CD rates Blog

When will CD rates rise? Where are CD rates the highest? Should I build a CD ladder, buy a step-up CD or buy a market-linked CD? From barbell and bullet strategies to scams and structured products, find everything you've ever wanted to know about CDs and CD rates right here in Bankrate's CD Rates blog. See the latest posts below.
Thursday, March 28, 2013 10:35 am
By Claes Bell, CFA · Bankrate.com

The plight of CD investors in Cyprus’ banking crisis illustrates the importance of respecting FDIC limits on deposit insurance.

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Thursday, March 21, 2013 11:35 am
By Sheyna Steiner · Bankrate.com

This year will see the end of high-yielding CDs issued in 2008. That is bad for the owners of those CDs who will be forced out into the cold yield-barren world of 2013, but borrowers may benefit.

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Tags: CD, CD rate
Wednesday, March 20, 2013 3:34 pm
By Claes Bell, CFA · Bankrate.com

The special tax savers may have to pay in Cyprus illustrates that seeking out higher CD rates overseas isn’t risk free.

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Monday, March 18, 2013 12:23 pm
By Sheyna Steiner · Bankrate.com

Sometimes struggling banks offer higher-than-average deposit and CD rates to attract customers. Should savers beware of CDs from floundering banks?

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Wednesday, March 6, 2013 2:59 pm
By Claes Bell, CFA · Bankrate.com

In a testy exchange at a Senate hearing, one senator accused the Federal Reserve of throwing savers “under the bus.” But is the Fed to blame for low CD rates?

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Thursday, February 28, 2013 1:22 pm
By Sheyna Steiner · Bankrate.com

CD rates are still depressingly low, but CDs have other lovable features.

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Tuesday, February 26, 2013 5:37 pm
By Claes Bell, CFA · Bankrate.com

If you’re not comparison shopping for CDs, you’re losing out. There’s a big gap between average rates and the best available.

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Wednesday, February 20, 2013 4:13 pm
By Sheyna Steiner · Bankrate.com

Savers who only use CDs and savings vehicles may lose purchasing power due to inflation. But there are ways to make sure your dollar is always worth a dollar.

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Thursday, February 14, 2013 11:20 am
By Sheyna Steiner · Bankrate.com

CD rates tend to be higher in areas bustling with economic activity. If that doesn’t describe your area, don’t despair — go online.

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Tuesday, February 12, 2013 9:56 am
By Claes Bell, CFA · Bankrate.com

Large banks lag behind small banks when it comes to CD rates, according to a new report.

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