CD rates Blog

Wednesday, March 28, 2012 12:00 pm
By Sheyna Steiner · Bankrate.com

Annual percentage yield makes it easier for savers to compare CDs. The frequency of interest payments can impact APY.

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Monday, March 26, 2012 5:17 pm
By Claes Bell, CFA · Bankrate.com

Make sure you know what a bank will charge to cash out a CD early. Some banks can take far more than current returns.

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Wednesday, March 21, 2012 12:54 pm
By Sheyna Steiner · Bankrate.com

High-yield checking accounts could be more rewarding to savers than CDs.

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Monday, March 19, 2012 3:49 pm
By Claes Bell, CFA · Bankrate.com

One veteran financial columnist suggests readers would be better off buying a high-mileage car than a CD.

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Wednesday, March 14, 2012 4:32 pm
By Sheyna Steiner · Bankrate.com

Does anyone have a CD ladder at this point? As Claes Bell adroitly pointed out earlier this week, CDs aren’t winning any popularity contests. With yields as low as they are, have been and will continue to be, savers have headed for greener pastures in terms of yield or liquidity. In more typical interest rate

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Tuesday, March 13, 2012 2:57 pm
By Claes Bell, CFA · Bankrate.com

A new study shows record low CD rates and a shaky job market have pushed a lot investors out of CDs …

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Wednesday, March 7, 2012 11:41 am
By Sheyna Steiner · Bankrate.com

The saga of R. Allen Stanford and his certificate of deposit Ponzi scheme is coming to a close – at least one part of it, anyway: the trial and conviction. On Tuesday, a Texas jury found Stanford guilty of 13 out of 14 criminal charges including mail fraud, wire fraud, obstruction of an SEC proceeding and

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Monday, March 5, 2012 2:03 pm
By Claes Bell, CFA · Bankrate.com

CD investors often think of a CD’s terms as being set in stone once they’ve been purchased, but that’s not always the case. In the case of a bank or credit union failure, CD rates and terms can be amended, since one of the parties of the contract you signed is now officially gone to

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Wednesday, February 29, 2012 3:07 pm
By Sheyna Steiner · Bankrate.com

As you probably know, Bankrate tracks and compiles CD rates from around the country. The U.S. is a pretty big place with dozens of diverse markets; as a result CD rates are all over the map. (Ah, a CD rate joke.) Depending where you are, one-year CD rates can vary by as much as a

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Monday, February 27, 2012 5:34 pm
By Claes Bell, CFA · Bankrate.com

Is the current stock market rally being fueled by habitual CD investors finally getting fed up with low CD rates? That’s exactly what one wealth manager wrote in a really interesting column for the Montgomery Advertiser this week. From John Norris, head of wealth management at Oakworth Capital Bank: Investors want a higher rate of

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