CD rates Blog

Tuesday, April 23, 2013 12:38 pm
By Claes Bell, CFA · Bankrate.com

If your bank isn’t up to snuff when it comes to capital, it’s possible the FDIC is capping the CD rates it can offer you.

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Tags: banks, CD rates, CDs
Wednesday, April 17, 2013 5:41 pm
By Sheyna Steiner · Bankrate.com

The stereotype of the retiree living off the interest from CDs and savings is gone. The question is, will it ever return? It may take longer than you think.

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Tuesday, April 16, 2013 4:17 pm
By Claes Bell, CFA · Bankrate.com

With rates at historic lows, Americans are abandoning CDs en masse. Adjusted for inflation, CD balances nationwide are at their lowest level since 1968.

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Wednesday, April 10, 2013 5:27 pm
By Sheyna Steiner · Bankrate.com

The minutes of the last Fed meeting show that many committee members see the end of QE at the end of 2013. Could that mean higher CD rates?

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Monday, April 8, 2013 5:18 pm
By Claes Bell, CFA · Bankrate.com

A CD can’t earn you much interest these days, but it can help you qualify for a CD-secured loan at many banks and credit unions.

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Wednesday, April 3, 2013 5:05 pm
By Sheyna Steiner · Bankrate.com

Would you rather save money in a CD or buy a lottery ticket? What if you could do both at the same time?

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Monday, April 1, 2013 4:53 pm
By Claes Bell, CFA · Bankrate.com

CD rates are at historic lows and still falling, and yet actress Mila Kunis and many others are sticking with them. Why?

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Thursday, March 28, 2013 5:12 pm
By Sheyna Steiner · Bankrate.com

Keeping up with physical papers can be a pain but savers should hang on to their CD documents until the CD matures. After maturity, feel free to toss the records.

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Thursday, March 28, 2013 10:35 am
By Claes Bell, CFA · Bankrate.com

The plight of CD investors in Cyprus’ banking crisis illustrates the importance of respecting FDIC limits on deposit insurance.

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Thursday, March 21, 2013 11:35 am
By Sheyna Steiner · Bankrate.com

This year will see the end of high-yielding CDs issued in 2008. That is bad for the owners of those CDs who will be forced out into the cold yield-barren world of 2013, but borrowers may benefit.

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Tags: CD, CD rate
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