CD rates Blog

A CD can’t earn you much interest these days, but it can help you qualify for a CD-secured loan at many banks and credit unions.

Would you rather save money in a CD or buy a lottery ticket? What if you could do both at the same time?

CD rates are at historic lows and still falling, and yet actress Mila Kunis and many others are sticking with them. Why?

Keeping up with physical papers can be a pain but savers should hang on to their CD documents until the CD matures. After maturity, feel free to toss the records.

The plight of CD investors in Cyprus’ banking crisis illustrates the importance of respecting FDIC limits on deposit insurance.

This year will see the end of high-yielding CDs issued in 2008. That is bad for the owners of those CDs who will be forced out into the cold yield-barren world of 2013, but borrowers may benefit.

The special tax savers may have to pay in Cyprus illustrates that seeking out higher CD rates overseas isn’t risk free.

Sometimes struggling banks offer higher-than-average deposit and CD rates to attract customers. Should savers beware of CDs from floundering banks?

In a testy exchange at a Senate hearing, one senator accused the Federal Reserve of throwing savers “under the bus.” But is the Fed to blame for low CD rates?

CD rates are still depressingly low, but CDs have other lovable features.