CD rates Blog

QE3 is bad news for CD investors in the short term, but if it works it could help CD rates recover over the long term.

If you see an outrageously high CD rate being offered, take it with a grain of salt.

Deposits over the FDIC limit of $250,000 can be insured at one bank using CDARS. Find out at Bankrate.com.

CD rates in other countries may tempt American savers with high yields, but they do come with added risks. Learn more at Bankrate.com.

CDs may not have great rates right now, but they do offer one valuable perk — predictability.

People who use only CDs for retirement savings will have to save longer and save more than they would using asset classes with higher historical returns.

For many Americans, low CD rates aren’t just an annoyance — they’re a danger to their way of life.

Loan demand is down and bank margins are squeezed. That translates to lower CD rates. The question is, how low will they go?

Using a broker to buy CDs can simplify laddering and get you higher rates, but it does have risks.

South Korea is grappling with a banking scandal of its own. Regulators allege that banks have submitted inaccurate CD rates on which a benchmark rate is based.