $2,500 |
| Bank of America | 0.05% | $1,000 |
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