CD rates Blog

The Fed is keeping rates low to benefit the wider economy, but there’s another big beneficiary: banks.

An expert says CD rates and the savers who depend on them were just another casualty of the Great Recession.

A new report shows that long-term CD rates have risen slightly in a handful of states.

The factors banks use to set CD rates are complicated, but they all come back to one thing: the condition of the overall U.S. economy.

Annual percentage yield makes it easier for savers to compare CDs. The frequency of interest payments can impact APY.

Make sure you know what a bank will charge to cash out a CD early. Some banks can take far more than current returns.

High-yield checking accounts could be more rewarding to savers than CDs.

One veteran financial columnist suggests readers would be better off buying a high-mileage car than a CD.

Does anyone have a CD ladder at this point? As Claes Bell adroitly pointed out earlier this week, CDs aren’t winning any popularity contests. With yields as low as they are, have been and will continue to be, savers have headed for greener pastures in terms of yield or liquidity. In more typical interest rate

A new study shows record low CD rates and a shaky job market have pushed a lot investors out of CDs …