Bookmark this page
The average rate on 6-month CDs is remaining low right now. But there are currently three intuitions in our New York survey offering better-than-average deals. One institution is offering nearly four times the national average on this term. And it doesn't require a minimum deposit. Use our tools to find the highest 6-month CD rates in New York City, NY, today.
Certificates of deposit are insured up to $250,000, making them a safe place to keep your cash. Just keep in mind that these aren't the most liquid products. Most institutions will hit you with a hefty penalty for withdrawing your money before the maturity date. That's why it's important to get the best return on your money possible. You can use our research to find the best CD rates in New York City, NY.
CD rates in New York City, New York
Here are the 6-month CD rates in New York City, NY, as of 10:00 a.m.
| Institution | APY | Min Deposit |
| Ally | 0.61% | $0 |
| Queens County Svgs Bk | 0.25% | $2,500 |
| Investors Bank | 0.2% | $500 |
| Capital One, NA | 0.1% | $500 |
| Citibank | 0.1% | $500 |
| Apple Bank for Savings | 0.05% | $1,000 |
| Astoria Federal S&LA | 0.05% | $1,000 |
| Chase Bank | 0.02% | $1,000 |
| Bank of America | 0.01% | $1,000 |
| HSBC Bank USA, N.A. | 0.01% | $1,000 |
Follow our CD rates daily on Twitter.
