CD rates Blog

When will CD rates rise? Where are CD rates the highest? Should I build a CD ladder, buy a step-up CD or buy a market-linked CD? From barbell and bullet strategies to scams and structured products, find everything you've ever wanted to know about CDs and CD rates right here in Bankrate's CD Rates blog. See the latest posts below.
Monday, April 30, 2012 4:57 pm
By Claes Bell · Bankrate.com

Are “death puts” a way to get long-term CD rates without locking heirs in?

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Wednesday, April 25, 2012 1:34 pm
By Sheyna Steiner · Bankrate.com

The group in charge of monetary policy at the Federal Reserve met this week for the third time this year.

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Monday, April 23, 2012 12:41 pm
By Claes Bell · Bankrate.com

The Fed is keeping rates low to benefit the wider economy, but there’s another big beneficiary: banks.

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Monday, April 9, 2012 4:28 pm
By Claes Bell · Bankrate.com

An expert says CD rates and the savers who depend on them were just another casualty of the Great Recession.

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Wednesday, April 4, 2012 9:30 am
By Sheyna Steiner · Bankrate.com

A new report shows that long-term CD rates have risen slightly in a handful of states.

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Monday, April 2, 2012 5:06 pm
By Claes Bell · Bankrate.com

The factors banks use to set CD rates are complicated, but they all come back to one thing: the condition of the overall U.S. economy.

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Wednesday, March 28, 2012 12:00 pm
By Sheyna Steiner · Bankrate.com

Annual percentage yield makes it easier for savers to compare CDs. The frequency of interest payments can impact APY.

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Monday, March 26, 2012 5:17 pm
By Claes Bell · Bankrate.com

Make sure you know what a bank will charge to cash out a CD early. Some banks can take far more than current returns.

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Wednesday, March 21, 2012 12:54 pm
By Sheyna Steiner · Bankrate.com

High-yield checking accounts could be more rewarding to savers than CDs.

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Monday, March 19, 2012 3:49 pm
By Claes Bell · Bankrate.com

One veteran financial columnist suggests readers would be better off buying a high-mileage car than a CD.

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