Bookmark this page
Yields have been at record lows, making it tough to locate decent CD rates in Des Moines, IA. Institutions may be posting less-than-satisfactory CD rates, but some large national and online banks are still offering better-than-average yields. Our rates survey can help you locate the best CD rates available in your area of Iowa.
CDs are insured up to $250,000 per depositor by the FDIC, making them a safe investment. You can use a money market account as a long-term savings account or as a place to keep your money while locating future investments. Look for decent CD rates in Des Moines, IA, and in cities across the nation.
CD rates in Des Moines, IA
Here are the 6-month CD rates in Des Moines, IA, as of 5:30 p.m. Thursday.
| Institution | APY | Min Deposit |
| Ally | 0.94% | $0 |
| Principal Bank | 0.40% | $5,000 |
| Bankers Trust | 0.35% | $1,000 |
| West Bank | 0.25% | $1,000 |
| Wells Fargo Bank | 0.10% | $2,500 |
| Bank of America, NA | 0.05% | $1,000 |
Follow our CD rates daily on Twitter.
