Credit Cards Blog

Thursday, December 8, 2011 11:00 am
By David Domzalski · Bankrate.com

When I was 25, I finished an 18-month paydown of $20,000 in student loan debt. I committed myself to this goal, not because I was thrilled to practically endorse my paycheck over to Citibank, but because I saw the long-term impact of the decision. Debt’s effects can be felt over a lifetime. I wanted to

» Read more
Wednesday, December 7, 2011 11:00 am
By Greg McBride, CFA · Bankrate.com

In my weekly appearance with Gary Goldberg’s “Money Matters” radio program, we discussed the advantages of credit cards over debit cards for disciplined consumers. Here’s a partial transcript of my comments. Credit card rewards programs are more than twice as generous as debit rewards. And they’re growing, whereas we’ve seen a 30 percent decline in

» Read more
Tuesday, December 6, 2011 4:59 pm
By Janna Herron · Bankrate.com

Location-based gifting is where it’s at this season, whether you’re giving or receiving. Send a personalized virtual gift card that unlocks when the recipient is at the store through the new phone app Clingle Gifts. Or, get a $10 statement credit from American Express via Foursquare. The former, Clingle Gifts, allows consumers to dress up

» Read more
Monday, December 5, 2011 3:57 pm
By Janna Herron · Bankrate.com

This post is from Dec. 5, 2011. Offerings are subject to change. Check with the institution for the latest information. What part of the holidays do you hate the most? Waiting in long lines or carrying a dozen packages to the car? What about thinking of the perfect gift only to find it sold out

» Read more
Friday, December 2, 2011 4:53 pm
By Janna Herron · Bankrate.com

Despite sweeping changes to credit card practices in the last two years, Americans are still stumped by the terms of their cards. That’s one of the key findings this week from the new federal watchdog group, the Consumer Financial Protection Bureau. The agency analyzed more than 5,000 complaints it received from credit card holders from

» Read more
Thursday, December 1, 2011 4:40 pm
By Lucy Lazarony · Bankrate.com

Debt is a major issue for many American families. And when it comes to juggling credit card debt, mortgages, car loans and student loans, many Americans are making the wrong financial moves. Staring at multiple debts, many consumers pay off smaller debts first even when larger debts have higher interest rates, according to a new

» Read more
Wednesday, November 30, 2011 1:51 pm
By Janna Herron · Bankrate.com

Cyber Monday proved that more Americans are doing their shopping online. And that means there are more opportunities for thieves to snatch your credit card information from the Internet ether. Online sales on Monday leapt 33 percent in the U.S., compared with the same period last year, according to an IBM report released Tuesday. Consumers

» Read more
Monday, November 28, 2011 5:01 pm
By Janna Herron · Bankrate.com

American Express is playing Santa this year, delivering surprise presents to cardholders. Starting Cyber Monday, American Express credit card holders can sign up for “The Gift Chain” program to receive surprise gifts (up to 10) when they spend $25 or more at participating online retailers, such as American Eagle Outfitters, Nike, Neiman Marcus, Bed Bath

» Read more
Friday, November 25, 2011 3:00 pm
By Janna Herron · Bankrate.com

If you’re basking in post-Black Friday fracas euphoria (despite blowing your budget on the first “official” holiday shopping day), I bet you paid with a credit card. Consumers focus on the benefits of a purchase — while ignoring the price tag — when they pay by credit card, according to a new article by professors

» Read more
Thursday, November 24, 2011 10:00 am
By Janna Herron · Bankrate.com

As you camp out for the midnight opening of Black Friday at your favorite retailer, remember to keep a good grip on your plastic. The number of reported lost or stolen debit and credit cardsĀ jumps about 19 percent in November and December, compared with the rest of the year, according to a study released this

» Read more
Page 39 of 68« First...102030...3738394041...5060...Last »