With the data breach at Neiman Marcus coming on the heels of Target's, you may be asking yourself if anyone shopping at a retail store is safe.
The luxury fashion retailer said last Wednesday that up to 1.1 million credit card and debit card accounts could have been exposed in a data breach that lasted from July 16, 2013 through Oct. 30, 2013. So far, Visa, MasterCard and Discover identified 2,400 cards that have been used fraudulently, according to Neiman Marcus CEO Karen Katz in an online letter to customers.
Previously, Neiman Marcus did not say how many customers could have been affected when it disclosed the breach earlier this month.
The retailer said the no Social Security numbers or birth dates were compromised. Personal identification numbers, or PINs, aren't at risk because the stores do not use PIN pads. So far, online shoppers have not been affected by the breach, and Neiman Marcus and Bergdorf Goodman cards have not shown any fraudulent activity.
Neiman Marcus is offering a year of free credit monitoring and identity-theft protection to all customers who shopped there between January 2013 and January 2014. It is notifying all customers whose emails or addresses the retailer has on file.
News of the Neiman Marcus breach comes after Target disclosed in December that hackers got a hold of 40 million credit card and debit card data along with personal information of up to 70 million individuals. The breach occurred during the holidays from the day after Thanksgiving until Dec. 15.
Consumers should watch their card activity and notify their banks of any unauthorized charges. Anyone affected by fraudulent activity also should place a fraud alert on their credit reports at Experian, Equifax and TransUnion. This tells lenders to take extra precautions before extending new credit in a consumer's name.
Have you been affected by any of these breaches? How did you find out?
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