Yields have been at record lows, making it tough to locate decent CD rates in Hot Springs, AR. Institutions may be posting low CD rates, but some large national and online banks are still offering better-than-average yields. Our rates survey can help you locate the best CD rates available in your area of Arkansas.
CDs are insured up to $250,000 per depositor by the FDIC, making them a safe investment. They are good accounts for long-term savings. Look for decent CD rates in Hot Springs, AR, and in cities across the nation.
CD rates in Hot Springs, AR
Here are the 6-month CD rates in Hot Springs, AR, as of 2 p.m.
| Institution | APY | Min Deposit |
| Ally | 0.94% | $0 |
| Summit Bank | 0.50% | $500 |
| U.S. Bank NA | 0.20% | $500 |
| Bank of America | 0.05% | $1,000 |
| Regions Bank | 0.05% | $500 |
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