CD rates Blog

Tuesday, August 28, 2012 5:28 pm
By Claes Bell · Bankrate.com

CDs may not have great rates right now, but they do offer one valuable perk — predictability.

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Thursday, August 23, 2012 6:00 am
By Sheyna Steiner · Bankrate.com

People who use only CDs for retirement savings will have to save longer and save more than they would using asset classes with higher historical returns.

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Monday, August 20, 2012 5:37 pm
By Claes Bell · Bankrate.com

For many Americans, low CD rates aren’t just an annoyance — they’re a danger to their way of life.

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Thursday, August 16, 2012 12:54 pm
By Sheyna Steiner · Bankrate.com

Loan demand is down and bank margins are squeezed. That translates to lower CD rates. The question is, how low will they go?

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Monday, August 13, 2012 5:02 pm
By Claes Bell · Bankrate.com

Using a broker to buy CDs can simplify laddering and get you higher rates, but it does have risks.

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Wednesday, August 8, 2012 2:59 pm
By Sheyna Steiner · Bankrate.com

South Korea is grappling with a banking scandal of its own. Regulators allege that banks have submitted inaccurate CD rates on which a benchmark rate is based.

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Tuesday, August 7, 2012 10:00 am
By Claes Bell · Bankrate.com

CD yields are setting records in Bankrate’s weekly survey, and not the good kind.

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Wednesday, August 1, 2012 3:07 pm
By Sheyna Steiner · Bankrate.com

Banks may issue structured CDs with longer maturities, a Bloomberg story reported last week. That may not be a good thing for savers.

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Monday, July 30, 2012 5:22 pm
By Claes Bell · Bankrate.com

One bank is offering a unique perk for opening a new CD: $25 and an annual donation to a charity of your choice.

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Monday, July 23, 2012 4:07 pm
By Claes Bell · Bankrate.com

In a desperate quest to find higher yields, some savers are making a Faustian bargain with banks: for a few basis points more, and you can keep my money for 10 years. Several of the nation’s largest banks are offering 10-year CDs with a yield of 1.75 percent or less these days, including Chase, Bank

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