CD rates Blog

Thursday, June 21, 2012 12:56 pm
By Sheyna Steiner · Bankrate.com

Buying a one-year CD sporting a rate under 1 percent can be hard to swallow. The prolonged low-rate environment has caused a sustained drop in income for retired people and those nearing retirement.

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Tuesday, June 19, 2012 4:42 pm
By Claes Bell, CFA · Bankrate.com

Low rates have scared away a lot of CD investors, but seniors and the wealthy remain loyal to CDs.

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Wednesday, June 13, 2012 10:03 am
By Sheyna Steiner · Bankrate.com

One bank in the U.S. recently launched a CD focused on funding sustainability-related projects.

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Monday, June 11, 2012 5:12 pm
By Claes Bell, CFA · Bankrate.com

Are low interest rates, including low CD rates, causing you to put off your retirement? If so, a new survey suggests you’re not alone. The latest Wells Fargo-Gallup Investor and Retirement Optimism Index shows many U.S. investors see low CD rates as a barrier to retirement. From the press release: One in 3 investors (33

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Wednesday, June 6, 2012 9:15 am
By Sheyna Steiner · Bankrate.com

One thing CDs have going for them lately is their safety. Consequently, a short-term CD or another insured bank product could be a better option for savers than the safest investment in the world: United States Treasury securities.

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Monday, June 4, 2012 5:13 pm
By Claes Bell, CFA · Bankrate.com

State regulators are warning CD investors to stay away from CD rates “too good to be true.”

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Wednesday, May 30, 2012 11:57 am
By Sheyna Steiner · Bankrate.com

Last week, the Mississippi Supreme Court backed up a lower court’s initial ruling in a case revolving around a woman’s right to withdraw funds early from a CD without the necessary documents. Carolyn Epperson tried to withdraw money from her certificate of deposit before the maturity date at SouthBank in 2005, the Northeast Mississippi Daily

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Wednesday, May 23, 2012 2:41 pm
By Sheyna Steiner · Bankrate.com

A Chilean bank announced this month that it will sell Yankee CDs from its New York branch. But what are they?

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Monday, May 21, 2012 12:01 pm
By Claes Bell, CFA · Bankrate.com

The FDIC wants you to know that structured CDs carry with them some potential risks traditional CDs don’t share.

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Wednesday, May 16, 2012 4:11 pm
By Sheyna Steiner · Bankrate.com

By investing in CDs, savers keep their principal safe — but that won’t get them to retirement.

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