Credit Cards Blog

Monday, December 12, 2011 4:13 pm
By Janna Herron · Bankrate.com

From sunny Los Angeles comes a cautionary tale about the wrong way to earn credit card rewards points. The finance director of the Los Angeles Memorial Coliseum was in charge of upgrading the sound system for the video board at the taxpayer-owned arena. Instead of paying the $270,000 it would cost to buy the equipment

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Friday, December 9, 2011 3:23 pm
By Janna Herron · Bankrate.com

For the second month in a row, Americans put more on their credit cards. But let’s be honest, we didn’t go hog wild. On Wednesday, the Federal Reserve said revolving consumer credit (read: credit card debt) rose less than a half-percent to $792.3 billion in October, up from $792 billion the previous month. Of course, this uptick doesn’t

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Thursday, December 8, 2011 3:47 pm
By Janna Herron · Bankrate.com

Even without an official head, the Consumer Financial Protection Bureau is charging forward with new plans to help Americans make smarter credit card choices. The federal watchdog group on Wednesday unveiled a credit card agreement prototype that spells out in plain English a card’s terms and conditions in just 1,100 words. Want to know how

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Thursday, December 8, 2011 11:00 am
By David Domzalski · Bankrate.com

When I was 25, I finished an 18-month paydown of $20,000 in student loan debt. I committed myself to this goal, not because I was thrilled to practically endorse my paycheck over to Citibank, but because I saw the long-term impact of the decision. Debt’s effects can be felt over a lifetime. I wanted to

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Wednesday, December 7, 2011 11:00 am
By Greg McBride, CFA · Bankrate.com

In my weekly appearance with Gary Goldberg’s “Money Matters” radio program, we discussed the advantages of credit cards over debit cards for disciplined consumers. Here’s a partial transcript of my comments. Credit card rewards programs are more than twice as generous as debit rewards. And they’re growing, whereas we’ve seen a 30 percent decline in

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Tuesday, December 6, 2011 4:59 pm
By Janna Herron · Bankrate.com

Location-based gifting is where it’s at this season, whether you’re giving or receiving. Send a personalized virtual gift card that unlocks when the recipient is at the store through the new phone app Clingle Gifts. Or, get a $10 statement credit from American Express via Foursquare. The former, Clingle Gifts, allows consumers to dress up

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Monday, December 5, 2011 3:57 pm
By Janna Herron · Bankrate.com

This post is from Dec. 5, 2011. Offerings are subject to change. Check with the institution for the latest information. What part of the holidays do you hate the most? Waiting in long lines or carrying a dozen packages to the car? What about thinking of the perfect gift only to find it sold out

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Friday, December 2, 2011 4:53 pm
By Janna Herron · Bankrate.com

Despite sweeping changes to credit card practices in the last two years, Americans are still stumped by the terms of their cards. That’s one of the key findings this week from the new federal watchdog group, the Consumer Financial Protection Bureau. The agency analyzed more than 5,000 complaints it received from credit card holders from

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Thursday, December 1, 2011 4:40 pm
By Lucy Lazarony · Bankrate.com

Debt is a major issue for many American families. And when it comes to juggling credit card debt, mortgages, car loans and student loans, many Americans are making the wrong financial moves. Staring at multiple debts, many consumers pay off smaller debts first even when larger debts have higher interest rates, according to a new

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Wednesday, November 30, 2011 1:51 pm
By Janna Herron · Bankrate.com

Cyber Monday proved that more Americans are doing their shopping online. And that means there are more opportunities for thieves to snatch your credit card information from the Internet ether. Online sales on Monday leapt 33 percent in the U.S., compared with the same period last year, according to an IBM report released Tuesday. Consumers

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