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Mortgage chat today

By Holden Lewis · Bankrate.com
Monday, June 13, 2011
Posted: 8 am ET

Today's live chat about mortgages begins at 2 p.m. eastern time. The chat is titled "Trying to buy or refi."  Mortgage reporter Polyana da Costa and I will answer questions. Janet Stauble will moderate questions and comments.

We're prepared to answer questions about mortgages, refinances, break-even times, documentation, and basic stuff like that. We're not qualified to answer questions about taxes, estate planning and probate, or investment properties.

Keep questions short, with as few numbers as possible. See you there!

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6 Comments
Mike Kohler
June 15, 2011 at 11:06 pm

Luke,

Several clients of my company are in that same spot right now. 2 of them have 60 day locks that were just locked, and they are both also floating through other lenders as insurance in case rates do hit those low 3's you're talking about. Only time will tell.

source: http://www.NetEquityLoans.com

Luke
June 15, 2011 at 1:11 pm

I have a 5% fixed 30yr note but am thinking about refi into 15yr fixed. Are rates at the bottom or will August see low 3%s?

Chris
June 13, 2011 at 7:50 pm

I don't see a link to the text of the chat you had today. Is there one?

Bruce
June 13, 2011 at 4:35 pm

i had chapter 7 last year but make almost 140 k a year. Can i get a mortgage loan?