CD rates Blog

Monday, September 24, 2012 6:11 pm
By Claes Bell, CFA · Bankrate.com

With tax rates likely to go up in the future, a Roth IRA CD might be just the ticket for providing the cash you need in retirement.

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Wednesday, September 19, 2012 9:34 am
By Sheyna Steiner · Bankrate.com

Low rate policies hurt savers but help borrowers. Is it any coincidence that governments benefit by borrowing at low rates?

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Tuesday, September 18, 2012 5:20 pm
By Claes Bell, CFA · Bankrate.com

QE3 is bad news for CD investors in the short term, but if it works it could help CD rates recover over the long term.

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Tuesday, September 11, 2012 9:40 am
By Claes Bell, CFA · Bankrate.com

If you see an outrageously high CD rate being offered, take it with a grain of salt.

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Wednesday, September 5, 2012 5:47 pm
By Sheyna Steiner · Bankrate.com

Deposits over the FDIC limit of $250,000 can be insured at one bank using CDARS. Find out at Bankrate.com.

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Tags: CD rate, CDARS
Wednesday, August 29, 2012 6:14 pm
By Sheyna Steiner · Bankrate.com

CD rates in other countries may tempt American savers with high yields, but they do come with added risks. Learn more at Bankrate.com.

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Tuesday, August 28, 2012 5:28 pm
By Claes Bell, CFA · Bankrate.com

CDs may not have great rates right now, but they do offer one valuable perk — predictability.

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Thursday, August 23, 2012 6:00 am
By Sheyna Steiner · Bankrate.com

People who use only CDs for retirement savings will have to save longer and save more than they would using asset classes with higher historical returns.

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Monday, August 20, 2012 5:37 pm
By Claes Bell, CFA · Bankrate.com

For many Americans, low CD rates aren’t just an annoyance — they’re a danger to their way of life.

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Thursday, August 16, 2012 12:54 pm
By Sheyna Steiner · Bankrate.com

Loan demand is down and bank margins are squeezed. That translates to lower CD rates. The question is, how low will they go?

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