Credit Cards Blog

Thursday, December 9, 2010 11:15 am
By Lucy Lazarony · Bankrate.com

Thinking about transferring several thousands of credit card debt to a new card with a rock-bottom introductory rate? Consider your move carefully. Consolidating multiple credit card balances onto a single card with a super-low introductory rate can be a nifty financial move. But there are plenty of snags to watch out for. First off, you may

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Tuesday, December 7, 2010 3:16 pm
By Leslie McFadden · Bankrate.com

The New York Times reported yesterday that Minnesota Attorney General Lori Swanson filed a lawsuit against Discover Financial Services, claiming that it duped customers into buying optional fee-based products such as credit monitoring and payment protection plans. The lawsuit alleges that the company made “aggressive, misleading and deceptive” telemarketing calls to customers, and in some

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Monday, December 6, 2010 3:03 pm
By Lucy Lazarony · Bankrate.com

Have credit card debt? Be sure to monitor your credit limits from month to month. The Credit CARD Act does not require issuers to give 45 days’ advance notification for credit limit decreases. So it’s a good idea to check the credit limit on each of your credit cards each month, especially if you carry credit

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Monday, December 6, 2010 10:01 am
By Leslie McFadden · Bankrate.com

Do you have a question about credit cards, gift cards or holiday budgeting? I’m going to be taking questions during a live Q&A at Bankrate.com today at 2 p.m. EST. This event will only last 30 minutes, but I’ll do my best to get to each question. Click here to access the live chat.

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Tags: gift cards
Wednesday, December 1, 2010 11:11 am
By Lucy Lazarony · Bankrate.com

After being slammed by critics for its high fees, the Kardashian Kard Prepaid MasterCard has been pulled from the market. Those fees included a $1.50 fee for ATM withdrawals, a dollar fee if the ATM withdrawal or point-of-sale transaction was declined, and a $9.95 fee to replace a lost or stolen card.  And canceling the

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Monday, November 29, 2010 4:40 pm
By Leslie McFadden · Bankrate.com

Millions of Americans are no longer charging on their credit cards. According to a quarterly analysis of credit card trends from TransUnion, one of three major credit-reporting agencies, more than 8 million consumers stopped actively using their bank credit cards during the past year. In addition, the national 90-day credit card delinquency rate dropped to 0.83

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Monday, November 22, 2010 12:02 pm
By Lucy Lazarony · Bankrate.com

Struggling to make the minimum payments on your credit card debt? Contact your card company for help. A credit card company may agree to reduce your interest rate or lower the minimum monthly payment on your credit card debt for a few months. And some credit card companies may even agree to a more affordable repayment

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Thursday, November 18, 2010 12:11 pm
By Leslie McFadden · Bankrate.com

In case you aren’t keeping up, the Kardashian sisters launched their very own Kardashian Prepaid MasterCard last week, in partnership with Mobile Resource Card. The website KardashianKard.com is marketing the prepaid card as a “fast and convenient way to manage money.” That convenience comes at a cost. The Kardashian Kard has “many of the same

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Wednesday, November 17, 2010 12:17 pm
By Lucy Lazarony · Bankrate.com

Worried about what will happen to your credit card debt if you are injured or unemployed? Payment protection plans offered by credit card companies promise to take all those worries away but for a hefty price. Some plans offer to pay your minimum monthly payments, suspend your minimum monthly payments or even cancel your minimum

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Tuesday, November 16, 2010 2:58 pm
By Leslie McFadden · Bankrate.com

More Americans will pay for holiday purchases this year with cash or debit cards while fewer consumers will whip out their credit cards. That’s according to the National Retail Federation’s 2010 Holiday Consumer Intentions and Actions survey, which was conducted by BIGresearch and released today. More than a quarter of shoppers — 27.6 percent — will

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