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What’s your most embarrassing number?

By Allison Ross · Bankrate.com
Monday, April 21, 2014
Posted: 5 pm ET

Quick: What's the most embarrassing number in your life?

Is it your age? Your weight? The ridiculous number of chocolates you sneak every day out of your co-worker's candy bowl?

If you're the average American, turns out the most mortifying number to have to admit could be the amount of your credit card debt.



A recent online poll by the National Foundation for Credit Counseling found that 37 percent of respondents say they're most embarrassed to admit their credit card debt to others. A close second on the shame-o-meter: a person's credit score.

"Since consumers revealed that the two facts they'd be most embarrassed to admit are related to credit, it is obvious that they are not comfortable with how they are currently managing their money," NFCC spokeswoman Gail Cunningham said in a statement.

The NFCC notes that "excessive credit card debt should be seen as a warning sign that a person is in the financial danger zone."

If you are one of those people who are more distressed about your credit than your waistline, then -- well, first, congratulations on having a great body image and/or svelte silhouette. But perhaps it's also time to consider taking steps to detoxify your finances. The NFCC has a three-step Sharpen Your Financial Focus program that could help.

Bankrate's credit card debt calculator can show you what your debt might add up to in the long run. You can also seek out a certified, nonprofit credit counselor for help. A counselor will go through your budget, help you find ways to cut expenses and even put you into a debt-management plan, if warranted.

Interested in detoxifying your finances? Here's how to create a budget that works for you.

Follow me on Twitter, where I promise to never, ever share my weight: @allisonsross.

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12 Comments
MARYLIN MENDEZ
April 29, 2014 at 5:51 pm

Cordial Saludo,
Estoy muy agobiada por mis deudas, no puedo conciliar el sueño en pensar como voy a salir de esta crisis. Tengo un empleo con el estado. Me gustaría saber si me pueden ayudar de alguna manera para superar esta crisis y salir de una vez por todas.

Gracias por su colaboracion

Gorge Lopez
April 28, 2014 at 7:14 am

Do have to pay anything to get card of or give anything to card

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