CD rates Blog

Savers are entitled to fair returns in the form of higher CD rates. Unfortunately, life is not fair.

Low interest rates are key in customers switching banks. When banks need deposits, CD rates rise — but what about retaining customers?

Sharply higher tax rates would be a big drag on Americans’ CDs and other deposit accounts, according to a new analysis.

Young workers may be scarred by the financial crisis, but using CDs to save for retirement in your 20s is a bad idea, especially with CD rates at historic lows.

Buying a CD from a local community bank could have a more direct impact on your local economy than buying a CD from a national bank.

Ultra-low CD rates and normal inflation mean money socked away in CDs will have much less buying power buy the time it’s ready to spend.

CD rates vary a lot across the country. Though rate decisions are based on a number of factors, it all comes down to whether the bank needs more deposits.

While I bonds with a zero percent base rate aren’t exactly amazing, they do one thing many CDs can’t right now: keep up with inflation.

Over a third of Americans say CDs and savings accounts are the safest places to stash cash in today’s economy.

To help victims of Superstorm Sandy solve a different kind of liquidity crisis, many banks are offering CD investors breaks on early withdrawal penalties.