Credit Cards Blog

Thursday, April 7, 2011 10:36 am
By Lucy Lazarony · Bankrate.com

Capital One and Citibank are alerting credit card customers of an unauthorized data breach of customer names and email addresses. The system breach at Epsilon, a third-party vendor that provides marketing services for many major companies, was announced on April 1. Epsilon works with more than 2,500 clients and sends more than 40 billion emails annually,

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Wednesday, April 6, 2011 10:07 am
By Lucy Lazarony · Bankrate.com

Finding more credit card offers in your mailbox? You’re not alone. Credit card mailings have increased dramatically, according to a recent study by Mintel Comperemedia, a marketing research firm based in Chicago. According to Mintel Comperemedia, American consumers received about 1.4 billion offers for new credit cards in the fourth quarter of 2010, a hefty

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Monday, April 4, 2011 12:00 pm
By L. Marie Joseph · Bankrate.com

There is no law that says you should upgrade your apartment, buy a brand new car and drink top shelf vodka as soon as you receive a college degree. So what’s the hurry? Slow down. As you begin to make money, start to save it. Don’t rush into heavy car payments and save at least

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Monday, April 4, 2011 10:30 am
By Lucy Lazarony · Bankrate.com

Americans are putting their credit card bills first. Consumers are paying their credit card bills before they pay their mortgages, according to a study from TransUnion, one of the major credit reporting agencies. The percentage of consumers who are 30 days late on their mortgages and current on their credit cards rose to as high

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Wednesday, March 30, 2011 1:25 pm
By Lucy Lazarony · Bankrate.com

Chase is dropping the fee for foreign purchases from another of its travel rewards credit cards. Chase is eliminating foreign transaction fees on its Marriott Rewards Premier credit card, according to an email from Chase Card Services. The Marriott Rewards Premier credit card comes with a $65 annual fee, which is waived in the first

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Tuesday, March 29, 2011 12:13 pm
By Lucy Lazarony · Bankrate.com

The Consumer Financial Protection Bureau, or CFPB, wants consumers to know the specifics of a credit card’s cost before applying for the card, according to an article by The Associated Press. The CFPB, a new consumer watchdog agency set to open this summer, would like consumers to know the exact interest rate and credit line

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Monday, March 28, 2011 11:19 am
By Lucy Lazarony · Bankrate.com

A report from the U.S. Government Accountability Office reveals the high cost of debt protection products sold to credit card customers. Credit card customers received 21 cents in tangible financial benefits for every dollar spent in debt protection product fees among the nine largest card issuers in 2009, according to the GAO report. Debt protection

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Thursday, March 24, 2011 9:11 am
By Lucy Lazarony · Bankrate.com

To reduce losses from a proposed federal cap on interchange fees, JPMorgan Chase is ending its debit card rewards program for most customers on July 19, according to an article by Bloomberg. Chase customers will continue to earn debit rewards through July 19 and any rewards points accrued through that date will not expire, according

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Tuesday, March 22, 2011 1:36 pm
By Lucy Lazarony · Bankrate.com

Americans with credit card debt, payday loans and other high-cost consumer debt are more likely to have difficulty saving, according to a new national survey. About two-thirds of Americans with credit card debt reported having difficulty saving a portion of their paycheck, according to a survey by America Saves and Experian, a major credit reporting

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Monday, March 21, 2011 12:25 pm
By Lucy Lazarony · Bankrate.com

On March 18, the Federal Reserve Board approved a rule amending Regulation Z, which implements the Truth in Lending Act. This rule clarifies aspects of previous Board rules implementing the Credit Card Accountability Responsibility and Disclosure Act of 2009. This rule states “credit card applications generally cannot request a consumer’s ‘household income’ because that term is too vague to allow issuers

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