Mortgages Blog

Here you can find news and advice about mortgage rates, real estate, mortgage servicing, the housing market and how they are affected by the economy. Our reporters offer relevant information and useful tips for homeowners, those looking to buy a home, refinance or get a home equity loan or line of credit. See the latest Mortgage Blog posts below.
Wednesday, December 3, 2014 1:37 pm
By Polyana da Costa · Bankrate.com

Home prices keep rising, but not as rapidly as they were a few months ago.

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Friday, November 14, 2014 3:10 pm
By Holden Lewis · Bankrate.com

Remember the wise decision that Bank of America made in August 2001 in light of the decision it’s making now.

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Tags: Mortgages, news
Friday, November 7, 2014 9:24 am
By Holden Lewis · Bankrate.com

When policymakers and pundits talk about home affordability, they usually discuss mortgage interest rates and student loan debt. But the underlying problem is slow wage growth.

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Tags: economy
Thursday, November 6, 2014 1:53 pm
By Holden Lewis · Bankrate.com

When a lender makes a paperwork error, is justice served by forcing the lender to cancel the loan three years later?

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Tags: news
Tuesday, October 28, 2014 11:59 am
By Holden Lewis · Bankrate.com

The homeownership rate keeps sinking. Now it’s at its lowest level since 1994.

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Monday, October 27, 2014 3:30 pm
By Holden Lewis · Bankrate.com

Mortgage rates are influenced by bond prices, and when bond prices go up, yields and interest rates go down. But why? Here’s a brief, simplified explanation.

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Tags: primer
Tuesday, October 21, 2014 5:40 pm
By Holden Lewis · Bankrate.com

A bunch of agencies are trying to expand the number of would-be homeowners who can qualify for mortgages. But I’m skeptical that these efforts will help many people.

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Tags: No Tags Assigned
Tuesday, October 14, 2014 10:58 am
By Holden Lewis · Bankrate.com

I have an idea: Let’s set up a network of mortgage inspectors.

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Tags: Mortgages
Thursday, October 9, 2014 5:23 pm
By Holden Lewis · Bankrate.com

In 10 months, it’s going to be easier to shop for a mortgage. And those intervening 10 months aren’t going to be easy at all for mortgage companies.

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Tags: No Tags Assigned
Tuesday, October 7, 2014 4:51 pm
By Holden Lewis · Bankrate.com

Beginning Aug. 1, 2015, the Good Faith Estimate and Truth in Lending statement will be replaced by one brand-new document called the Loan Estimate. The new disclosure is a big improvement.

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