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Clock now favors health reform

By Jay MacDonald · Bankrate.com
Friday, November 23, 2012
Posted: 10 am ET

A quick check of the timeline shows that health care reform was signed into law in March 2010, its "individual mandate" portion that requires Americans to obtain health insurance was upheld by the U.S. Supreme Court last June, and the Republican presidential challenger who vowed to repeal and replace the law was defeated earlier this month.

Whether you love or loathe health care reform, the clock has run out on eleventh-hour challenges and Hail Mary plays. The game is over. The Affordable Care Act, most of it anyway, is here to stay, nearly three years after Congress passed it and President Barack Obama signed it.

Even here in my home state of Florida, which led the 26-state uprising against the law and whose governor turned down millions in federal funding for a state health insurance exchange, suddenly most of the foot-dragging has ceased.

Florida's state lawmakers sent a letter of rapprochement last week to Health and Human Services Secretary Kathleen Sebelius, noting that they'd heard something about these state exchanges and are kinda curious how they'll work. Gov. Rick Scott went a step further and asked Sebelius for a sit-down to brainstorm how to cut health care costs.

That's huge. Really. As polarized as this country has been over health care reform from day one, the shift from "Hell no" to "Hell maybe" is enormous. Sebelius even tipped her hat to such baby steps last week when she agreed to give the holdout states more time to ponder their approach to exchanges, which the feds will run in states that ultimately decide to pass.

What's bringing about this sudden softening? Well, at the risk of summoning ghosts of the recent presidential campaign, I'll nominate the F word: facts. What's happening in recalcitrant states such as Florida is that the suddenly refocused number-crunchers are doing the math and figuring out that -- wait for it -- health care reform can save them money!

A report published last week by the Health Policy Institute at Georgetown University shows Florida can save up to $100 million per year by expanding Medicaid  to include up to 1.3 million uninsured Floridians. The feds have offered to pay 100 percent of the Medicaid expansion through 2016, then phasing down to 90 percent from 2020 on. Ironically, it was a mandatory version of that very expansion that Florida and other states fought and ultimately convinced the Supreme Court to block last summer.

This health care detente is not likely to go smoothly. While even the most entrenched state leaders must make a nod to inconvenient facts, there remains widespread suspicion of the federal offer to fully fund Medicaid expansion in the initial years. What's more, fewer than half the states will be ready to open their own individual and small-business insurance exchanges in January 2014 without federal assistance.

The good news is, the clock has finally stopped working against health care reform and instead started ticking on laggard states to get on board or be left behind.

Follow me on Twitter: @omnisuarus.

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7 Comments
Frank Bakis
November 29, 2012 at 9:36 am

Hello....I work at a major health spa on the U.S.A border with Canada. All see many European guest. The thing they don't understand is that the USA is suppose tobe the greatest nation on earth and you don't have nation health care like the rest of the world. So we must not be as great as we say.

Larry Chambers
November 29, 2012 at 12:03 am

There is absolutely no way for the Federal Government to take over health care, create a HUGE bureaucracy and save money.
It's impossible.
The law itself will be tens of thousands of pages of REGULATIONS when it's finished ! That fact alone will require huge amounts of time and money for Americans to deal with.
The law is loaded with new taxes and fees for us ALL. Not just the rich, but EVERYONE !
In the end our entitlement society will fail. it simply has too. Why? Because it is unsustainable.
This law is NOT about the well being of Americans. It's about control of huge amounts of money and the subsequent power that will come with it.

Reality
November 28, 2012 at 5:59 pm

Jay,
You seem a little too excited. Yes, states may save a little dough in the short run. But that has been the problem with this program. It only looks at short run. The Federal Government can't sustain Medicaid and Social Security in the long run as they sit now. What makes you think they can add this subsidy and even tread water? The big question people who are so excited for healthcare reform leave out is, "Who's gonna pay for it down the line?" Maybe we should just raise a Greek flag now since we are headed down the same financial path.

Anyway, loved your article. Keep drinking the Kool-Aid!

Carrie
November 25, 2012 at 1:30 pm

Health care reform organized and effected by government will NEVER be a viable, efficient, or desirable option for any thinking individual.

The only solution to our disaster is to allow individuals to buy insurance freely. Let people who don't smoke buy policies that don't cover smoking-related illness. Let men buy policies that don't cover pregnancy. Let those without children buy policies that don't cover children.

Most of all, get employers out of the heath insurance game. It's none of their business and most definitely not their responsibility. It's time Americans take responsibility for their health and health care, and the only way to do this is to go to a free-market system.

artist
November 24, 2012 at 11:26 am

YAY!

Effective Dec. 31, Community College of Allegheny County will cut course loads and hours for some 200 adjunct faculty members and 200 additional employees to avoid paying $6 million in Affordable Care Act-related fees in January 2014.

InsideHigherEd.com