CD rates Blog

When will CD rates rise? Where are CD rates the highest? Should I build a CD ladder, buy a step-up CD or buy a market-linked CD? From barbell and bullet strategies to scams and structured products, find everything you've ever wanted to know about CDs and CD rates right here in Bankrate's CD Rates blog. See the latest posts below.
Thursday, February 28, 2013 1:22 pm
By Sheyna Steiner · Bankrate.com

CD rates are still depressingly low, but CDs have other lovable features.

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Tuesday, February 26, 2013 5:37 pm
By Claes Bell, CFA · Bankrate.com

If you’re not comparison shopping for CDs, you’re losing out. There’s a big gap between average rates and the best available.

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Wednesday, February 20, 2013 4:13 pm
By Sheyna Steiner · Bankrate.com

Savers who only use CDs and savings vehicles may lose purchasing power due to inflation. But there are ways to make sure your dollar is always worth a dollar.

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Thursday, February 14, 2013 11:20 am
By Sheyna Steiner · Bankrate.com

CD rates tend to be higher in areas bustling with economic activity. If that doesn’t describe your area, don’t despair — go online.

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Tuesday, February 12, 2013 9:56 am
By Claes Bell, CFA · Bankrate.com

Large banks lag behind small banks when it comes to CD rates, according to a new report.

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Wednesday, February 6, 2013 4:36 pm
By Sheyna Steiner · Bankrate.com

The opposite side of today’s low CD rate coin can be found in the ’80s when interest rates were high — on everything.

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Tuesday, February 5, 2013 3:35 pm
By Claes Bell, CFA · Bankrate.com

Seeking higher CD rates overseas may seem like a good idea, but it will probably be self-defeating.

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Wednesday, January 30, 2013 5:35 pm
By Sheyna Steiner · Bankrate.com

Picking the best savings vehicle for your situation requires looking at all manner of threats to your money. Some are transparent while others are hidden. For instance, buying a certificate of deposit guarantees that a saver will earn a stated interest rate over a known period of time. On the surface, the trade-off involves locking

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Tuesday, January 29, 2013 3:37 pm
By Claes Bell, CFA · Bankrate.com

Investors who profited from Allen Stanford’s CD Ponzi scheme got some bad news Monday. They’ll have to pay their CD yields back. From David Lee at Courthouse News Service: Hundreds of investors who earned interest on the phony certificates of deposit in R. Allen Stanford’s Ponzi scheme cannot keep those profits, a federal judge ruled.

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Thursday, January 24, 2013 2:20 pm
By Sheyna Steiner · Bankrate.com

CD rates fell everywhere last year. Some states saw big declines in rates in 2012, while others experienced only small drops, according to a recent study.

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