CD rates Blog

When will CD rates rise? Where are CD rates the highest? Should I build a CD ladder, buy a step-up CD or buy a market-linked CD? From barbell and bullet strategies to scams and structured products, find everything you've ever wanted to know about CDs and CD rates right here in Bankrate's CD Rates blog. See the latest posts below.
Tuesday, January 29, 2013 3:37 pm
By Claes Bell, CFA · Bankrate.com

Investors who profited from Allen Stanford’s CD Ponzi scheme got some bad news Monday. They’ll have to pay their CD yields back. From David Lee at Courthouse News Service: Hundreds of investors who earned interest on the phony certificates of deposit in R. Allen Stanford’s Ponzi scheme cannot keep those profits, a federal judge ruled.

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Thursday, January 24, 2013 2:20 pm
By Sheyna Steiner · Bankrate.com

CD rates fell everywhere last year. Some states saw big declines in rates in 2012, while others experienced only small drops, according to a recent study.

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Wednesday, January 16, 2013 5:36 pm
By Sheyna Steiner · Bankrate.com

CD and money market account rates are nothing to write home about, but both offer some advantages to savers.

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Tuesday, January 15, 2013 5:02 pm
By Claes Bell, CFA · Bankrate.com

A debt ceiling crisis would likely do serious and lasting damage to the U.S. economy, but it might have a silver lining for savers: higher CD rates.

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Monday, January 14, 2013 11:20 am
By Sheyna Steiner · Bankrate.com

Credit unions offer savers a few advantages over banks including higher CD rates and lower rates on loans.

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Wednesday, January 9, 2013 4:10 pm
By Claes Bell, CFA · Bankrate.com

CDs aren’t earning much more than savings accounts right now, but they can help you save for future fun.

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Thursday, January 3, 2013 4:47 pm
By Sheyna Steiner · Bankrate.com

Are you going to save more in 2013? Don’t discount CDs — they’re safe, earn interest and the penalty for breaking in early helps keeps the money in the bank.

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Wednesday, January 2, 2013 6:11 pm
By Claes Bell, CFA · Bankrate.com

Last year was a terrible one for CD rates, with Bankrate’s CD averages falling to all-time lows. But will 2013 be any better?

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Friday, December 28, 2012 5:29 pm
By Sheyna Steiner · Bankrate.com

With CD rates so low, savers are stretching for yield. But what they don’t know could hurt them.

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Monday, December 24, 2012 1:51 pm
By Sheyna Steiner · Bankrate.com

With CD rates so low and set to stay there for years, savers are looking to structured notes for higher yields. Are they worth the risk?

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