CD rates Blog

Wednesday, July 11, 2012 2:45 pm
By Sheyna Steiner · Bankrate.com

The story of the tortoise and the hare is an apt analogy for today’s saving and investing climate. While higher yields than are currently available in CDs could get savers to their goals more quickly, the certainty of receiving the stated yield and getting principal back at the end could be more appealing to some

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Wednesday, June 27, 2012 11:08 am
By Sheyna Steiner · Bankrate.com

There are pockets of the country where CD interest rates are marginally less dismal.

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Monday, June 25, 2012 4:19 pm
By Claes Bell · Bankrate.com

CD investors should pray against another round of QE, because it would likely mean CD rates even lower than today’s rates.

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Thursday, June 21, 2012 12:56 pm
By Sheyna Steiner · Bankrate.com

Buying a one-year CD sporting a rate under 1 percent can be hard to swallow. The prolonged low-rate environment has caused a sustained drop in income for retired people and those nearing retirement.

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Tuesday, June 19, 2012 4:42 pm
By Claes Bell · Bankrate.com

Low rates have scared away a lot of CD investors, but seniors and the wealthy remain loyal to CDs.

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Wednesday, June 13, 2012 10:03 am
By Sheyna Steiner · Bankrate.com

One bank in the U.S. recently launched a CD focused on funding sustainability-related projects.

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Monday, June 11, 2012 5:12 pm
By Claes Bell · Bankrate.com

Are low interest rates, including low CD rates, causing you to put off your retirement? If so, a new survey suggests you’re not alone. The latest Wells Fargo-Gallup Investor and Retirement Optimism Index shows many U.S. investors see low CD rates as a barrier to retirement. From the press release: One in 3 investors (33

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Wednesday, June 6, 2012 9:15 am
By Sheyna Steiner · Bankrate.com

One thing CDs have going for them lately is their safety. Consequently, a short-term CD or another insured bank product could be a better option for savers than the safest investment in the world: United States Treasury securities.

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Monday, June 4, 2012 5:13 pm
By Claes Bell · Bankrate.com

State regulators are warning CD investors to stay away from CD rates “too good to be true.”

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Wednesday, May 30, 2012 11:57 am
By Sheyna Steiner · Bankrate.com

Last week, the Mississippi Supreme Court backed up a lower court’s initial ruling in a case revolving around a woman’s right to withdraw funds early from a CD without the necessary documents. Carolyn Epperson tried to withdraw money from her certificate of deposit before the maturity date at SouthBank in 2005, the Northeast Mississippi Daily

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