Credit Cards Blog

Monday, January 24, 2011 2:09 pm
By Lucy Lazarony · Bankrate.com

Americans chipped away at credit card debt in 2010. According to a study by Credit Karma, from January to December, consumer credit card debt dropped by 8 percent nationally to $7,404. And folks in eight states slashed card debt by more than the 8 percent national decline. Consumers in California, Colorado, Connecticut, Indiana, Oklahoma and

» Read more
Thursday, January 20, 2011 3:28 pm
By Lucy Lazarony · Bankrate.com

Citibank is adding a new rewards credit card to its smart card pilot. The Citi ThankYou Prestige 2G Card pilot card gives customers the option of redeeming reward points with the push of a button at the time of checkout. Each Citi ThankYou Prestige 2G card features two buttons on the front of the card.

» Read more
Wednesday, January 19, 2011 1:42 pm
By Lucy Lazarony · Bankrate.com

To speed up tax refunds, the U.S. Department of Treasury is offering 600,000 prepaid debit cards to families who may not have a bank account. Letters inviting taxpayers to activate and use MyAccountCard prepaid Visa debit cards for their 2010 federal tax refunds are being mailed this week, according to a press release from the

» Read more
Tuesday, January 18, 2011 4:48 pm
By Lucy Lazarony · Bankrate.com

Despite new restrictions imposed by the Credit Card Accountability, Responsibility and Disclosure Act, college students continue to receive credit card offers, according to an article in The Wall Street Journal. The Journal cited a study by professor Jim Hawkins at the University of Houston Law Center that surveyed more than 300 college students in November.

» Read more
Thursday, January 13, 2011 1:55 pm
By Lucy Lazarony · Bankrate.com

New consumer credit decision notices are on the way. Starting Jan. 1, new rules from the Federal Reserve and the Federal Trade Commission require lenders to provide new credit information to credit card customers and other borrowers of consumer credit. For help in understanding these new notices, the Federal Reserve is providing consumers with a

» Read more
Tuesday, January 11, 2011 11:35 am
By Lucy Lazarony · Bankrate.com

A consolidation loan offer, such as one sent to you from your credit card company, can look mighty enticing. Especially if you’re feeling bogged down by credit card debt and are tired of sending payments to several different cards each month. But before you sign up for a consolidation loan, you’ll want to weigh the

» Read more
Monday, January 10, 2011 1:53 pm
By Leslie McFadden · Bankrate.com

Apply for a credit card this year and you might receive a disclosure that contains a free credit score — the one actually used by the lender to judge your credit risk. Or a notice informing you that may not have received the lowest interest rate because of your credit. If you’re denied, you’ll get

» Read more
Thursday, January 6, 2011 1:23 pm
By Lucy Lazarony · Bankrate.com

Will you be shopping for a new credit card in 2011?┬áThese tips will help you choose a card that’s right for your credit and your spending habits. Let your credit score be your guide. When shopping for a new credit card, be sure to stick to cards that are suitable for your level of credit.

» Read more
Wednesday, January 5, 2011 12:41 pm
By Leslie McFadden · Bankrate.com

Credit Karma, a site that offers free credit scores and tools to consumers, will now let you peek at your TransUnion VantageScore and auto insurance score for free. “We thought we would illustrate the breadth of credit scores available to lenders and bankers by providing consumers free access to them,” says CEO Ken Lin. Credit

» Read more
Monday, January 3, 2011 3:51 pm
By Lucy Lazarony · Bankrate.com

It’s a new year, and it’s a good time to turn over a new leaf when it comes to managing your credit cards. First, get a handle on your credit card debt. Now is the time to tally up all those credit card balances. How much additional damage did you do with all your holiday

» Read more
Page 54 of 64« First...102030...5253545556...60...Last »