Insurance Blog

Friday, February 18, 2011 10:00 am
By Jay MacDonald · Bankrate.com

Dear Justin, First, you were totally robbed at the Grammys, dude. I’m no music critic, but if being the biggest star on the planet doesn’t warrant Best New Artist, then Lady GaGa doesn’t dress funny. But whatever. You’re 16. You’ve got time. What caught my interest, other than your totally buck duet with Usher, were

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Friday, February 11, 2011 10:00 am
By Jay MacDonald · Bankrate.com

To put it bluntly, America is getting older and wider. By 2025, the number of Americans age 65 and older will be 66 million. Two out of every three Americans are overweight; one in three is obese. Add these statistics to the population of Americans with disabilities, illnesses or injuries that prevent walking and it’s little wonder

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Tuesday, February 8, 2011 10:00 am
By Jay MacDonald · Bankrate.com

Life insurance, health insurance and homeowners insurance companies aren’t the only ones growing impatient with America’s anemic jobs picture. Insurers that cover work-related injuries also are feeling the pinch as more Americans linger longer on workers’ compensation. According to Reuters, at least one workers’ comp specialist, SeaBright, added to reserves last year because of higher medical costs and

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Friday, February 4, 2011 10:00 am
By Jay MacDonald · Bankrate.com

As expected, Florida U.S. District Judge Roger Vinson ruled this week in favor of a Florida-led lawsuit filed by 26 states to block health care reform. Vinson’s ruling, like that of Virginia Judge and fellow Republican appointee Henry Hudson in December, found unconstitutional the individual mandate of the Affordable Care Act, or ACA, that requires

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Friday, January 28, 2011 10:00 am
By Jay MacDonald · Bankrate.com

Just because you live inland doesn’t mean you’re safe from hurricanes – or their potential impact on your homeowners insurance rates. A new computer model due out this spring could redraw the map on America’s hurricane territory and stick many inland homeowners with the bill. The Sarasota Herald-Tribune reports that forthcoming computer models by Risk

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Tuesday, January 25, 2011 10:00 am
By Jay MacDonald · Bankrate.com

Now that they’ve passed the repeal portion of their largely symbolic repeal and replace campaign against health care reform in the House, the Republican majority has finally unveiled its replacement plan. And what would these would-be fiscal conservatives replace health care reform with? Envelope please: Deregulation! Seriously. More than 60 House Republicans signed on to

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Friday, January 21, 2011 10:00 am
By Jay MacDonald · Bankrate.com

I enjoyed the Republican repeal and replace protest on Capitol Hill this week as all those earnest new GOP and tea party representatives got their first chance to vote yes on no, in this case on health care reform. It was a short, symbolic measure, full of sound and fury, ultimately signifying nothing, since tout le beltway knows that this

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Friday, January 14, 2011 10:00 am
By Jay MacDonald · Bankrate.com

Toyota rang in the New Year with a nasty case of déjà vu as seven U.S. auto insurance companies gang-tackled the automaker in court over crashes they claim were caused by a mysterious sudden-acceleration problem. The Los Angeles Times reports that lawsuits filed last week in Los Angeles County Superior Court seek damages in excess

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Tuesday, January 11, 2011 10:00 am
By Jay MacDonald · Bankrate.com

Full implementation of health care reform isn’t the only 2014 deadline on the horizon. That’s also the year the federal government wants automakers to install backup cameras as standard equipment on all new vehicles, a move strongly backed by the auto insurance industry. Today, only about 20 percent of new vehicles sport the backup camera

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Friday, January 7, 2011 10:00 am
By Jay MacDonald · Bankrate.com

I’ve been a dog guy all my life. My two Golden Retrievers are a constant source of love and entertainment as they teach me to be a better human. While owning two Air Buds won’t prevent me from obtaining homeowners insurance, owning other breeds might. I don’t like it, but I understand it. The tragedies

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