Credit Cards Blog

Monday, April 18, 2011 10:53 am
By Marcie Geffner · Bankrate.com

Paper or plastic? PC or Mac? Chip and PIN or stripe and signature? Huh? That last item is a reference to a new credit card technology that has taken Europe by storm, but still lags in the United States. The “chip” part of the new technology refers to a microchip that’s embedded into the credit

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Thursday, April 14, 2011 9:32 am
By Marcie Geffner · Bankrate.com

The annual holiday season came and went four months ago, but some consumers may still be paying off their purchases, given that the average consumer owed more than $4,200 on his or her bank cards as of Dec. 31, 2010, according to new data from Experian, one of the three major credit reporting bureaus. Consumers

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Tuesday, April 12, 2011 9:58 am
By Marcie Geffner · Bankrate.com

Recipients of certain federal government benefits should soon get some additional protection from creditors who want to seize the direct-deposited funds for repayment of debt. Federal law already prohibits creditors from taking government benefits out of checking accounts to satisfy unpaid debts. However, creditors have used court orders to freeze the accounts so that the

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Monday, April 11, 2011 4:28 pm
By Jim Wang · Bankrate.com

Credit cards are fantastic tools if you are responsible with credit. Whereas some people compare it to a hammer, a powerful tool when used properly, I like to think of it as a Swiss army knife. Like a Swiss army knife, there are parts of it that you will probably never use as often as

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Monday, April 11, 2011 12:55 pm
By Lucy Lazarony · Bankrate.com

Card issuers are continuing to pull out all the stops to attract new customers to travel rewards cards. The latest offer aimed at elite travelers comes from Chase and its British Airways Visa Signature card. For a limited time, the card is offering 100,000 air miles to new customers. With the British Airways Visa Signature

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Thursday, April 7, 2011 10:36 am
By Lucy Lazarony · Bankrate.com

Capital One and Citibank are alerting credit card customersĀ of an unauthorized data breach of customer names and email addresses. The system breach at Epsilon, a third-party vendor that provides marketing services for many major companies, was announced on April 1. Epsilon works with more than 2,500 clients and sends more than 40 billion emails annually,

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Wednesday, April 6, 2011 10:07 am
By Lucy Lazarony · Bankrate.com

Finding more credit card offers in your mailbox? You’re not alone. Credit card mailings have increased dramatically, according to a recent study by Mintel Comperemedia, a marketing research firm based in Chicago. According to Mintel Comperemedia, American consumers received about 1.4 billion offers for new credit cards in the fourth quarter of 2010, a hefty

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Monday, April 4, 2011 12:00 pm
By L. Marie Joseph · Bankrate.com

There is no law that says you should upgrade your apartment, buy a brand new car and drink top shelf vodka as soon as you receive a college degree. So what’s the hurry? Slow down. As you begin to make money, start to save it. Don’t rush into heavy car payments and save at least

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Monday, April 4, 2011 10:30 am
By Lucy Lazarony · Bankrate.com

Americans are putting their credit card bills first. Consumers are paying their credit card bills before they pay their mortgages, according to a study from TransUnion, one of the major credit reporting agencies. The percentage of consumers who are 30 days late on their mortgages and current on their credit cards rose to as high

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Wednesday, March 30, 2011 1:25 pm
By Lucy Lazarony · Bankrate.com

Chase is dropping the fee for foreign purchases from another of its travel rewards credit cards. Chase is eliminating foreign transaction fees on its Marriott Rewards Premier credit card, according to an email from Chase Card Services. The Marriott Rewards Premier credit card comes with a $65 annual fee, which is waived in the first

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