CD rates Blog

Tuesday, January 29, 2013 3:37 pm
By Claes Bell, CFA · Bankrate.com

Investors who profited from Allen Stanford’s CD Ponzi scheme got some bad news Monday. They’ll have to pay their CD yields back. From David Lee at Courthouse News Service: Hundreds of investors who earned interest on the phony certificates of deposit in R. Allen Stanford’s Ponzi scheme cannot keep those profits, a federal judge ruled.

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Thursday, January 24, 2013 2:20 pm
By Sheyna Steiner · Bankrate.com

CD rates fell everywhere last year. Some states saw big declines in rates in 2012, while others experienced only small drops, according to a recent study.

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Wednesday, January 16, 2013 5:36 pm
By Sheyna Steiner · Bankrate.com

CD and money market account rates are nothing to write home about, but both offer some advantages to savers.

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Tuesday, January 15, 2013 5:02 pm
By Claes Bell, CFA · Bankrate.com

A debt ceiling crisis would likely do serious and lasting damage to the U.S. economy, but it might have a silver lining for savers: higher CD rates.

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Monday, January 14, 2013 11:20 am
By Sheyna Steiner · Bankrate.com

Credit unions offer savers a few advantages over banks including higher CD rates and lower rates on loans.

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Wednesday, January 9, 2013 4:10 pm
By Claes Bell, CFA · Bankrate.com

CDs aren’t earning much more than savings accounts right now, but they can help you save for future fun.

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Thursday, January 3, 2013 4:47 pm
By Sheyna Steiner · Bankrate.com

Are you going to save more in 2013? Don’t discount CDs — they’re safe, earn interest and the penalty for breaking in early helps keeps the money in the bank.

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Wednesday, January 2, 2013 6:11 pm
By Claes Bell, CFA · Bankrate.com

Last year was a terrible one for CD rates, with Bankrate’s CD averages falling to all-time lows. But will 2013 be any better?

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Friday, December 28, 2012 5:29 pm
By Sheyna Steiner · Bankrate.com

With CD rates so low, savers are stretching for yield. But what they don’t know could hurt them.

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Monday, December 24, 2012 1:51 pm
By Sheyna Steiner · Bankrate.com

With CD rates so low and set to stay there for years, savers are looking to structured notes for higher yields. Are they worth the risk?

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