CD rates Blog

When will CD rates rise? Where are CD rates the highest? Should I build a CD ladder, buy a step-up CD or buy a market-linked CD? From barbell and bullet strategies to scams and structured products, find everything you've ever wanted to know about CDs and CD rates right here in Bankrate's CD Rates blog. See the latest posts below.
Monday, October 27, 2014 10:46 am
By Sheyna Steiner · Bankrate.com

Since 2007, the percent of families with certificates of deposit has fallen to record lows as CD rates have hit bottom.

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Thursday, September 25, 2014 2:00 pm
By Sheyna Steiner · Bankrate.com

It’s only a few basis points. But CD rates have risen a bit since July 23 in the weekly rate surveys at Bankrate.

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Tuesday, September 2, 2014 6:00 am
By Sheyna Steiner · Bankrate.com

New rules around rollovers of individual retirement accounts could bite the owners of CD IRAs next year.

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Monday, August 25, 2014 4:00 pm
By Allison Ross · Bankrate.com

CD yields have been plummeting since the Federal Reserve dropped short-term interest rates close to zero.

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Wednesday, August 13, 2014 6:00 am
By Sheyna Steiner · Bankrate.com

Ultrashort-term bond funds may come with more risk than certificates of deposit.

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Thursday, August 7, 2014 1:30 am
By Allison Ross · Bankrate.com

The average promo rate on one-year CDs is lower than the average rate on one-year CDs. Why?

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Thursday, July 31, 2014 11:54 am
By Sheyna Steiner · Bankrate.com

CD rates are depressed everywhere, but it is a matter of degrees.

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Saturday, July 19, 2014 6:30 am
By Allison Ross · Bankrate.com

Promotional specials on CDs often don’t appear to be enough to draw consumers to deposit money into CDs.

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Wednesday, July 9, 2014 6:00 am
By Sheyna Steiner · Bankrate.com

What happens when you have to take your required minimum distribution?

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Wednesday, June 25, 2014 6:00 am
By Allison Ross · Bankrate.com

Banks will keep an eye on their CDs and monitor changes in deposit bases as interest rates rise.

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