CD rates Blog

When will CD rates rise? Where are CD rates the highest? Should I build a CD ladder, buy a step-up CD or buy a market-linked CD? From barbell and bullet strategies to scams and structured products, find everything you've ever wanted to know about CDs and CD rates right here in Bankrate's CD Rates blog. See the latest posts below.
Wednesday, April 10, 2013 5:27 pm
By Sheyna Steiner · Bankrate.com

The minutes of the last Fed meeting show that many committee members see the end of QE at the end of 2013. Could that mean higher CD rates?

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Monday, April 8, 2013 5:18 pm
By Claes Bell, CFA · Bankrate.com

A CD can’t earn you much interest these days, but it can help you qualify for a CD-secured loan at many banks and credit unions.

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Wednesday, April 3, 2013 5:05 pm
By Sheyna Steiner · Bankrate.com

Would you rather save money in a CD or buy a lottery ticket? What if you could do both at the same time?

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Monday, April 1, 2013 4:53 pm
By Claes Bell, CFA · Bankrate.com

CD rates are at historic lows and still falling, and yet actress Mila Kunis and many others are sticking with them. Why?

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Thursday, March 28, 2013 5:12 pm
By Sheyna Steiner · Bankrate.com

Keeping up with physical papers can be a pain but savers should hang on to their CD documents until the CD matures. After maturity, feel free to toss the records.

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Thursday, March 28, 2013 10:35 am
By Claes Bell, CFA · Bankrate.com

The plight of CD investors in Cyprus’ banking crisis illustrates the importance of respecting FDIC limits on deposit insurance.

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Thursday, March 21, 2013 11:35 am
By Sheyna Steiner · Bankrate.com

This year will see the end of high-yielding CDs issued in 2008. That is bad for the owners of those CDs who will be forced out into the cold yield-barren world of 2013, but borrowers may benefit.

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Tags: CD, CD rate
Wednesday, March 20, 2013 3:34 pm
By Claes Bell, CFA · Bankrate.com

The special tax savers may have to pay in Cyprus illustrates that seeking out higher CD rates overseas isn’t risk free.

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Monday, March 18, 2013 12:23 pm
By Sheyna Steiner · Bankrate.com

Sometimes struggling banks offer higher-than-average deposit and CD rates to attract customers. Should savers beware of CDs from floundering banks?

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Tuesday, March 5, 2013 5:46 pm
By Claes Bell, CFA · Bankrate.com

In a testy exchange at a Senate hearing, one senator accused the Federal Reserve of throwing savers “under the bus.” But is the Fed to blame for low CD rates?

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