Insurance Blog

Wednesday, October 19, 2011 4:17 pm
By Robert DiGiacomo · Bankrate.com

With unemployment benefits guaranteed for only six months in most states, laid-off workers should have a plan B for when benefits run out. One insurance product that tries to bridge the gap between state unemployment benefits and a worker’s former salary is private unemployment insurance from Assura Group. The supplemental policy provides up to half of your

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Tuesday, October 18, 2011 9:00 am
By Jay MacDonald · Bankrate.com

Was it better to have tried to solve a conundrum like long-term care insurance and lost than never to have tried at all? No doubt that’s what the Obama administration and Secretary Kathleen Sebelius and her crew at Health and Human Services are wondering in the wake of last week’s decision to shelve the search

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Friday, October 14, 2011 9:00 am
By Jay MacDonald · Bankrate.com

It’s not customary to wish one another Happy Breast Cancer Awareness Month every October, but maybe it should be. It’s our collective squeamishness (read: denial) about the Big C that keeps us so strangely passive and uninvolved. That’s understandable; we don’t have a lot of control over who gets cancer or how long it will take to

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Friday, October 7, 2011 9:00 am
By Jay MacDonald · Bankrate.com

The National Flood Insurance Program remains stuck in a “Groundhog Day” scenario, fated to relive the same short-term extension scenario over and over until Congress puts on its big-boy pants and commits to a sustainable overhaul that will last longer than green bananas. President Obama put pen to the Fiscal Year 2012 Continuing Resolution on

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Tuesday, October 4, 2011 9:00 am
By Jay MacDonald · Bankrate.com

As the Supreme Court prepares to administer a constitutional checkup to President Barack Obama’s historic health care reform, I would respectfully request that they weigh the alternative as well. The 26 states opposing the Affordable Care Act insist that its individual mandate, which requires all Americans to purchase health insurance or face a fine beginning

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Friday, September 30, 2011 9:00 am
By Jay MacDonald · Bankrate.com

The financial burden of health insurance for American workers and their families increased this year in what some analysts predict may be a harbinger of premiums to come. According to the annual survey released Tuesday by the Kaiser Family Foundation and the Health Research & Educational Trust, the average cost for employer-sponsored family health insurance

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Friday, September 23, 2011 9:00 am
By Jay MacDonald · Bankrate.com

One million more young adults are covered by health insurance today than last year, thanks to President Obama’s health care reform package. While the sputtering economy has caused an alarming number of Americans to drop their health coverage, a new Gallup poll found one bright spot: the number of adults ages 18 to 25 without health

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Tuesday, September 20, 2011 9:00 am
By Jay MacDonald · Bankrate.com

Let’s cut to the chase regarding Texas Gov. Rick Perry’s outlandish assertion that Social Security is a Ponzi scheme: It just ain’t so, with a Texas-size period. The fact that Perry’s remark garnered cheers from a largely tea party crowd at last week’s GOP presidential debate only illustrates that neither the governor nor the tea

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Friday, September 16, 2011 9:00 am
By Jay MacDonald · Bankrate.com

Many of the same forces behind the constitutional challenge to President Obama’s historic health care reform are simultaneously waging an unconstitutional war on women’s health. Laura Bassett, writing in Huffington Post, says that 18 states have passed one or more measures to limit the services that Planned Parenthood can offer in what she calls an

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Friday, September 9, 2011 9:00 am
By Jay MacDonald · Bankrate.com

When terrorists attacked New York’s World Trade Center 10 years ago this weekend, it was the largest single insurance loss in history, resulting in an estimated $33 billion in insured damages and shaking the insurance industry worldwide. Robert Hartwig, president of the Insurance Information Institute, witnessed firsthand the attacks on what is now known as

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