Credit Cards Blog

Friday, July 15, 2011 3:00 pm
By Marcie Geffner · Bankrate.com

Everyone loves credit card perks. While most card users are familiar with such popular benefits as airline miles, shopping points and cash rebates, many cards also offer other lesser-known benefits, as Dana Dratch explains in the Bankrate.com story, “Six hidden credit card perks.” On the list of hidden benefits: price protection, vehicle roadside assistance, return

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Thursday, July 14, 2011 1:51 pm
By Janna Herron · Bankrate.com

There are recent signs the credit card holder is back.  But is it in a positive way? Figures are rolling in about more credit card spending, a trend that has been on the decline since the Great Recession took hold. A report Tuesday from First Data Corp. showed that the number of credit card transactions

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Wednesday, July 13, 2011 2:21 pm
By Marcie Geffner · Bankrate.com

College credit card affinity programs earned approximately $73 million last year. Still, that total was a 13 percent decline from more than $84 million educational institutions earned from credit card programs in 2009, according to a brand-new report released this month by the federal government. The July 2011 “Federal Reserve Board of Governors Report to

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Tuesday, July 12, 2011 12:30 pm
By Marcie Geffner · Bankrate.com

Summer vacationers are using credit card rewards to cut travel costs, but many are unaware of hidden fees they’ll have to pay on overseas credit card transactions. Those are two findings of Capital One Financial Corporation’s latest quarterly survey of how consumers accumulate and redeem credit card rewards. “Given the current economic climate, high-value credit

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Monday, July 11, 2011 12:02 pm
By Janna Herron · Bankrate.com

It appears credit card users are in it for the rewards – at least according to a study released Monday from Acxiom on consumer payment behavior. The study broke down consumers’ preferred payment methods — credit card, debit card, paper checks and cash — and what it would take for them to switch methods. Of those

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Friday, July 8, 2011 4:08 pm
By Janna Herron · Bankrate.com

Blame gasoline, food, jobs or just slow mail. The result is the same: More consumers are sending in their credit card payments late. The American Bankers Association said Thursday that the percentage of consumers at least 30 days past due on their credit card bills rose to 3.4 percent in the first three months of

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Thursday, July 7, 2011 3:38 pm
By Janna Herron · Bankrate.com

Starting July 21, if a creditor uses a credit score to offer credit at less-than-favorable terms, deny credit or adjust the rate on extending credit, it must reveal the score they used along with other information related to the score. Consumers will receive a notice outlining the range of possible credit scores, key factors that

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Wednesday, July 6, 2011 2:48 pm
By Janna Herron · Bankrate.com

Does it seem like your credit cards are dangling coupons to your favorite shopping spots? It’s no coincidence. Faced with regulations that are shaving fee revenue, credit card companies are teaming up with retailers to make the most of your shopping vices, according to a report from Aite Group. Credit card issuers are selling your

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Tuesday, July 5, 2011 2:40 pm
By Janna Herron · Bankrate.com

Bye-bye, contracted credit. Hello, plastic proliferation. At least that’s the take-away from Equifax’s new credit trends report, which shows banks handed out 1.8 million, or 26 percent, more credit cards this year through the end of March versus the same period in 2010. And in a sign of renewed confidence in riskier borrowers, 2.5 million

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Friday, July 1, 2011 11:56 am
By Janna Herron · Bankrate.com

Before driving off to the beach or mountains to celebrate the red, white and blue, pack these five tips to keep your debit and credit cards fraud-free. ATM antics. Some crooks set up pinhole cameras behind ATMs to capture your personal identification number, says William Noonan, assistant special agent in charge of the Secret Service’s

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