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	<title>Bankrate.com</title>
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	<link>http://www.bankrate.com/financing</link>
	<description>A Financial Blog</description>
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		<title>E-file fears grow</title>
		<link>http://www.bankrate.com/financing/taxes/e-file-fears-grow/</link>
		<comments>http://www.bankrate.com/financing/taxes/e-file-fears-grow/#comments</comments>
		<pubDate>Thu, 09 Feb 2012 22:48:02 +0000</pubDate>
		<dc:creator>Kay Bell</dc:creator>
				<category><![CDATA[Taxes]]></category>
		<category><![CDATA[tax]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11231</guid>
		<description><![CDATA[More than 112 million taxpayers filed their returns electronically last year. If the 2012 filing season follows the trend of recent tax years, even more will e-file their taxes this year.
But that doesn't mean everyone is happy about the prospect or process.
A survey conducted by late last month by Ipsos for online tax filing company]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Buffett&#8217;s investment lesson</title>
		<link>http://www.bankrate.com/financing/retirement/buffetts-investment-lesson/</link>
		<comments>http://www.bankrate.com/financing/retirement/buffetts-investment-lesson/#comments</comments>
		<pubDate>Thu, 09 Feb 2012 22:36:16 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[stocks]]></category>
		<category><![CDATA[Warren Buffett]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11237</guid>
		<description><![CDATA[Fidelity Investments, which manages more 401(k) accounts than any other company, released a good-news/bad-news quarterly retirement planning report today.
The good news is employees are saving more, and employers are shelling out more in matches. Employee contributions rose in 2011 to $5,750, up from $5,680 in 2010. At the same time, employers kicked in an average]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/buffetts-investment-lesson/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>AmEx pushes annual fees</title>
		<link>http://www.bankrate.com/financing/credit-cards/amex-pushes-annual-fees/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/amex-pushes-annual-fees/#comments</comments>
		<pubDate>Thu, 09 Feb 2012 21:33:29 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[American Express]]></category>
		<category><![CDATA[annual fee]]></category>
		<category><![CDATA[credit card]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11241</guid>
		<description><![CDATA[American Express wants you to pay an annual fee. That's one of the takeaways from the credit card issuer's investor call on Wednesday.
And they may not be the only one.
Company Chairman and CEO Kenneth Chenault told analysts this week American Express is "driving card fee revenues." He noted that many of the issuer's charge cards]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/amex-pushes-annual-fees/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Are we in a bull market?</title>
		<link>http://www.bankrate.com/financing/investing/are-we-in-a-bull-market/</link>
		<comments>http://www.bankrate.com/financing/investing/are-we-in-a-bull-market/#comments</comments>
		<pubDate>Thu, 09 Feb 2012 19:25:51 +0000</pubDate>
		<dc:creator>Sheyna Steiner</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[bull market]]></category>
		<category><![CDATA[MSCI World Index]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11239</guid>
		<description><![CDATA[Everyone seems to be atwitter about a bull market this week.
Yesterday, the Standard &#38; Poor's 500 Index closed at a seven-month high, just 1 percent off the year-over-year high from April 29, 2011.
And the MSCI All-Country World Index has also climbed precipitously in recent months.
What is the MSCI All-Country World Index, you might ask.
It's a]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/investing/are-we-in-a-bull-market/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Auto loan rates in Menomonie, Wisconsin</title>
		<link>http://www.bankrate.com/financing/rates/auto-loan-rates-in-menomonie-wisconsin/</link>
		<comments>http://www.bankrate.com/financing/rates/auto-loan-rates-in-menomonie-wisconsin/#comments</comments>
		<pubDate>Thu, 09 Feb 2012 15:45:16 +0000</pubDate>
		<dc:creator>Mitch Strohm</dc:creator>
				<category><![CDATA[Rates]]></category>
		<category><![CDATA[48 month new car loan]]></category>
		<category><![CDATA[auto loan calculator]]></category>
		<category><![CDATA[WI]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=3511</guid>
		<description><![CDATA[The national average for 48-month new-car loans jump up slightly this week to 5.17 percent. Despite their minor move north, rates are still staying pretty far south. That's good news, if you're in the market for a new vehicle. Use our rates survey to shop for the lowest auto loan rates in Menomonie, WI, and]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/rates/auto-loan-rates-in-menomonie-wisconsin/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Money market account and rates in Irvine, California</title>
		<link>http://www.bankrate.com/financing/rates/money-market-account-and-rates-in-irvine-california/</link>
		<comments>http://www.bankrate.com/financing/rates/money-market-account-and-rates-in-irvine-california/#comments</comments>
		<pubDate>Thu, 09 Feb 2012 15:40:05 +0000</pubDate>
		<dc:creator>Mitch Strohm</dc:creator>
				<category><![CDATA[Rates]]></category>
		<category><![CDATA[CA]]></category>
		<category><![CDATA[money market account rates]]></category>
		<category><![CDATA[savings calculator]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=5095</guid>
		<description><![CDATA[The national average rate for money market accounts is at 0.13 percent for the eighth week in a row. That low rate is causing many to look for alternative methods of saving. Our rates survey can help you find a decent money market account and rates in Irvine, CA.
Money market accounts serve as a good]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/rates/money-market-account-and-rates-in-irvine-california/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>CD rates in Reading, Pennsylvania</title>
		<link>http://www.bankrate.com/financing/rates/cd-rates-in-reading-pennsylvania/</link>
		<comments>http://www.bankrate.com/financing/rates/cd-rates-in-reading-pennsylvania/#comments</comments>
		<pubDate>Thu, 09 Feb 2012 15:30:40 +0000</pubDate>
		<dc:creator>Mitch Strohm</dc:creator>
				<category><![CDATA[Rates]]></category>
		<category><![CDATA[best CD rates]]></category>
		<category><![CDATA[one-year CD rates]]></category>
		<category><![CDATA[PA]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=1905</guid>
		<description><![CDATA[The national average for one-year CD rates is at 0.34 percent for the eighth week in a row. Rates are at staggering lows, but if you're looking for the best CD rates in Reading, PA, our research can help.
You may find a better rate at your credit union than at a large national bank. Sometimes]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/rates/cd-rates-in-reading-pennsylvania/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage rates in Reading, Pennsylvania</title>
		<link>http://www.bankrate.com/financing/rates/mortgage-rates-in-reading-pennsylvania/</link>
		<comments>http://www.bankrate.com/financing/rates/mortgage-rates-in-reading-pennsylvania/#comments</comments>
		<pubDate>Thu, 09 Feb 2012 15:00:16 +0000</pubDate>
		<dc:creator>Clare Mallen</dc:creator>
				<category><![CDATA[Rates]]></category>
		<category><![CDATA[30 year fixed mortgage]]></category>
		<category><![CDATA[APR]]></category>
		<category><![CDATA[PA]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=1709</guid>
		<description><![CDATA[
For those interested in mortgage rates in Reading, PA, there is good news. Overall, fixed mortgage rates are still low. That makes this a great time to get a housing loan for those who qualify. If you are looking to refinance, or you are a first-time homebuyer, our site provides as a service the ability to check]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/rates/mortgage-rates-in-reading-pennsylvania/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Retirement planning in Chadron, Nebraska</title>
		<link>http://www.bankrate.com/financing/rates/retirement-planning-in-chadron-nebraska/</link>
		<comments>http://www.bankrate.com/financing/rates/retirement-planning-in-chadron-nebraska/#comments</comments>
		<pubDate>Thu, 09 Feb 2012 15:00:15 +0000</pubDate>
		<dc:creator>Clare Mallen</dc:creator>
				<category><![CDATA[Rates]]></category>
		<category><![CDATA[jumbo]]></category>
		<category><![CDATA[money market account]]></category>
		<category><![CDATA[NE]]></category>
		<category><![CDATA[savings]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=5255</guid>
		<description><![CDATA[Seeking information on retirement planning in Chadron, NE? Check out our site for tools, calculators and guidelines to help you build a safe, strong retirement plan. Money market accounts offer an easy way to invest for your retirement, and we provide the best money market rates in your neighborhood. Our rate tables are updated throughout the day to provide the latest information available]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/rates/retirement-planning-in-chadron-nebraska/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Retiring in a new home</title>
		<link>http://www.bankrate.com/financing/retirement/retiring-in-a-new-home/</link>
		<comments>http://www.bankrate.com/financing/retirement/retiring-in-a-new-home/#comments</comments>
		<pubDate>Thu, 09 Feb 2012 14:23:17 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11211</guid>
		<description><![CDATA[The National Association of Home Builders is holding its annual convention in Orlando this week, and one of the major themes is the growth of the age-55-plus market. It's a bright spot in a business that has been dismal for five years.
W. Don Whyte, president of Kennecott Land in South Jordan, Utah, and chair of]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/retiring-in-a-new-home/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Fed decision on ING sale delayed</title>
		<link>http://www.bankrate.com/financing/banking/fed-decision-on-ing-sale-delayed/</link>
		<comments>http://www.bankrate.com/financing/banking/fed-decision-on-ing-sale-delayed/#comments</comments>
		<pubDate>Wed, 08 Feb 2012 22:16:49 +0000</pubDate>
		<dc:creator>Claes Bell</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[savings]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11216</guid>
		<description><![CDATA[Savers upset about the sale of ING Direct to Capital One may have reason to hope. The Federal Reserve Board was supposed to hold a vote on whether to approve the sale today, but the vote was delayed, suggesting there might be some dissent among the Fed governors on how to proceed.
For its part, Capital]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/fed-decision-on-ing-sale-delayed/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Upbeat forecast for home prices</title>
		<link>http://www.bankrate.com/financing/mortgages/upbeat-forecast-for-home-prices/</link>
		<comments>http://www.bankrate.com/financing/mortgages/upbeat-forecast-for-home-prices/#comments</comments>
		<pubDate>Wed, 08 Feb 2012 22:04:18 +0000</pubDate>
		<dc:creator>Judy Martel</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11215</guid>
		<description><![CDATA[Consumer confidence in the economy is rising slightly and so are predictions about home prices. Mortgage company Fannie Mae reports that its January survey showed 30 percent of respondents believe the economy is on the right track, up from 22 percent in December. Respondents also predicted home prices will increase by 1 percent over the]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/mortgages/upbeat-forecast-for-home-prices/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>It&#8217;s a bank-eat-bank world</title>
		<link>http://www.bankrate.com/financing/banking/its-a-bank-eat-bank-world/</link>
		<comments>http://www.bankrate.com/financing/banking/its-a-bank-eat-bank-world/#comments</comments>
		<pubDate>Wed, 08 Feb 2012 19:54:06 +0000</pubDate>
		<dc:creator>Marcie Geffner</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[bank branches]]></category>
		<category><![CDATA[banks]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11141</guid>
		<description><![CDATA[If your bank closed or sold some of its branches last year, you weren't alone. In fact, the total number of bank branches in the U.S. declined in 2011, after years during which the number of bank locations expanded.
Still, the drop in branch locations didn't stop some banks from expanding their reach or adding more]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/its-a-bank-eat-bank-world/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Structured CDs under scrutiny</title>
		<link>http://www.bankrate.com/financing/cd-rates/structured-cds-under-scrutiny/</link>
		<comments>http://www.bankrate.com/financing/cd-rates/structured-cds-under-scrutiny/#comments</comments>
		<pubDate>Wed, 08 Feb 2012 17:31:09 +0000</pubDate>
		<dc:creator>Sheyna Steiner</dc:creator>
				<category><![CDATA[CD rates]]></category>
		<category><![CDATA[CD]]></category>
		<category><![CDATA[CDs]]></category>
		<category><![CDATA[derivatives]]></category>
		<category><![CDATA[structured CDs]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11202</guid>
		<description><![CDATA[On Tuesday, Bloomberg.com reported that the Financial Industry Regulatory Authority, or FINRA, has turned the spotlight on derivative-linked CD products.
With no substantial yields to be found in conventional CDs and savings products, savers have looked high and low for safe investments with better returns. Unfortunately, there are no easy answers these days.
Enter the structured CD,]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/cd-rates/structured-cds-under-scrutiny/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>30 companies, 1 index, the DJIA</title>
		<link>http://www.bankrate.com/financing/investing/30-companies-1-index-the-djia/</link>
		<comments>http://www.bankrate.com/financing/investing/30-companies-1-index-the-djia/#comments</comments>
		<pubDate>Wed, 08 Feb 2012 16:35:32 +0000</pubDate>
		<dc:creator>Sheyna Steiner</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Dow Jones Industrial Average]]></category>
		<category><![CDATA[index]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11200</guid>
		<description><![CDATA[There's a great piece on the New York Times' website, NYtimes.com, if you're from under a rock, titled "Why do we still care about the Dow?" by Adam Davidson of Planet Money fame.
The Dow Jones Industrial Average is a closely watched index but is comprised of only 30 giant companies.
Here's how the index is described]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/investing/30-companies-1-index-the-djia/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Money market account and rates in Vernon, Alabama</title>
		<link>http://www.bankrate.com/financing/rates/money-market-account-and-rates-in-vernon-alabama/</link>
		<comments>http://www.bankrate.com/financing/rates/money-market-account-and-rates-in-vernon-alabama/#comments</comments>
		<pubDate>Wed, 08 Feb 2012 15:59:18 +0000</pubDate>
		<dc:creator>Mitch Strohm</dc:creator>
				<category><![CDATA[Rates]]></category>
		<category><![CDATA[AL]]></category>
		<category><![CDATA[money market account rates]]></category>
		<category><![CDATA[savings calculator]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=3087</guid>
		<description><![CDATA[Yields on money market accounts have moved south and will be staying there for a while. The Fed is keeping interest rates low in order to try and stimulate the economy. But if you're looking for a money market account and rates in Vernon, AL, with a decent yield, our rates survey can help.
Rates are]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/rates/money-market-account-and-rates-in-vernon-alabama/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Auto loan rates in Dothan, Alabama</title>
		<link>http://www.bankrate.com/financing/rates/auto-loan-rates-in-dothan-alabama/</link>
		<comments>http://www.bankrate.com/financing/rates/auto-loan-rates-in-dothan-alabama/#comments</comments>
		<pubDate>Wed, 08 Feb 2012 15:55:15 +0000</pubDate>
		<dc:creator>Mitch Strohm</dc:creator>
				<category><![CDATA[Rates]]></category>
		<category><![CDATA[48 month new car loan]]></category>
		<category><![CDATA[AL]]></category>
		<category><![CDATA[auto loan calculator]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=3456</guid>
		<description><![CDATA[Now is a good time to be in the market for a new vehicle. Rates are at near-record lows. The current 48-month new-car loan is currently at 5.15 percent. Rates are low, but it's still possible to find a better-than-average deal. Use our rates survey to search diligently for auto loan rates in Dothan, AL,]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/rates/auto-loan-rates-in-dothan-alabama/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>CD rates in Branson, Missouri</title>
		<link>http://www.bankrate.com/financing/rates/cd-rates-in-branson-missouri/</link>
		<comments>http://www.bankrate.com/financing/rates/cd-rates-in-branson-missouri/#comments</comments>
		<pubDate>Wed, 08 Feb 2012 15:45:15 +0000</pubDate>
		<dc:creator>Mitch Strohm</dc:creator>
				<category><![CDATA[Rates]]></category>
		<category><![CDATA[best CD rates]]></category>
		<category><![CDATA[MO]]></category>
		<category><![CDATA[one-year CD rates]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=1855</guid>
		<description><![CDATA[Interest rates are at dismal lows and might be staying there for a while -- the Fed is keeping interest rates low for the foreseeable future. In order to find the best CD rates in Branson, MO, use our rates survey.
In order to create some liquidity and a steady stream of revenue, consider building a]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/rates/cd-rates-in-branson-missouri/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage rates in Branson, Missouri</title>
		<link>http://www.bankrate.com/financing/rates/mortgage-rates-in-branson-missouri/</link>
		<comments>http://www.bankrate.com/financing/rates/mortgage-rates-in-branson-missouri/#comments</comments>
		<pubDate>Wed, 08 Feb 2012 15:00:48 +0000</pubDate>
		<dc:creator>Clare Mallen</dc:creator>
				<category><![CDATA[Rates]]></category>
		<category><![CDATA[30 year fixed mortgage]]></category>
		<category><![CDATA[APR]]></category>
		<category><![CDATA[MO]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=1707</guid>
		<description><![CDATA[Looking for mortgage rates in Branson, MO? The housing market is a buyer's market, and mortgage rates are at the lowest rates in decades. However, mortgage rates are always subject to change. For first-time homebuyers, or for those looking to refinance, our site allows to you to check local mortgage rates in Branson, and throughout the Missouri]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/rates/mortgage-rates-in-branson-missouri/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Retirement planning in Alpena, Michigan</title>
		<link>http://www.bankrate.com/financing/rates/retirement-planning-in-alpena-michigan/</link>
		<comments>http://www.bankrate.com/financing/rates/retirement-planning-in-alpena-michigan/#comments</comments>
		<pubDate>Wed, 08 Feb 2012 15:00:46 +0000</pubDate>
		<dc:creator>Clare Mallen</dc:creator>
				<category><![CDATA[Rates]]></category>
		<category><![CDATA[jumbo]]></category>
		<category><![CDATA[MI]]></category>
		<category><![CDATA[money market account]]></category>
		<category><![CDATA[savings]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=5253</guid>
		<description><![CDATA[Ensure the focus of your retirement planning in Alpena, MI, is sound by utilizing all the tools, calculators and guides available. A money market account offers a protected vehicle for your money, and our researchers survey money market accounts throughout the day to provide valuable and current information for your retirement planning.


Retirement planning in Alpena, MI
As of]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/rates/retirement-planning-in-alpena-michigan/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Appeal for misleading mpg ruling</title>
		<link>http://www.bankrate.com/financing/cars/appeal-for-misleading-mpg-ruling/</link>
		<comments>http://www.bankrate.com/financing/cars/appeal-for-misleading-mpg-ruling/#comments</comments>
		<pubDate>Wed, 08 Feb 2012 14:30:06 +0000</pubDate>
		<dc:creator>Tara Baukus Mello</dc:creator>
				<category><![CDATA[Cars]]></category>
		<category><![CDATA[auto]]></category>
		<category><![CDATA[hybrid car]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11180</guid>
		<description><![CDATA[There is more than meets the eye in the recent small claims court case where a former attorney was awarded a nearly $10,000 judgment because her Honda Civic hybrid car did not get the fuel economy advertised.
Plaintiff Heather Peters, a former attorney, took her case to California's small claims court after opting out of a]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/cars/appeal-for-misleading-mpg-ruling/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Giving more, the easy way</title>
		<link>http://www.bankrate.com/financing/wealth/giving-more-the-easy-way/</link>
		<comments>http://www.bankrate.com/financing/wealth/giving-more-the-easy-way/#comments</comments>
		<pubDate>Tue, 07 Feb 2012 23:32:09 +0000</pubDate>
		<dc:creator>Judy Martel</dc:creator>
				<category><![CDATA[Wealth]]></category>
		<category><![CDATA[bequest]]></category>
		<category><![CDATA[charity]]></category>
		<category><![CDATA[death]]></category>
		<category><![CDATA[gifts]]></category>
		<category><![CDATA[life]]></category>
		<category><![CDATA[Taxes]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11188</guid>
		<description><![CDATA[Leaving a charitable bequest is as easy as treating the charity as an heir on your various accounts. But combined with annual gifts during life, your donation could pack a lot more punch -- for you and the charity.
Here are three easy ways to make a bequest to a charity:

Name the charity as a beneficiary]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/wealth/giving-more-the-easy-way/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Designers at discount stores</title>
		<link>http://www.bankrate.com/financing/saving-money/designers-at-discount-stores/</link>
		<comments>http://www.bankrate.com/financing/saving-money/designers-at-discount-stores/#comments</comments>
		<pubDate>Tue, 07 Feb 2012 21:46:45 +0000</pubDate>
		<dc:creator>Naomi Mannino</dc:creator>
				<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[Jason Wu for Target]]></category>
		<category><![CDATA[save money]]></category>
		<category><![CDATA[smart spending]]></category>
		<category><![CDATA[waste money]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11169</guid>
		<description><![CDATA[Were you wooed by that mischievous cat on the commercial for designer Jason Wu's new collaboration with Target? Did you drop everything to stand in line at H&#38;M for the Versace last fall? Are you a Simply Vera by Vera Wang devotee at Kohl's?
You are not alone.  A new Facebook group called "Jason Wu for Target: Swap, Sell &#38;]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/saving-money/designers-at-discount-stores/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>CFPB probes payment protection</title>
		<link>http://www.bankrate.com/financing/credit-cards/cfpb-probes-payment-protection/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/cfpb-probes-payment-protection/#comments</comments>
		<pubDate>Tue, 07 Feb 2012 21:14:12 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[CFPB]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[Discover]]></category>
		<category><![CDATA[payment protection]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11183</guid>
		<description><![CDATA[The new federal consumer watchdog is sniffing at payment protection plans offered by one credit card company, highlighting a profitable plan for issuers that may not be worth your money.
Discover said late last month the Consumer Financial Protection Bureau (along with the Federal Deposit Insurance Corp.) is checking into the marketing of its payment protection]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/cfpb-probes-payment-protection/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>JPMorgan to pay back fees?</title>
		<link>http://www.bankrate.com/financing/banking/jpmorgan-to-pay-back-fees/</link>
		<comments>http://www.bankrate.com/financing/banking/jpmorgan-to-pay-back-fees/#comments</comments>
		<pubDate>Tue, 07 Feb 2012 19:56:07 +0000</pubDate>
		<dc:creator>Claes Bell</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[checking accounts]]></category>
		<category><![CDATA[debit cards]]></category>
		<category><![CDATA[fees]]></category>
		<category><![CDATA[JPMorgan Chase]]></category>
		<category><![CDATA[overdraft fees]]></category>
		<category><![CDATA[Regulation E]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11182</guid>
		<description><![CDATA[JPMorgan Chase became the latest bank to settle a nationwide suit concerning the infamous "courtesy" overdraft fees. From Jonathan Stempel of Reuters:
JPMorgan Chase &#38; Co has agreed to pay $110 million to settle consumer litigation accusing it of charging excessive overdraft fees.
The largest U.S. bank by assets joined Bank of America Corp and several smaller]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/jpmorgan-to-pay-back-fees/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>IRS eyes foreign accounts</title>
		<link>http://www.bankrate.com/financing/taxes/irs-eyes-foreign-accounts/</link>
		<comments>http://www.bankrate.com/financing/taxes/irs-eyes-foreign-accounts/#comments</comments>
		<pubDate>Tue, 07 Feb 2012 19:40:50 +0000</pubDate>
		<dc:creator>Kay Bell</dc:creator>
				<category><![CDATA[Taxes]]></category>
		<category><![CDATA[tax]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11177</guid>
		<description><![CDATA[The Internal Revenue Service's main job is to collect our tax money. And some of that tax money comes from, or is supposed to come from, accounts that U.S. taxpayers have in foreign locations.
This filing season, a new reporting requirement, Form 8938, should help the IRS reel in taxes on foreign-held funds. It's the latest]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/taxes/irs-eyes-foreign-accounts/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Fight brews over MMFs</title>
		<link>http://www.bankrate.com/financing/investing/fight-brews-over-mmfs/</link>
		<comments>http://www.bankrate.com/financing/investing/fight-brews-over-mmfs/#comments</comments>
		<pubDate>Tue, 07 Feb 2012 18:55:00 +0000</pubDate>
		<dc:creator>Sheyna Steiner</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[money market funds]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11178</guid>
		<description><![CDATA[Money market funds are designed to be safe investments that maintain a $1 per share net asset value, or NAV, at all times. Unlike money market accounts offered by banks though, money market funds are not insured by the FDIC. That means it is possible to lose money in a money market fund if the]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/investing/fight-brews-over-mmfs/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to save Humpty-Dumpty</title>
		<link>http://www.bankrate.com/financing/retirement/how-to-save-humpty-dumpty/</link>
		<comments>http://www.bankrate.com/financing/retirement/how-to-save-humpty-dumpty/#comments</comments>
		<pubDate>Tue, 07 Feb 2012 17:23:19 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[Social Security]]></category>
		<category><![CDATA[working]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11174</guid>
		<description><![CDATA[Sarah Toevs, director of the Center for Aging at Boise State University, calls the baby-boomer bulge "Humpty-Dumpty," after the egg-shaped population bulge all those births caused. She sees Humpty as a retirement-planning problem of major proportions.
For at least a millennium, the population has been distributed with a large base of young people at the bottom]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/how-to-save-humpty-dumpty/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Money market account and rates in St. Augustine, Florida</title>
		<link>http://www.bankrate.com/financing/rates/money-market-account-and-rates-in-st-augustine-florida/</link>
		<comments>http://www.bankrate.com/financing/rates/money-market-account-and-rates-in-st-augustine-florida/#comments</comments>
		<pubDate>Tue, 07 Feb 2012 16:30:55 +0000</pubDate>
		<dc:creator>Mitch Strohm</dc:creator>
				<category><![CDATA[Rates]]></category>
		<category><![CDATA[FL]]></category>
		<category><![CDATA[money market account rates]]></category>
		<category><![CDATA[savings calculator]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=5092</guid>
		<description><![CDATA[To stimulate the economy, the Federal Reserve is keeping interest rates low for at least another year and a half. But if you're looking for a money market account and rates in St. Augustine, FL, with a better-than-average yield, our rates survey can help.
Money market accounts serve as a safe place to keep your emergency]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/rates/money-market-account-and-rates-in-st-augustine-florida/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Auto loan rates in Newark, New Jersey</title>
		<link>http://www.bankrate.com/financing/rates/auto-loan-rates-in-newark-new-jersey/</link>
		<comments>http://www.bankrate.com/financing/rates/auto-loan-rates-in-newark-new-jersey/#comments</comments>
		<pubDate>Tue, 07 Feb 2012 15:59:59 +0000</pubDate>
		<dc:creator>Mitch Strohm</dc:creator>
				<category><![CDATA[Rates]]></category>
		<category><![CDATA[48 month new car loan]]></category>
		<category><![CDATA[auto loan calculator]]></category>
		<category><![CDATA[NJ]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=1253</guid>
		<description><![CDATA[The national average for 48-month new-car loans has been steady at 5.15 percent recently. Auto rates are low, but it's still possible to find a better deal. Use our rates survey to find the lowest auto loan rates in Newark, DE, and in other areas of Delaware.
Before you start looking for a loan, make sure]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/rates/auto-loan-rates-in-newark-new-jersey/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>CD rates in Salinas, California</title>
		<link>http://www.bankrate.com/financing/rates/cd-rates-in-salinas-california/</link>
		<comments>http://www.bankrate.com/financing/rates/cd-rates-in-salinas-california/#comments</comments>
		<pubDate>Tue, 07 Feb 2012 15:55:13 +0000</pubDate>
		<dc:creator>Mitch Strohm</dc:creator>
				<category><![CDATA[Rates]]></category>
		<category><![CDATA[best CD rates]]></category>
		<category><![CDATA[CA]]></category>
		<category><![CDATA[one-year CD rates]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=1853</guid>
		<description><![CDATA[It's old news by now, but the Federal Reserve is keeping rates low until at least the middle of 2013. The average national one-year CD rate is still at a dismal 0.34 percent. But there are plenty of ways to find a higher yield. If you're looking for the best CD rates in Salinas, CA,]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/rates/cd-rates-in-salinas-california/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Second front attacks &#8216;Obamacare&#8217;</title>
		<link>http://www.bankrate.com/financing/insurance/second-front-attacks-obamacare/</link>
		<comments>http://www.bankrate.com/financing/insurance/second-front-attacks-obamacare/#comments</comments>
		<pubDate>Tue, 07 Feb 2012 15:00:35 +0000</pubDate>
		<dc:creator>Jay MacDonald</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[health care reform]]></category>
		<category><![CDATA[health insurance]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11153</guid>
		<description><![CDATA[As President Barack Obama's historic health care reform inches toward its final exam before the Supreme Court next month, a second front led by leaders of the Catholic Church has been growing against the Affordable Care Act.
Unlike the legal challenge by 26 states to the act's "individual mandate" that requires all Americans to purchase health insurance]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/insurance/second-front-attacks-obamacare/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Retirement planning in Missoula, Montana</title>
		<link>http://www.bankrate.com/financing/rates/retirement-planning-in-missoula-montana/</link>
		<comments>http://www.bankrate.com/financing/rates/retirement-planning-in-missoula-montana/#comments</comments>
		<pubDate>Tue, 07 Feb 2012 15:00:22 +0000</pubDate>
		<dc:creator>Clare Mallen</dc:creator>
				<category><![CDATA[Rates]]></category>
		<category><![CDATA[jumbo]]></category>
		<category><![CDATA[money market account]]></category>
		<category><![CDATA[MT]]></category>
		<category><![CDATA[savings]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=5207</guid>
		<description><![CDATA[There is no time like the present to begin your retirement planning in Missoula, MT, and we can provide helpful tools to guide you in the right direction. You may want to consider investing in a money market account as a safe and secure vehicle for retirement planning and for your long term goals.


Retirement planning]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/rates/retirement-planning-in-missoula-montana/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage rates in Salinas, California</title>
		<link>http://www.bankrate.com/financing/rates/mortgage-rates-in-salinas-california/</link>
		<comments>http://www.bankrate.com/financing/rates/mortgage-rates-in-salinas-california/#comments</comments>
		<pubDate>Tue, 07 Feb 2012 15:00:17 +0000</pubDate>
		<dc:creator>Clare Mallen</dc:creator>
				<category><![CDATA[Rates]]></category>
		<category><![CDATA[30 year fixed mortgage]]></category>
		<category><![CDATA[APR]]></category>
		<category><![CDATA[CA]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=1705</guid>
		<description><![CDATA[
On the lookout for tips regarding finding the best mortgage rates in Salinas, CA? Expand your strategy and let us do the work for you. Now may be the best time for you to obtain a mortgage, but using careful consideration and our guidelines will enable you to decide wisely. As data fluctuate, our search function gives up-to-date information]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/rates/mortgage-rates-in-salinas-california/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Obama&#8217;s refinance dilemma</title>
		<link>http://www.bankrate.com/financing/mortgages/obamas-refinance-dilemma/</link>
		<comments>http://www.bankrate.com/financing/mortgages/obamas-refinance-dilemma/#comments</comments>
		<pubDate>Mon, 06 Feb 2012 21:58:03 +0000</pubDate>
		<dc:creator>Judy Martel</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[Obama]]></category>
		<category><![CDATA[recovery]]></category>
		<category><![CDATA[Refinance]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11163</guid>
		<description><![CDATA[Is President Barack Obama's latest plan to allow millions more struggling homeowners to refinance their mortgages actually further stalling a housing market recovery? Critics of the proposal, announced last week, say the chief drawback is that it's setting up a delay in foreclosures, which, in turn, prevents home prices from hitting bottom.
Republicans, who believe government]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/mortgages/obamas-refinance-dilemma/feed/</wfw:commentRss>
		<slash:comments>13</slash:comments>
		</item>
		<item>
		<title>A multicultural retirement</title>
		<link>http://www.bankrate.com/financing/retirement/a-multicultural-retirement/</link>
		<comments>http://www.bankrate.com/financing/retirement/a-multicultural-retirement/#comments</comments>
		<pubDate>Mon, 06 Feb 2012 21:32:35 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[African-American]]></category>
		<category><![CDATA[Asian]]></category>
		<category><![CDATA[Hispanic]]></category>
		<category><![CDATA[multi-cultural]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11155</guid>
		<description><![CDATA[I grew up in West Virginia in a family where "waste not, want not" was practically a religious tenet. It has taken me at least 50 years to get over the notion that leaving food on my plate isn't a sin. So I found the study that retirement services provider ING US released last week]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/a-multicultural-retirement/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>EMV makes Visa milestone</title>
		<link>http://www.bankrate.com/financing/credit-cards/emv-makes-visa-milestone/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/emv-makes-visa-milestone/#comments</comments>
		<pubDate>Mon, 06 Feb 2012 21:12:03 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[debit card]]></category>
		<category><![CDATA[EMV]]></category>
		<category><![CDATA[Visa]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11158</guid>
		<description><![CDATA[It won't be long before a chip credit card finds its way into your wallet.
Visa said Monday that issuers handed out an estimated 1 million EMV-enabled Visa cards as of the end of last year.  That's up from virtually zero a year and a half ago, according to the global payments technology company. (The stats]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/emv-makes-visa-milestone/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Good news won&#8217;t budge Fed, CD rates</title>
		<link>http://www.bankrate.com/financing/cd-rates/good-news-wont-budge-fed-cd-rates/</link>
		<comments>http://www.bankrate.com/financing/cd-rates/good-news-wont-budge-fed-cd-rates/#comments</comments>
		<pubDate>Mon, 06 Feb 2012 19:45:33 +0000</pubDate>
		<dc:creator>Claes Bell</dc:creator>
				<category><![CDATA[CD rates]]></category>
		<category><![CDATA[CD investing]]></category>
		<category><![CDATA[fed]]></category>
		<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[inflation]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11160</guid>
		<description><![CDATA[The drop in the national unemployment rate from 8.5 percent in December to 8.3 percent in January made big news nationwide, and seemed to a lot of folks to signify a solidified economic recovery. But if CD investors are hoping the stronger-than-expected employment report will cause the Fed to accelerate its timetable for a rate]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/cd-rates/good-news-wont-budge-fed-cd-rates/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Data that could move markets</title>
		<link>http://www.bankrate.com/financing/investing/data-that-could-move-markets/</link>
		<comments>http://www.bankrate.com/financing/investing/data-that-could-move-markets/#comments</comments>
		<pubDate>Mon, 06 Feb 2012 19:25:41 +0000</pubDate>
		<dc:creator>Sheyna Steiner</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[consumer credit]]></category>
		<category><![CDATA[economic indicators]]></category>
		<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[ISM manufacturing index]]></category>
		<category><![CDATA[trade deficit]]></category>
		<category><![CDATA[unemployment rates]]></category>
		<category><![CDATA[University of Michigan]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11157</guid>
		<description><![CDATA[On Friday, good news came in the form of the nonfarm payrolls report, which showed a growth in private jobs of 243,000 and a decrease in the unemployment rate to 8.3 percent.
Investors rejoiced, and the Standard &#38; Poor's 500 index finished Friday up 1.46 percent from the previous day's close.
Last week's release from the Institute]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/investing/data-that-could-move-markets/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Money market account and rates in Lake Tahoe, California</title>
		<link>http://www.bankrate.com/financing/rates/money-market-account-and-rates-in-lake-tahoe-california/</link>
		<comments>http://www.bankrate.com/financing/rates/money-market-account-and-rates-in-lake-tahoe-california/#comments</comments>
		<pubDate>Mon, 06 Feb 2012 16:30:28 +0000</pubDate>
		<dc:creator>Mitch Strohm</dc:creator>
				<category><![CDATA[Rates]]></category>
		<category><![CDATA[CA]]></category>
		<category><![CDATA[money market account rates]]></category>
		<category><![CDATA[savings calculator]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=5086</guid>
		<description><![CDATA[The Federal Reserve is keeping interest rates low until at least the middle of 2013. But while MMAs might not be paying a decent yield, they are insured up to $250,000 per depositor per bank, making them a safe investment. Make sure to shop thoroughly for a money market account and rates in Lake Tahoe,]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/rates/money-market-account-and-rates-in-lake-tahoe-california/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>HSBC named top bank brand</title>
		<link>http://www.bankrate.com/financing/banking/hsbc-named-top-bank-brand/</link>
		<comments>http://www.bankrate.com/financing/banking/hsbc-named-top-bank-brand/#comments</comments>
		<pubDate>Mon, 06 Feb 2012 16:28:37 +0000</pubDate>
		<dc:creator>Marcie Geffner</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[bank brands]]></category>
		<category><![CDATA[bank ratings]]></category>
		<category><![CDATA[banks]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11136</guid>
		<description><![CDATA[Call it the battle of the bank brands.
A new report ranking the world's most valuable brand names among banks has named HSBC as the holder of the top spot on a list of 500 bank brands.
The only British bank among the list's top 10, HSBC leapfrogged Bank of America and Wells Fargo, which ranked first]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/hsbc-named-top-bank-brand/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Auto loan rates in Barrow, Alaska</title>
		<link>http://www.bankrate.com/financing/rates/auto-loan-rates-in-barrow-alaska/</link>
		<comments>http://www.bankrate.com/financing/rates/auto-loan-rates-in-barrow-alaska/#comments</comments>
		<pubDate>Mon, 06 Feb 2012 15:55:46 +0000</pubDate>
		<dc:creator>Mitch Strohm</dc:creator>
				<category><![CDATA[Rates]]></category>
		<category><![CDATA[48 month new car loan]]></category>
		<category><![CDATA[auto loan calculator]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=3389</guid>
		<description><![CDATA[Auto loan rates are low, making it a great time to finance. The average 48-month new-car loan is currently at 5.15 percent. If you're looking for the lowest auto loan rates in Barrow, AK, our rates survey can make the search a lot easier.
Before you start looking for an auto loan, make sure to correct]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/rates/auto-loan-rates-in-barrow-alaska/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>CD rates in St. Cloud, Minnesota</title>
		<link>http://www.bankrate.com/financing/rates/cd-rates-in-st-cloud-minnesota/</link>
		<comments>http://www.bankrate.com/financing/rates/cd-rates-in-st-cloud-minnesota/#comments</comments>
		<pubDate>Mon, 06 Feb 2012 15:45:29 +0000</pubDate>
		<dc:creator>Mitch Strohm</dc:creator>
				<category><![CDATA[Rates]]></category>
		<category><![CDATA[best CD rates]]></category>
		<category><![CDATA[MN]]></category>
		<category><![CDATA[one-year CD rates]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=1851</guid>
		<description><![CDATA[Since CD rates are low throughout the country, many investors are taking on a little more risk to get higher yields. The national average for one-year CD yields is currently at 0.34% APY. But if you're looking for the best CD rates in St. Cloud, MN, our rates survey can help.
Some credit unions offer better-than-average]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/rates/cd-rates-in-st-cloud-minnesota/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Retirement planning in Paducah, Kentucky</title>
		<link>http://www.bankrate.com/financing/rates/retirement-planning-in-paducah-kentucky/</link>
		<comments>http://www.bankrate.com/financing/rates/retirement-planning-in-paducah-kentucky/#comments</comments>
		<pubDate>Mon, 06 Feb 2012 15:00:40 +0000</pubDate>
		<dc:creator>Clare Mallen</dc:creator>
				<category><![CDATA[Rates]]></category>
		<category><![CDATA[jumbo]]></category>
		<category><![CDATA[KY]]></category>
		<category><![CDATA[money market account]]></category>
		<category><![CDATA[savings]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=5171</guid>
		<description><![CDATA[Put your capital to optimal use by using these tips for retirement planning in Paducah, KY. When deciding what to invest your money in, consider a money market account -- good for anyone who wants to save money. Money market accounts provide a safe and secure resource for your retirement planning. Information on retirement planning in Paducah, KY, is easy]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/rates/retirement-planning-in-paducah-kentucky/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage rates in St. Cloud, Minnesota</title>
		<link>http://www.bankrate.com/financing/rates/mortgage-rates-in-st-cloud-minnesota/</link>
		<comments>http://www.bankrate.com/financing/rates/mortgage-rates-in-st-cloud-minnesota/#comments</comments>
		<pubDate>Mon, 06 Feb 2012 15:00:38 +0000</pubDate>
		<dc:creator>Clare Mallen</dc:creator>
				<category><![CDATA[Rates]]></category>
		<category><![CDATA[30 year fixed mortgage]]></category>
		<category><![CDATA[APR]]></category>
		<category><![CDATA[MN]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11149</guid>
		<description><![CDATA[Having trouble finding the best mortgage rates in St. Cloud, MN? Turn to our site where you will find guidelines, tools and calculators to assist in your decision. Trying to gauge how long will it take to break even on a mortgage refinance? We provide a mortgage break-even refinance calculator to guide your process. Rates]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/rates/mortgage-rates-in-st-cloud-minnesota/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Auto loan rates in Fayetteville, Arkansas</title>
		<link>http://www.bankrate.com/financing/rates/auto-loan-rates-in-fayetteville-arkansas/</link>
		<comments>http://www.bankrate.com/financing/rates/auto-loan-rates-in-fayetteville-arkansas/#comments</comments>
		<pubDate>Sun, 05 Feb 2012 16:00:49 +0000</pubDate>
		<dc:creator>Mitch Strohm</dc:creator>
				<category><![CDATA[Rates]]></category>
		<category><![CDATA[AR]]></category>
		<category><![CDATA[auto loan calculator]]></category>
		<category><![CDATA[Fayetteville]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11104</guid>
		<description><![CDATA[The 48-month new-car loan is currently at 5.15 percent. That's great news for consumers that are in the market to finance a new vehicle. If you're looking for the lowest auto loan rates in Fayetteville, AR, our rates survey can make it easy for you.
Before you start looking for an auto loan, make sure to]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/rates/auto-loan-rates-in-fayetteville-arkansas/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Romney for the rich?</title>
		<link>http://www.bankrate.com/financing/wealth/romney-for-the-rich/</link>
		<comments>http://www.bankrate.com/financing/wealth/romney-for-the-rich/#comments</comments>
		<pubDate>Sun, 05 Feb 2012 15:19:46 +0000</pubDate>
		<dc:creator>Judy Martel</dc:creator>
				<category><![CDATA[Wealth]]></category>
		<category><![CDATA[middle class]]></category>
		<category><![CDATA[rich]]></category>
		<category><![CDATA[Romney]]></category>
		<category><![CDATA[Taxes]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11147</guid>
		<description><![CDATA[Republican presidential candidate Mitt Romney defended his comment last week that he's not concerned about America's poor by explaining that his campaign focus is the majority of those in the middle class. But in an interview with CNN, he also said he's not concerned about the very rich either, because they're "doing OK." The very]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/wealth/romney-for-the-rich/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Money market account and rates in Bluefield, Virginia</title>
		<link>http://www.bankrate.com/financing/rates/money-market-account-and-rates-in-bluefield-virginia/</link>
		<comments>http://www.bankrate.com/financing/rates/money-market-account-and-rates-in-bluefield-virginia/#comments</comments>
		<pubDate>Sun, 05 Feb 2012 15:00:29 +0000</pubDate>
		<dc:creator>Mitch Strohm</dc:creator>
				<category><![CDATA[Rates]]></category>
		<category><![CDATA[money market account rates]]></category>
		<category><![CDATA[savings calculator]]></category>
		<category><![CDATA[VA]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=5055</guid>
		<description><![CDATA[The average national money market account yield is at 0.13 percent for the seventh consecutive week. And rates won't be rising anytime soon -- the Fed has promised to keep rates low at least for the next year and a half. But if you're looking for a safe place to keep your savings, check out]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/rates/money-market-account-and-rates-in-bluefield-virginia/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>CD rates in Plymouth, Massachusetts</title>
		<link>http://www.bankrate.com/financing/rates/cd-rates-in-plymouth-massachusetts/</link>
		<comments>http://www.bankrate.com/financing/rates/cd-rates-in-plymouth-massachusetts/#comments</comments>
		<pubDate>Sun, 05 Feb 2012 15:00:25 +0000</pubDate>
		<dc:creator>Mitch Strohm</dc:creator>
				<category><![CDATA[Rates]]></category>
		<category><![CDATA[best CD rates]]></category>
		<category><![CDATA[MA]]></category>
		<category><![CDATA[one-year CD rates]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=1829</guid>
		<description><![CDATA[CD rates have moved south for the foreseeable future. The current national average for one-year CDs is 0.34 percent. And due to Fed regulations, rates won't be rising anytime soon. But even though rates are low, there are still some banks offering better-than-average yields. To locate the best CD rates in Plymouth, MA, or in]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/rates/cd-rates-in-plymouth-massachusetts/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage rates in Plymouth, Massachusetts</title>
		<link>http://www.bankrate.com/financing/rates/mortgage-rates-in-plymouth-massachusetts/</link>
		<comments>http://www.bankrate.com/financing/rates/mortgage-rates-in-plymouth-massachusetts/#comments</comments>
		<pubDate>Sun, 05 Feb 2012 15:00:14 +0000</pubDate>
		<dc:creator>Clare Mallen</dc:creator>
				<category><![CDATA[Rates]]></category>
		<category><![CDATA[30 year fixed mortgage]]></category>
		<category><![CDATA[APR]]></category>
		<category><![CDATA[MA]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11119</guid>
		<description><![CDATA[Low mortgage rates, such as those which exist in the current environment, can help rebound the struggling housing market, by encouraging the purchasing of a new home or the refinancing on an existing loan. And while mortgage rates are at near-historic lows, they can fluctuate throughout the day and week. In order to find the]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/rates/mortgage-rates-in-plymouth-massachusetts/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Retirement planning for Danbury, Connecticut</title>
		<link>http://www.bankrate.com/financing/rates/retirement-planning-for-danbury-connecticut/</link>
		<comments>http://www.bankrate.com/financing/rates/retirement-planning-for-danbury-connecticut/#comments</comments>
		<pubDate>Sun, 05 Feb 2012 15:00:07 +0000</pubDate>
		<dc:creator>Clare Mallen</dc:creator>
				<category><![CDATA[Rates]]></category>
		<category><![CDATA[CT]]></category>
		<category><![CDATA[jumbo]]></category>
		<category><![CDATA[money market account]]></category>
		<category><![CDATA[savings]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=5149</guid>
		<description><![CDATA[Retirement planning in Danbury, CT, can present an imposing obstacle without the proper tools available to guide you down a clear path. We provide you with indispensable resources to succeed. If you're searching for a low-risk investment with a better yield than your savings, consider a money market account for retirement planning. Let us guarantee your retirement planning]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/rates/retirement-planning-for-danbury-connecticut/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Annuities in 401(k)s get a boost</title>
		<link>http://www.bankrate.com/financing/retirement/annuities-in-401ks-get-a-boost/</link>
		<comments>http://www.bankrate.com/financing/retirement/annuities-in-401ks-get-a-boost/#comments</comments>
		<pubDate>Sun, 05 Feb 2012 11:00:39 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[401(k)s]]></category>
		<category><![CDATA[annuity]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11137</guid>
		<description><![CDATA[Last week, the U.S. Treasury Department proposed changing Internal Revenue Service rules to make it easier for people saving for retirement -- or actually living in retirement -- to use some of the money in their 401(k)s to buy annuities that guarantee monthly payments until they die. These changes are a real retirement-planning boon.
Here are]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/annuities-in-401ks-get-a-boost/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Auto loan rates in Boulder, Colorado</title>
		<link>http://www.bankrate.com/financing/rates/auto-loan-rates-in-boulder-colorado/</link>
		<comments>http://www.bankrate.com/financing/rates/auto-loan-rates-in-boulder-colorado/#comments</comments>
		<pubDate>Sat, 04 Feb 2012 16:00:48 +0000</pubDate>
		<dc:creator>Mitch Strohm</dc:creator>
				<category><![CDATA[Rates]]></category>
		<category><![CDATA[48 month new car loan]]></category>
		<category><![CDATA[auto loan calculator]]></category>
		<category><![CDATA[CO]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=3391</guid>
		<description><![CDATA[The national average for 48-month new-car loans is at 5.15 percent this week. Auto rates are low, but it's still possible to find a better deal. Use our rates survey to find the lowest auto loan rates in Boulder, CO, or in other areas of Colorado.
Correct any errors on your credit report before you start]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/rates/auto-loan-rates-in-boulder-colorado/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New checking overdraft options</title>
		<link>http://www.bankrate.com/financing/banking/new-checking-overdraft-options/</link>
		<comments>http://www.bankrate.com/financing/banking/new-checking-overdraft-options/#comments</comments>
		<pubDate>Sat, 04 Feb 2012 15:55:22 +0000</pubDate>
		<dc:creator>David McMillin</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[bank fee]]></category>
		<category><![CDATA[checking]]></category>
		<category><![CDATA[overdraft]]></category>
		<category><![CDATA[TCF]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11130</guid>
		<description><![CDATA[If you're guilty of overdrawing your checking account, one bank is introducing a choice for how you pay when they cover for your purchases.
TCF Bank announced yesterday that it will begin offering account holders the ability to choose between two types of overdraft protection: a per-item fee of $37 and a per-day fee of $28.
While]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/new-checking-overdraft-options/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Mortgage rates in Corpus Christi, Texas</title>
		<link>http://www.bankrate.com/financing/rates/mortgage-rates-in-corpus-christi-texas/</link>
		<comments>http://www.bankrate.com/financing/rates/mortgage-rates-in-corpus-christi-texas/#comments</comments>
		<pubDate>Sat, 04 Feb 2012 15:00:53 +0000</pubDate>
		<dc:creator>Clare Mallen</dc:creator>
				<category><![CDATA[Rates]]></category>
		<category><![CDATA[30 year fixed mortgage]]></category>
		<category><![CDATA[APR]]></category>
		<category><![CDATA[TX]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11120</guid>
		<description><![CDATA[Searching for the most affordable mortgage rates in Corpus Christi, TX? Visit our site and utilize the guides and tools available there to help you succeed in your search. Mortgage rates can change throughout the day and week, but our easy rates search function allows you to check local mortgage rates in Corpus Christi and]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/rates/mortgage-rates-in-corpus-christi-texas/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>CD rates in Corpus Christi, Texas</title>
		<link>http://www.bankrate.com/financing/rates/cd-rates-in-corpus-christi-texas/</link>
		<comments>http://www.bankrate.com/financing/rates/cd-rates-in-corpus-christi-texas/#comments</comments>
		<pubDate>Sat, 04 Feb 2012 15:00:49 +0000</pubDate>
		<dc:creator>Mitch Strohm</dc:creator>
				<category><![CDATA[Rates]]></category>
		<category><![CDATA[best CD rates]]></category>
		<category><![CDATA[one-year CD rates]]></category>
		<category><![CDATA[TX]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=1733</guid>
		<description><![CDATA[The national average for one-year CD rates is at 0.34 percent for the seventh straight week. In order to get a higher yield, many investors are taking on a little more risk. But if you're looking for a low risk investments and the best CD rates in Corpus Christi, TX, our rates survey can help.
If]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/rates/cd-rates-in-corpus-christi-texas/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Money market account and rates in Conroe, Texas</title>
		<link>http://www.bankrate.com/financing/rates/money-market-account-and-rates-in-conroe-texas/</link>
		<comments>http://www.bankrate.com/financing/rates/money-market-account-and-rates-in-conroe-texas/#comments</comments>
		<pubDate>Sat, 04 Feb 2012 15:00:36 +0000</pubDate>
		<dc:creator>Mitch Strohm</dc:creator>
				<category><![CDATA[Rates]]></category>
		<category><![CDATA[money market account rates]]></category>
		<category><![CDATA[savings calculator]]></category>
		<category><![CDATA[TX]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=5042</guid>
		<description><![CDATA[The Fed has decided to keep rates low until at least the middle of 2013 in order to try and stimulate the economy. Unfortunately, that means that rates will be low for a while. But if you're looking for a money market account and rates in Conroe, TX, with a better-than-average yield, our rates survey]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/rates/money-market-account-and-rates-in-conroe-texas/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Retirement planning in Bloomington, Illinois</title>
		<link>http://www.bankrate.com/financing/rates/retirement-planning-in-bloomington-illinois/</link>
		<comments>http://www.bankrate.com/financing/rates/retirement-planning-in-bloomington-illinois/#comments</comments>
		<pubDate>Sat, 04 Feb 2012 15:00:07 +0000</pubDate>
		<dc:creator>Clare Mallen</dc:creator>
				<category><![CDATA[Rates]]></category>
		<category><![CDATA[IL]]></category>
		<category><![CDATA[jumbo]]></category>
		<category><![CDATA[money market account]]></category>
		<category><![CDATA[savings]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=5135</guid>
		<description><![CDATA[Stay ahead of the crowd while retirement planning in Bloomington, IL, by using our site's tips, tools and calculators. Finding a safe haven for your retirement funds is imperative to help steer your course while retirement planning. Consider investing in a money market account for a safe and easy way to begin your retirement planning. Finding the best  money market]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/rates/retirement-planning-in-bloomington-illinois/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Car ads will dominate Super Bowl</title>
		<link>http://www.bankrate.com/financing/cars/car-ads-will-dominate-super-bowl/</link>
		<comments>http://www.bankrate.com/financing/cars/car-ads-will-dominate-super-bowl/#comments</comments>
		<pubDate>Sat, 04 Feb 2012 14:30:09 +0000</pubDate>
		<dc:creator>Tara Baukus Mello</dc:creator>
				<category><![CDATA[Cars]]></category>
		<category><![CDATA[advertising]]></category>
		<category><![CDATA[autos]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11135</guid>
		<description><![CDATA[While the New England Patriots and the New York Giants will hold millions spellbound in their living rooms during tomorrow's Super Bowl, many may find it equally difficult to tear themselves away during the commercials, when car companies will dominate in the highly coveted Super Bowl ad spots.
Car companies will hold the largest quantity of]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/cars/car-ads-will-dominate-super-bowl/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Are you liquid-asset poor?</title>
		<link>http://www.bankrate.com/financing/saving-money/are-you-liquid-asset-poor/</link>
		<comments>http://www.bankrate.com/financing/saving-money/are-you-liquid-asset-poor/#comments</comments>
		<pubDate>Fri, 03 Feb 2012 23:16:45 +0000</pubDate>
		<dc:creator>Naomi Mannino</dc:creator>
				<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[Dave Ramsey]]></category>
		<category><![CDATA[smart spending]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11082</guid>
		<description><![CDATA[If you have a nice house and a nice car (or two),  you and your spouse both work, the fam has all the latest "stuff" and you even contribute to a 401(k), you're doing OK, right? 
If you have no easily accessible cash savings, that assumption may be wrong.
None of these "things" easily or quickly convert to cash in]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/saving-money/are-you-liquid-asset-poor/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>401(k) fees hidden &#8217;til August</title>
		<link>http://www.bankrate.com/financing/retirement/401k-fees-hidden-til-august/</link>
		<comments>http://www.bankrate.com/financing/retirement/401k-fees-hidden-til-august/#comments</comments>
		<pubDate>Fri, 03 Feb 2012 22:01:43 +0000</pubDate>
		<dc:creator>Barbara Whelehan</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[401(k) fee disclosure]]></category>
		<category><![CDATA[401(k) plans]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11139</guid>
		<description><![CDATA[401(k) fee disclosures have been delayed once again. A couple of years ago, we were promised that by January of 2012, we would be told how much our 401(k) plans cost. Then last July, the Department of Labor issued a final regulation, postponing the effective date for 401(k) fee disclosure to April 1 of 2012]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/401k-fees-hidden-til-august/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>&#8216;Friend request&#8217; to cut bank fees?</title>
		<link>http://www.bankrate.com/financing/banking/friend-request-to-cut-bank-fees/</link>
		<comments>http://www.bankrate.com/financing/banking/friend-request-to-cut-bank-fees/#comments</comments>
		<pubDate>Fri, 03 Feb 2012 20:00:14 +0000</pubDate>
		<dc:creator>David McMillin</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[movenbank]]></category>
		<category><![CDATA[social media]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11089</guid>
		<description><![CDATA[Imagine if each of your friends on Facebook and followers on Twitter played a role in your banking experience. By the middle of this year, a new type of bank hopes to make that a reality. MovenBank, a new type of institution set to launch in mid-2012, wants to change the way you pay for]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/friend-request-to-cut-bank-fees/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Money market account and rates in Hilton Head, South Carolina</title>
		<link>http://www.bankrate.com/financing/rates/money-market-account-and-rates-in-hilton-head-south-carolina/</link>
		<comments>http://www.bankrate.com/financing/rates/money-market-account-and-rates-in-hilton-head-south-carolina/#comments</comments>
		<pubDate>Fri, 03 Feb 2012 15:45:18 +0000</pubDate>
		<dc:creator>Mitch Strohm</dc:creator>
				<category><![CDATA[Rates]]></category>
		<category><![CDATA[money market account rates]]></category>
		<category><![CDATA[savings calculator]]></category>
		<category><![CDATA[SC]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=5023</guid>
		<description><![CDATA[Some institutions are still offering better-than-average rates, despite the rocky economy. If you're looking for a money market account and rates in Hilton Head, SC, use our rates survey to find a satisfactory yield.
The Fed is set on keeping interest rates low until at least the middle of 2013. Money market accounts might not be]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/rates/money-market-account-and-rates-in-hilton-head-south-carolina/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Auto loan rates in Reston-Manassas, Virginia</title>
		<link>http://www.bankrate.com/financing/rates/auto-loan-rates-in-reston-manassas-virginia/</link>
		<comments>http://www.bankrate.com/financing/rates/auto-loan-rates-in-reston-manassas-virginia/#comments</comments>
		<pubDate>Fri, 03 Feb 2012 15:40:33 +0000</pubDate>
		<dc:creator>Mitch Strohm</dc:creator>
				<category><![CDATA[Rates]]></category>
		<category><![CDATA[48 month new car loan]]></category>
		<category><![CDATA[auto loan calculator]]></category>
		<category><![CDATA[VA]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=3390</guid>
		<description><![CDATA[If you're looking to finance, now might be the time to do it. The national average for 48-month new-car loans is currently at 5.15 percent. To find the lowest auto loan rates in Reston-Manassas, VA, or in your area of Virginia, use our rates survey.
If you're planning on financing, make sure to correct any errors]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/rates/auto-loan-rates-in-reston-manassas-virginia/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>CD rates in Bozeman, Montana</title>
		<link>http://www.bankrate.com/financing/rates/cd-rates-in-bozeman-montana/</link>
		<comments>http://www.bankrate.com/financing/rates/cd-rates-in-bozeman-montana/#comments</comments>
		<pubDate>Fri, 03 Feb 2012 15:30:23 +0000</pubDate>
		<dc:creator>Mitch Strohm</dc:creator>
				<category><![CDATA[Rates]]></category>
		<category><![CDATA[best CD rates]]></category>
		<category><![CDATA[MT]]></category>
		<category><![CDATA[one-year CD rates]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=1731</guid>
		<description><![CDATA[The national average for one-year CD rates has been at 0.34 percent for the last seven weeks. Rates won't be rising anytime soon -- the Federal Reserve is keeping rates low until at least the middle of 2013. If you're looking for CD rates in Bozeman, MT, and in other areas of Montana, use our]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/rates/cd-rates-in-bozeman-montana/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>More jobs, higher rates &#8212; maybe</title>
		<link>http://www.bankrate.com/financing/mortgages/more-jobs-higher-rates-maybe/</link>
		<comments>http://www.bankrate.com/financing/mortgages/more-jobs-higher-rates-maybe/#comments</comments>
		<pubDate>Fri, 03 Feb 2012 15:08:19 +0000</pubDate>
		<dc:creator>Polyana da Costa</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[jobs report]]></category>
		<category><![CDATA[mortgage rates]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11129</guid>
		<description><![CDATA[The economy added 243,000 jobs in January. That's the biggest gain since April and more than analysts had expected. The unemployment rate also fell slightly to 8.3 percent.
Great news! But not good enough to cheer up the 12.8 million people who remain out of work. An additional 11 million are working part-time jobs because they]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/mortgages/more-jobs-higher-rates-maybe/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Poor pay more for auto insurance</title>
		<link>http://www.bankrate.com/financing/insurance/the-poor-pay-more-for-auto/</link>
		<comments>http://www.bankrate.com/financing/insurance/the-poor-pay-more-for-auto/#comments</comments>
		<pubDate>Fri, 03 Feb 2012 15:00:58 +0000</pubDate>
		<dc:creator>Jay MacDonald</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[auto insurance]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11067</guid>
		<description><![CDATA[The poor pay more for auto insurance and that ain't fair. That's the executive summary of a new study by the Consumer Federation of America funded by the Ford Foundation that calls for an end to de facto price discrimination based on questionable rating factors.
CFA executive director Stephen Brobeck and director of insurance J. Robert]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/insurance/the-poor-pay-more-for-auto/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Mortgage rates in Bozeman, Montana</title>
		<link>http://www.bankrate.com/financing/rates/mortgage-rates-in-bozeman-montana/</link>
		<comments>http://www.bankrate.com/financing/rates/mortgage-rates-in-bozeman-montana/#comments</comments>
		<pubDate>Fri, 03 Feb 2012 15:00:50 +0000</pubDate>
		<dc:creator>Clare Mallen</dc:creator>
				<category><![CDATA[Rates]]></category>
		<category><![CDATA[30 year fixed mortgage]]></category>
		<category><![CDATA[APR]]></category>
		<category><![CDATA[MT]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11122</guid>
		<description><![CDATA[Shopping for mortgage rates in Bozeman, MT, can be exhausting, but not when you utilize our site where you will find all the latest news on mortgage rates. Whether you are purchasing a new home or refinancing, we provide the ability to check local mortgage rates in Bozeman with our easy rates search function. It offers]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/rates/mortgage-rates-in-bozeman-montana/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Retirement planning in Irvine, California</title>
		<link>http://www.bankrate.com/financing/rates/retirement-planning-in-irvine-california/</link>
		<comments>http://www.bankrate.com/financing/rates/retirement-planning-in-irvine-california/#comments</comments>
		<pubDate>Fri, 03 Feb 2012 15:00:17 +0000</pubDate>
		<dc:creator>Clare Mallen</dc:creator>
				<category><![CDATA[Rates]]></category>
		<category><![CDATA[CA]]></category>
		<category><![CDATA[jumbo]]></category>
		<category><![CDATA[money market account]]></category>
		<category><![CDATA[savings]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=5111</guid>
		<description><![CDATA[Put your picture of retirement planning in Irvine, CA , in motion by exploring our site for indispensable resources to succeed. Cut through the smog and find all the tools, calculators and guidelines you will need. Money market accounts offer a safe and easy way to invest for your retirement and we provide the best money market rates available. Our rate tables are]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/rates/retirement-planning-in-irvine-california/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mango pres defends prepaid debit</title>
		<link>http://www.bankrate.com/financing/banking/mango-pres-defends-prepaid-debit/</link>
		<comments>http://www.bankrate.com/financing/banking/mango-pres-defends-prepaid-debit/#comments</comments>
		<pubDate>Fri, 03 Feb 2012 15:00:07 +0000</pubDate>
		<dc:creator>Claes Bell</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[debit]]></category>
		<category><![CDATA[fees]]></category>
		<category><![CDATA[prepaid debit cards]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11117</guid>
		<description><![CDATA[I've been writing a lot about prepaid debit cards recently, much of it critical, echoing some of the same issues many in the financial press have with prepaid cards, including relatively high fees, limited features and a lack of meaningful savings accounts.
But I do believe prepaid cards represent both an increasingly popular alternative to traditional]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/mango-pres-defends-prepaid-debit/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Fiduciaries, financial literacy</title>
		<link>http://www.bankrate.com/financing/investing/fiduciaries-financial-literacy/</link>
		<comments>http://www.bankrate.com/financing/investing/fiduciaries-financial-literacy/#comments</comments>
		<pubDate>Fri, 03 Feb 2012 13:00:33 +0000</pubDate>
		<dc:creator>Sheyna Steiner</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Dodd-Frank Act]]></category>
		<category><![CDATA[fiduciary duty]]></category>
		<category><![CDATA[fiduciary standard]]></category>
		<category><![CDATA[financial literacy]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11114</guid>
		<description><![CDATA[In mid-January, the SEC requested comments from the public on financial literacy and investor disclosure issues.
The Dodd-Frank Act mandated that the SEC conduct this study to identify investors' levels of financial literacy and come up with ways of improving disclosure materials pertaining to investment products, services and providers.
They also must identify the most effective ways]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/investing/fiduciaries-financial-literacy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Supercheap Super Bowl parties</title>
		<link>http://www.bankrate.com/financing/saving-money/supercheap-super-bowl-parties/</link>
		<comments>http://www.bankrate.com/financing/saving-money/supercheap-super-bowl-parties/#comments</comments>
		<pubDate>Thu, 02 Feb 2012 21:22:18 +0000</pubDate>
		<dc:creator>Dan Miranda</dc:creator>
				<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[cheap food]]></category>
		<category><![CDATA[party]]></category>
		<category><![CDATA[sports]]></category>
		<category><![CDATA[Super Bowl]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11110</guid>
		<description><![CDATA[Pull those jerseys out of the closet, football fans; the Super Bowl is almost here! Admittedly, I’m not much of a sports man. I only just found out this week that the game would involve the talents of the New York (not San Francisco) Giants and the New England Patriots (which does not nor has]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/saving-money/supercheap-super-bowl-parties/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Owe less and live better</title>
		<link>http://www.bankrate.com/financing/retirement/owe-less-and-live-better/</link>
		<comments>http://www.bankrate.com/financing/retirement/owe-less-and-live-better/#comments</comments>
		<pubDate>Thu, 02 Feb 2012 21:01:16 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11100</guid>
		<description><![CDATA[Retirement planning gurus often say flatly that you MUST replace 80 percent of your income and you can ONLY spend 4 percent of your nest egg annually.
These are great rules of thumb, but for some people, they don't make a lot of sense. I propose a different rule, one that works for almost everyone  --]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/owe-less-and-live-better/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Banks can&#8217;t say no to refis? Huh?</title>
		<link>http://www.bankrate.com/financing/mortgages/banks-cant-say-no-to-refis-huh/</link>
		<comments>http://www.bankrate.com/financing/mortgages/banks-cant-say-no-to-refis-huh/#comments</comments>
		<pubDate>Thu, 02 Feb 2012 20:09:42 +0000</pubDate>
		<dc:creator>Polyana da Costa</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Obama]]></category>
		<category><![CDATA[plan]]></category>
		<category><![CDATA[Refinance]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11093</guid>
		<description><![CDATA[Banks can't say no to borrowers who want to refinance their mortgages.
In short, that's what Shaun Donovan, secretary of the Department of Housing and Urban Development, said when asked by a reporter if he believed lenders were going to embrace the Federal Housing Administration refinance plan that President Barack Obama proposed Wednesday. The program would]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/mortgages/banks-cant-say-no-to-refis-huh/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Zuckerberg&#8217;s IPO tax break?</title>
		<link>http://www.bankrate.com/financing/taxes/zuckerbergs-ipo-tax-break/</link>
		<comments>http://www.bankrate.com/financing/taxes/zuckerbergs-ipo-tax-break/#comments</comments>
		<pubDate>Thu, 02 Feb 2012 19:36:12 +0000</pubDate>
		<dc:creator>Kay Bell</dc:creator>
				<category><![CDATA[Taxes]]></category>
		<category><![CDATA[tax]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11091</guid>
		<description><![CDATA[Chances are you're a Facebook fan. And I'm sure you like Bankrate on that social network.
Now with Facebook's initial public offering, or IPO, announcement, even tax geeks are finding new things to love, or at least discuss, when it comes to the social media giant.
Thanks to details in the Facebook S-1 filed with the Securities]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/taxes/zuckerbergs-ipo-tax-break/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Money market account and rates in San Juan Islands, Washington</title>
		<link>http://www.bankrate.com/financing/rates/money-market-account-and-rates-in-san-juan-islands-washington/</link>
		<comments>http://www.bankrate.com/financing/rates/money-market-account-and-rates-in-san-juan-islands-washington/#comments</comments>
		<pubDate>Thu, 02 Feb 2012 15:58:10 +0000</pubDate>
		<dc:creator>Mitch Strohm</dc:creator>
				<category><![CDATA[Rates]]></category>
		<category><![CDATA[money market account]]></category>
		<category><![CDATA[savings calculator]]></category>
		<category><![CDATA[WA]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=4981</guid>
		<description><![CDATA[The national average for money market accounts has been at 0.13 percent for seven consecutive weeks. But that's not news at all --  the Federal Reserve has been planning to keep interest rates low until at least the middle of 2013 for a while now. In order to find the best money market account and]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/rates/money-market-account-and-rates-in-san-juan-islands-washington/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Auto loan rates in Berkeley, California</title>
		<link>http://www.bankrate.com/financing/rates/auto-loan-rates-in-berkeley-california/</link>
		<comments>http://www.bankrate.com/financing/rates/auto-loan-rates-in-berkeley-california/#comments</comments>
		<pubDate>Thu, 02 Feb 2012 15:55:07 +0000</pubDate>
		<dc:creator>Mitch Strohm</dc:creator>
				<category><![CDATA[Rates]]></category>
		<category><![CDATA[48 month new car loan]]></category>
		<category><![CDATA[auto loan calculator]]></category>
		<category><![CDATA[CA]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=3543</guid>
		<description><![CDATA[The 48-month new-car loan remained unchanged from last week's rate survey, staying at 5.15 percent. If you're in the market to finance a new vehicle, now might be the time to do it. Search diligently for auto loan rates in Berkeley, CA, and in other areas of California, to find the best deals available.
Before you]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/rates/auto-loan-rates-in-berkeley-california/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>CD rates in Knoxville, Tennessee</title>
		<link>http://www.bankrate.com/financing/rates/cd-rates-in-knoxville-tennessee/</link>
		<comments>http://www.bankrate.com/financing/rates/cd-rates-in-knoxville-tennessee/#comments</comments>
		<pubDate>Thu, 02 Feb 2012 15:45:14 +0000</pubDate>
		<dc:creator>Mitch Strohm</dc:creator>
				<category><![CDATA[Rates]]></category>
		<category><![CDATA[best CD rates]]></category>
		<category><![CDATA[one-year CD rates]]></category>
		<category><![CDATA[TN]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=1729</guid>
		<description><![CDATA[For the seventh straight week, the national average for one-year CD rates is at 0.34 percent. If you're thinking about depositing $100,000 or more into a jumbo CD, you're not going to get much more yield for your money – the average one-year jumbo is at 0.37 percent. To find the best CD rates available,]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/rates/cd-rates-in-knoxville-tennessee/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Retirement planning for Vernon, Alabama</title>
		<link>http://www.bankrate.com/financing/rates/retirement-planning-for-vernon-alabama/</link>
		<comments>http://www.bankrate.com/financing/rates/retirement-planning-for-vernon-alabama/#comments</comments>
		<pubDate>Thu, 02 Feb 2012 15:00:44 +0000</pubDate>
		<dc:creator>Clare Mallen</dc:creator>
				<category><![CDATA[Rates]]></category>
		<category><![CDATA[AL]]></category>
		<category><![CDATA[jumbo]]></category>
		<category><![CDATA[money market account]]></category>
		<category><![CDATA[savings]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=5109</guid>
		<description><![CDATA[Plan a winning strategy when retirement planning in Vernon, AL, by utilizing our site's guides, tools and calculators. Build a bundle of security by investing in a money market account, which provides an easy way to begin your retirement planning. Finding the best money market rates for retirement planning is a snap. Our rate tables are updated]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/rates/retirement-planning-for-vernon-alabama/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Feds to track military scammers</title>
		<link>http://www.bankrate.com/financing/banking/feds-to-track-military-scammers/</link>
		<comments>http://www.bankrate.com/financing/banking/feds-to-track-military-scammers/#comments</comments>
		<pubDate>Thu, 02 Feb 2012 15:00:35 +0000</pubDate>
		<dc:creator>Marcie Geffner</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[CFPB]]></category>
		<category><![CDATA[financial scams]]></category>
		<category><![CDATA[military]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11043</guid>
		<description><![CDATA[Financial scammers who repeatedly victimize active-duty U.S. military personnel, veterans and their families are the target of a new database being developed by four government agencies.
The Repeat Offenders Against Military database, known as "ROAM," will track completed enforcement actions against companies and individuals who repeatedly scam military personnel, according to the Consumer Financial Protection Bureau,]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/feds-to-track-military-scammers/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Rent for less in a boom market</title>
		<link>http://www.bankrate.com/financing/mortgages/rent-for-less-in-a-boom-market/</link>
		<comments>http://www.bankrate.com/financing/mortgages/rent-for-less-in-a-boom-market/#comments</comments>
		<pubDate>Thu, 02 Feb 2012 10:26:42 +0000</pubDate>
		<dc:creator>Judy Martel</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[housing]]></category>
		<category><![CDATA[market]]></category>
		<category><![CDATA[payment]]></category>
		<category><![CDATA[rental]]></category>
		<category><![CDATA[renters]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11079</guid>
		<description><![CDATA[Part of the fallout of the housing crisis means that rental demand is up – and so are prices. As home prices have been dropping and supply increasing, it's a cruel twist for renters who are blocked from getting a mortgage because of bad credit to see their monthly payments go up. It's also frustrating]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/mortgages/rent-for-less-in-a-boom-market/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Mortgage rates in Knoxville, Tennessee</title>
		<link>http://www.bankrate.com/financing/rates/mortgage-rates-in-knoxville-tennessee/</link>
		<comments>http://www.bankrate.com/financing/rates/mortgage-rates-in-knoxville-tennessee/#comments</comments>
		<pubDate>Thu, 02 Feb 2012 01:35:36 +0000</pubDate>
		<dc:creator>Clare Mallen</dc:creator>
				<category><![CDATA[Rates]]></category>
		<category><![CDATA[30 year fixed mortgage]]></category>
		<category><![CDATA[APR]]></category>
		<category><![CDATA[TN]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11078</guid>
		<description><![CDATA[Discover valuable tips and tools to assist in finding the best mortgage rates in Knoxville, TN, by visiting our site. Rates can change throughout the day and week, but our easy search function allows to you to check local mortgage rates. As mortgage rates change, we can help you find the best deal for your needs.
Rates are subject]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/rates/mortgage-rates-in-knoxville-tennessee/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Frequent flier tax confusion</title>
		<link>http://www.bankrate.com/financing/taxes/frequent-flier-tax-confusion/</link>
		<comments>http://www.bankrate.com/financing/taxes/frequent-flier-tax-confusion/#comments</comments>
		<pubDate>Wed, 01 Feb 2012 21:19:46 +0000</pubDate>
		<dc:creator>Kay Bell</dc:creator>
				<category><![CDATA[Taxes]]></category>
		<category><![CDATA[tax]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11054</guid>
		<description><![CDATA[If you're a Citibank customer, especially one who opened an account last year as part of a promotion that included frequent flier miles as a bonus, you are in for a tax surprise.
One of the tax statements you just received is a Form 1099-MISC from the financial institution informing you that you owe taxes on]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/taxes/frequent-flier-tax-confusion/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>MasterCard pushes for EMV</title>
		<link>http://www.bankrate.com/financing/credit-cards/card-pushes-harder-for-emv/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/card-pushes-harder-for-emv/#comments</comments>
		<pubDate>Wed, 01 Feb 2012 21:15:55 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[debit card]]></category>
		<category><![CDATA[EMV]]></category>
		<category><![CDATA[MasterCard]]></category>
		<category><![CDATA[Visa]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11069</guid>
		<description><![CDATA[MasterCard is putting more weight behind its push to bring EMV debit and credit cards to the U.S.
The credit card company said Monday it's offering U.S. retailers and ATM owners a road map to make their point-of-sale terminals and cash machines EMV-friendly by April 2013. The company was vague on details, but it did say]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/credit-cards/card-pushes-harder-for-emv/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Students run in-school credit unions</title>
		<link>http://www.bankrate.com/financing/banking/students-run-in-school-credit-unions/</link>
		<comments>http://www.bankrate.com/financing/banking/students-run-in-school-credit-unions/#comments</comments>
		<pubDate>Wed, 01 Feb 2012 20:52:52 +0000</pubDate>
		<dc:creator>Claes Bell</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[checking account]]></category>
		<category><![CDATA[credit unions]]></category>
		<category><![CDATA[schools]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11065</guid>
		<description><![CDATA[It looks like a high school in Naples, Fla., is taking a really cool approach to teaching job skills and personal finance savvy to students: opening an in-school credit union branch.
From the Naples Daily News:
Math teacher Nancy DeFurio asked Suncoast to start a Naples student branch after seeing something similar in New York. She wanted]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/students-run-in-school-credit-unions/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>True love or financial fraud?</title>
		<link>http://www.bankrate.com/financing/banking/true-love-or-financial-fraud/</link>
		<comments>http://www.bankrate.com/financing/banking/true-love-or-financial-fraud/#comments</comments>
		<pubDate>Wed, 01 Feb 2012 20:00:36 +0000</pubDate>
		<dc:creator>Marcie Geffner</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Scams]]></category>
		<category><![CDATA[valentines day]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10848</guid>
		<description><![CDATA[Valentine's Day is supposed to be about romance.
But for some sad lonely hearts, the holiday turns out to be a financial scam, rather than true love.
Indeed, social media and online dating frauds are so widespread that the national Better Business Bureau included the category in its list of the Top Ten Financial Scams of 2011.
And]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/true-love-or-financial-fraud/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Car quality differences shrink</title>
		<link>http://www.bankrate.com/financing/cars/car-quality-differences-shrink/</link>
		<comments>http://www.bankrate.com/financing/cars/car-quality-differences-shrink/#comments</comments>
		<pubDate>Wed, 01 Feb 2012 19:25:32 +0000</pubDate>
		<dc:creator>Tara Baukus Mello</dc:creator>
				<category><![CDATA[Cars]]></category>
		<category><![CDATA[autos]]></category>
		<category><![CDATA[car buying]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11029</guid>
		<description><![CDATA[If you are car shopping and feel like all the cars you are considering are good quality, you are not alone. Consumers' perceived differences between car brands are shrinking, according to Consumer Reports' 2012 Car-Brand Perception Survey.
While Toyota, Ford, Honda and Chevrolet have consistently been at the top of the survey year after year, the]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/cars/car-quality-differences-shrink/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Obama proposes FHA refi plan</title>
		<link>http://www.bankrate.com/financing/mortgages/obama-proposes-fha-refi-plan/</link>
		<comments>http://www.bankrate.com/financing/mortgages/obama-proposes-fha-refi-plan/#comments</comments>
		<pubDate>Wed, 01 Feb 2012 18:15:31 +0000</pubDate>
		<dc:creator>Polyana da Costa</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Barack Obama]]></category>
		<category><![CDATA[FHA]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11062</guid>
		<description><![CDATA[President Barack Obama has proposed allowing underwater homeowners to refinance their mortgages with FHA-insured loans. The proposed program would extend today's low rates to homeowners who owe more than their homes are worth.
The plan would be similar to the Home Affordable Refinance Program, or HARP, but it would apply to private mortgages that are not]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/mortgages/obama-proposes-fha-refi-plan/feed/</wfw:commentRss>
		<slash:comments>9</slash:comments>
		</item>
		<item>
		<title>60-month auto loan rates in San Gabriel Valley, California</title>
		<link>http://www.bankrate.com/financing/rates/60-month-auto-loan-rates-in-san-gabriel-valley-california/</link>
		<comments>http://www.bankrate.com/financing/rates/60-month-auto-loan-rates-in-san-gabriel-valley-california/#comments</comments>
		<pubDate>Wed, 01 Feb 2012 17:55:05 +0000</pubDate>
		<dc:creator>Mitch Strohm</dc:creator>
				<category><![CDATA[Rates]]></category>
		<category><![CDATA[auto loan calculator]]></category>
		<category><![CDATA[CA]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=6971</guid>
		<description><![CDATA[If you're in the market to finance a new vehicle, now might be the time to start looking. The national average for 60-month new-car loans is currently at 5.22 percent. To find the lowest auto loan rates in San Gabriel Valley, CA, and in other areas of California, use our rates survey.
It's always best to]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/rates/60-month-auto-loan-rates-in-san-gabriel-valley-california/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>CDs add safety to 529 plans</title>
		<link>http://www.bankrate.com/financing/cd-rates/cds-add-safety-to-529-plans/</link>
		<comments>http://www.bankrate.com/financing/cd-rates/cds-add-safety-to-529-plans/#comments</comments>
		<pubDate>Wed, 01 Feb 2012 17:49:40 +0000</pubDate>
		<dc:creator>Sheyna Steiner</dc:creator>
				<category><![CDATA[CD rates]]></category>
		<category><![CDATA[529 plans]]></category>
		<category><![CDATA[CDs]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11059</guid>
		<description><![CDATA[It's no surprise that the tremendous volatility in the stock market has scared investors away from stocks. According to the Investment Company Institute, the trade association for domestic investment companies, in 2011 investors fled equity funds in droves -- about $125 billion flowed out of stock mutual funds for the year.
For some investors, particularly those]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/cd-rates/cds-add-safety-to-529-plans/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>CD rates in Fort Wayne, Indiana</title>
		<link>http://www.bankrate.com/financing/rates/cd-rates-in-fort-wayne-indiana/</link>
		<comments>http://www.bankrate.com/financing/rates/cd-rates-in-fort-wayne-indiana/#comments</comments>
		<pubDate>Wed, 01 Feb 2012 17:45:02 +0000</pubDate>
		<dc:creator>Mitch Strohm</dc:creator>
				<category><![CDATA[Rates]]></category>
		<category><![CDATA[best CD rates]]></category>
		<category><![CDATA[IN]]></category>
		<category><![CDATA[one-year CD rates]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=1691</guid>
		<description><![CDATA[Yields won't be rising anytime soon. The Fed has promised to keep rates low for at least another year and a half. In the meantime, consumers are trying to find higher yields. If you're looking for CD rates in Fort Wayne, IN, or in other areas of Indiana, our rates survey can make it easier]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/rates/cd-rates-in-fort-wayne-indiana/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Money market account and rates in Casper, Wyoming</title>
		<link>http://www.bankrate.com/financing/rates/money-market-account-and-rates-in-casper-wyoming/</link>
		<comments>http://www.bankrate.com/financing/rates/money-market-account-and-rates-in-casper-wyoming/#comments</comments>
		<pubDate>Wed, 01 Feb 2012 17:40:03 +0000</pubDate>
		<dc:creator>Mitch Strohm</dc:creator>
				<category><![CDATA[Rates]]></category>
		<category><![CDATA[money market account rates]]></category>
		<category><![CDATA[savings calculator]]></category>
		<category><![CDATA[WY]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=4979</guid>
		<description><![CDATA[Money market accounts won't be rising anytime soon -- the Federal Reserve is keeping interest rates low until the middle of 2013. Even so, MMAs are insured up to $250,000 per depositor per bank, making them a safe investment. Make sure to shop thoroughly for a money market account and rates in Casper, WY, and]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/rates/money-market-account-and-rates-in-casper-wyoming/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Medicare and individual rights</title>
		<link>http://www.bankrate.com/financing/retirement/medicare-and-individual-rights/</link>
		<comments>http://www.bankrate.com/financing/retirement/medicare-and-individual-rights/#comments</comments>
		<pubDate>Wed, 01 Feb 2012 17:30:55 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Healthcare reform]]></category>
		<category><![CDATA[Medicare]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[the Affordable Care Act]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11052</guid>
		<description><![CDATA[If Medicare is a vital part of your retirement planning, pay attention to what is happening with the fight over health care reform.
In November, the U.S. Supreme Court agreed to consider the constitutionality of the Patient Protection and Affordable Care Act, better known as health care reform or ObamaCare. The court will decide three separate]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/medicare-and-individual-rights/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Mortgage rates in Fort Wayne, Indiana</title>
		<link>http://www.bankrate.com/financing/rates/mortgage-rates-in-fort-wayne-indiana/</link>
		<comments>http://www.bankrate.com/financing/rates/mortgage-rates-in-fort-wayne-indiana/#comments</comments>
		<pubDate>Wed, 01 Feb 2012 15:30:17 +0000</pubDate>
		<dc:creator>Clare Mallen</dc:creator>
				<category><![CDATA[Rates]]></category>
		<category><![CDATA[30 year fixed mortgage]]></category>
		<category><![CDATA[APR]]></category>
		<category><![CDATA[IN]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11039</guid>
		<description><![CDATA[Finding all the information on mortgage rates in Fort Wayne, IN, can be confusing, but we provide tools to help you make your decision. Mortgage rates can change throughout the day and week, but our easy rates search function allows you to check local mortgage rates in Fort Wayne and throughout Indiana.


Refinance mortgage rates in Fort Wayne, Indiana
Here are the mortgage]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/rates/mortgage-rates-in-fort-wayne-indiana/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Retirement planning in St. Augustine, Florida</title>
		<link>http://www.bankrate.com/financing/rates/retirement-planning-in-st-augustine-florida/</link>
		<comments>http://www.bankrate.com/financing/rates/retirement-planning-in-st-augustine-florida/#comments</comments>
		<pubDate>Wed, 01 Feb 2012 15:00:35 +0000</pubDate>
		<dc:creator>Clare Mallen</dc:creator>
				<category><![CDATA[Rates]]></category>
		<category><![CDATA[FL]]></category>
		<category><![CDATA[jumbo]]></category>
		<category><![CDATA[money market account]]></category>
		<category><![CDATA[savings]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=5107</guid>
		<description><![CDATA[Take the guess work out of your retirement planning in St. Augustine, FL, by utilizing all the tools, calculators and guides available at our site. A money market account offers a protected vehicle for your money in the Florida market, and our researchers survey money market accounts throughout the day to provide valuable and current information]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/rates/retirement-planning-in-st-augustine-florida/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Best careers to get rich</title>
		<link>http://www.bankrate.com/financing/wealth/best-careers-to-get-rich/</link>
		<comments>http://www.bankrate.com/financing/wealth/best-careers-to-get-rich/#comments</comments>
		<pubDate>Tue, 31 Jan 2012 23:49:31 +0000</pubDate>
		<dc:creator>Judy Martel</dc:creator>
				<category><![CDATA[Wealth]]></category>
		<category><![CDATA[1 percent]]></category>
		<category><![CDATA[career]]></category>
		<category><![CDATA[earners]]></category>
		<category><![CDATA[top]]></category>
		<category><![CDATA[wage]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11041</guid>
		<description><![CDATA[Interested in working your way into the top 1 percent of wage-earners? You'll need a career that pays top dollar for a start, but how to determine which one has the most potential? The New York Times recently broke it down and uncovered a few surprises. For instance, only 1 in 8 attorneys are in]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/wealth/best-careers-to-get-rich/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Freddie&#8217;s dirty game</title>
		<link>http://www.bankrate.com/financing/mortgages/freddies-dirty-game/</link>
		<comments>http://www.bankrate.com/financing/mortgages/freddies-dirty-game/#comments</comments>
		<pubDate>Tue, 31 Jan 2012 22:11:38 +0000</pubDate>
		<dc:creator>Polyana da Costa</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[against homeowners]]></category>
		<category><![CDATA[bet]]></category>
		<category><![CDATA[Freddie]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11033</guid>
		<description><![CDATA[Have you ever wondered why, despite numerous government programs made to help struggling homeowners, there are still so many obstacles that prevent borrowers from refinancing their loans?
Here is one of many disturbing reasons: Freddie Mac, which owns or guarantees many U.S. mortgages, makes a ton of money by betting on homeowners who are stuck with]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/mortgages/freddies-dirty-game/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>End of the bank failure spike?</title>
		<link>http://www.bankrate.com/financing/banking/end-of-the-bank-failure-spike/</link>
		<comments>http://www.bankrate.com/financing/banking/end-of-the-bank-failure-spike/#comments</comments>
		<pubDate>Tue, 31 Jan 2012 21:54:00 +0000</pubDate>
		<dc:creator>Claes Bell</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[failures]]></category>
		<category><![CDATA[FDIC]]></category>
		<category><![CDATA[Safe & Sound]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11035</guid>
		<description><![CDATA[We may be finally coming to the end of the instability that wracked the American banking system. As my colleague David McMillan blogged earlier this month, the FDIC's numbers for bank failures were way down in 2011. On top of that, last month, the FDIC's board cut the 2012 operating budget for the organization by]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/end-of-the-bank-failure-spike/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>PBGC won&#8217;t let American fly away</title>
		<link>http://www.bankrate.com/financing/retirement/pbgc-wont-let-american-fly-away/</link>
		<comments>http://www.bankrate.com/financing/retirement/pbgc-wont-let-american-fly-away/#comments</comments>
		<pubDate>Tue, 31 Jan 2012 20:33:02 +0000</pubDate>
		<dc:creator>Jennie Phipps</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[PBGC]]></category>
		<category><![CDATA[pension]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11030</guid>
		<description><![CDATA[Hurray for the Pension Benefit Guaranty Corp., the federal pension insurance agency that protects consumers from losing their corporate pensions. The PBGC  isn't rolling over and accepting bankrupt American Airline's move to dump its pension obligations on the PBGC.
Instead, the PBGC filed liens today against American Airlines after the airline failed to make all but]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/retirement/pbgc-wont-let-american-fly-away/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Credit scores &amp; prepaid cards</title>
		<link>http://www.bankrate.com/financing/credit-cards/credit-scores-prepaid-cards/</link>
		<comments>http://www.bankrate.com/financing/credit-cards/credit-scores-prepaid-cards/#comments</comments>
		<pubDate>Tue, 31 Jan 2012 20:15:03 +0000</pubDate>
		<dc:creator>Janna Herron</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[prepaid card]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11032</guid>
		<description><![CDATA[In Monday's blog, I wanted to clear up the relationship between credit scores and Suze Orman's new prepaid card. (The short of it: There's no connection.)
But while I trekked the credit score universe, I came across a few other nuggets about prepaid cards and credit scores that are worth thinking about, especially if you're considering]]></description>
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