Credit Cards Blog

So no one likes these new debit card fees that are in the offing. Does that mean it’s time to put purchases on your credit card instead? Before answering that question, let’s back up to the beginning. Bank of America said last week it’s going to charge a $5 fee every month you use your

A battle is waging in Massachusetts over the use of credit scores to determine auto insurance rates. The Massachusetts Association of Insurance Agents, or MAIA, is getting ready to go door-to-door, so to speak, to gather enough voter signatures to place the possible ban of the practice on the state ballot next year. The petition also

Sometimes general answers to common credit answers aren’t enough. Some consumers want more personalized help, and that is what Experian is offering. On Wednesday, the credit reporting bureau, one of the three major ones in the industry, launched a new service nationwide that provides consumers with a one-on-one call with a credit expert to help

As if keeping up with reports from the three main credit bureaus wasn’t enough, another credit report is making its debut. And it knows even more about you. CoreLogic, a provider of information, analytics and business services, said Monday it is launching a new credit report to help lenders make even better decisions about who

The law known as the Credit CARD Act implemented a number of restrictions on credit card fees. This week a federal judge stepped in to stall the effective date of one of those fee limits. A quick recap of events: One of the provisions in the Credit Card Accountability, Responsibility and Disclosure Act of 2009 limited

If you have no credit and wanted to establish it, you could start with a secured credit card or store card and build a good credit score over time. But what if you didn’t want to take on any debt? Enter RentReporters.com, a new service that validates your rent payments with your landlord and reports

One little paragraph in President Barack Obama’s deficit-reduction plan could make it easier for federal debt collectors to reach delinquent consumers. The Huffington Post reported that on page 28 of the proposal was a section that would allow federal agencies to call people’s mobile phones to collect debts owed to or guaranteed by the federal

Give it up for the Baileys from Jackson, Mich. The couple, Jerry and Sue, paid off $92,000 in credit card debt in five and a half years and has been named Clients of the Year by the National Foundation for Credit Counseling, according to a release from the nonprofit on Thursday. The Baileys rejected bankruptcy

Did you get a Citi credit card offer this summer? I bet you did. The credit card issuer mailed out 346 million card offers to consumers in North America from July through September, the most of any other company, according to results of Synovate’s Mail Monitor, which was released early to The Wall Street Journal.

Now you can fit more credit cards in your virtual wallet. Visa, Discover and American Express jumped on the Google Wallet bandwagon, the search engine giant said Monday. The app transforms a cell phone into a payment method, enabling consumers to leave their plastic at home and tap their phones to complete purchases at payment