CD rates Blog

Thursday, August 23, 2012 6:00 am
By Sheyna Steiner · Bankrate.com

People who use only CDs for retirement savings will have to save longer and save more than they would using asset classes with higher historical returns.

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Monday, August 20, 2012 5:37 pm
By Claes Bell · Bankrate.com

For many Americans, low CD rates aren’t just an annoyance — they’re a danger to their way of life.

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Thursday, August 16, 2012 12:54 pm
By Sheyna Steiner · Bankrate.com

Loan demand is down and bank margins are squeezed. That translates to lower CD rates. The question is, how low will they go?

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Monday, August 13, 2012 5:02 pm
By Claes Bell · Bankrate.com

Using a broker to buy CDs can simplify laddering and get you higher rates, but it does have risks.

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Wednesday, August 8, 2012 2:59 pm
By Sheyna Steiner · Bankrate.com

South Korea is grappling with a banking scandal of its own. Regulators allege that banks have submitted inaccurate CD rates on which a benchmark rate is based.

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Tuesday, August 7, 2012 10:00 am
By Claes Bell · Bankrate.com

CD yields are setting records in Bankrate’s weekly survey, and not the good kind.

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Wednesday, August 1, 2012 3:07 pm
By Sheyna Steiner · Bankrate.com

Banks may issue structured CDs with longer maturities, a Bloomberg story reported last week. That may not be a good thing for savers.

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Monday, July 30, 2012 5:22 pm
By Claes Bell · Bankrate.com

One bank is offering a unique perk for opening a new CD: $25 and an annual donation to a charity of your choice.

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Monday, July 23, 2012 4:07 pm
By Claes Bell · Bankrate.com

In a desperate quest to find higher yields, some savers are making a Faustian bargain with banks: for a few basis points more, and you can keep my money for 10 years. Several of the nation’s largest banks are offering 10-year CDs with a yield of 1.75 percent or less these days, including Chase, Bank

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Wednesday, July 11, 2012 2:45 pm
By Sheyna Steiner · Bankrate.com

The story of the tortoise and the hare is an apt analogy for today’s saving and investing climate. While higher yields than are currently available in CDs could get savers to their goals more quickly, the certainty of receiving the stated yield and getting principal back at the end could be more appealing to some

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