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Possible data breach at P.F. Chang’s

By Jeanine Skowronski · Bankrate.com
Wednesday, June 11, 2014
Posted: 4 pm ET

P.F. Chang's has confirmed it is investigating a possible data breach that may have compromised consumer credit card and debit card information.

The possible breach was first reported by security blogger Brian Krebs, who discovered that thousands of new credit and debit cards were for sale on underground "carder" site Rescator. Per Krebs, several banks he contacted about the cards said they had "all had been used at P.F. Chang's locations between the beginning of March 2014 and May 19, 2014."

Krebs was also the first to report the massive Target data breach back in December.

P.F. Chang's has yet to provide any details about the possible occurrence.credit-card-blog-pf-changs

"P.F. Chang's takes these matters very seriously and is currently investigating the situation, working with the authorities to learn more," Anne Deanovic, a spokeswoman for the restaurant chain, said in a written statement. "We will provide an update as soon as we have additional information.

Of course, as with all data breaches, it doesn't hurt to be proactive. Those who think their credit or debit card may have been compromised can set up alerts and monitor online billing statements for suspicious charges.

If unauthorized charges do appear, you should call your issuer right away to have them removed and the card replaced. This will help minimize your chances of being held liable for any fraudulent transactions, particularly regarding debit cards.

If you have reason to believe your financial information was compromised, you can call up the three credit reporting agencies -- Experian, Equifax and TransUnion -- to place a fraud alert on your credit report. These alerts tell lenders to be extra vigilant about verifying a person's identify before approving loan and credit card applications.

Follow me on Twitter: @JeanineSko.

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16 Comments
Jill
June 12, 2014 at 2:43 pm

I am so glad that I do not own a credit card. I wish the everyone could live without one. To do mail, you can get a cashier's check and a money order. In stores, I rather pay cash. This is why even on the internet on places like ebay, amazon, and paypal, it is scary to post credit card info.

Wildman
June 12, 2014 at 2:13 pm

I wonder how many othr restuarants this has happened to. My wife and I have started using cash, we also do not use a ATM card, or a debit card, and the one redit card, is only for emergencies. The nternet could be such a wonderful place. Instead it has turned into a nightmare for some. Credit theft, ID theft, Stalkers after not only adults, but also children, un-wanted virus's, un-wanted advertisements, useing a friends name on the internet that you reconize, just to send you some garbage, scams galor, manipulation by politicians, any party, by the government, any party, and the list goes on.

John
June 12, 2014 at 2:12 pm

When we shop at Target we use cash only. When they ask how we want to pay we say cash because we don't trust their system to prevent a breach.

Victor
June 12, 2014 at 2:08 pm

@Nancy the US is going to start implementing that in 2015. the current issue is not the lack of chip on the card, but merchants, etc. don't have the updated terminals that allow the chip to be utilized

Jane
June 12, 2014 at 1:40 pm

People didn't we learn anything from 9/11 and Hurricane Katrina and Rita? The problem is that we have put to much trust in a cashless system. It doesn't take much for someone to get your info. Your address can be obtained from your tag #. There are many sites that you can pay to get someone's info. I say if you must shop online use a reloadable prepaid card. Keep all cards in a tin wallet. The thing now is that the thief can walk by you with a device the size of a cell phone and steal all of your card info. Shop smarter, stop relying on cards for everything.

Lisa
June 12, 2014 at 1:22 pm

For the first time in years most of my major credit cards are not being used at store unless really necessary. To many crooks now have friends, family willing to do their bidding working on the inside.

Shameful!

Dorothy Brinkman
June 12, 2014 at 1:18 pm

Need to watch out for Babbins in The Woodlands. TX. We had our debit card information used. Luckily we caught it in time and our bank refunded all fraudulent charges. Needless to say we no longer go there.

Nancy
June 12, 2014 at 1:16 pm

So why doesn't the USA have those Chips on their Credit cards? Like the other countries have.

Mike Jones
June 12, 2014 at 12:52 pm

I think it's time to really come down on these crooks. Life in prison when caught. Too harsh you say? What's the difference in taking a life or ruining a life?

Peter Monie
June 12, 2014 at 12:18 pm

Better to use cash. To those that are in favor of a cashless society, you are now getting a preview of what's going to happen and it doesn't look good. Criminals are looking at a gold mine.

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