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A solid low-risk investment can be somewhat difficult to locate in a down economy, but before you give up your search, you may want to consider looking for CD rates in Charlotte, NC. While rates have been low, there are still many banks, credit unions and other savings institutions offering higher yields. As a low-risk investment, a 6-month CD can be a choice for the careful investor in North Carolina.
CD rates are insured by the FDIC up to $250,000 per depositor. Yields haven't moved much since last week, but it's still critical to shop around thoroughly when looking for CD rates in Charlotte, NC. Bankrate.com can help you locate the best CD rates across the nation.
CD rates in Charlotte, NC
Here are the 6-month CD rates as of 2 p.m. in Charlotte, NC.
| Institution | APY | Min Deposit |
| Ally | 1% | $0 |
| SunTrust Bank | 0.10% | $2,000 |
| Wachovia Bank | 0.10% | $1,000 |
| Bank of America | 0.05% | $1,000 |
| BB&T | 0.05% | $1,000 |
| Fifth Third Bank | 0.05% | $500 |
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