CD rates Blog

When will CD rates rise? Where are CD rates the highest? Should I build a CD ladder, buy a step-up CD or buy a market-linked CD? From barbell and bullet strategies to scams and structured products, find everything you've ever wanted to know about CDs and CD rates right here in Bankrate's CD Rates blog. See the latest posts below.
Tuesday, September 18, 2012 5:20 pm
By Claes Bell, CFA · Bankrate.com

QE3 is bad news for CD investors in the short term, but if it works it could help CD rates recover over the long term.

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Tuesday, September 11, 2012 9:40 am
By Claes Bell, CFA · Bankrate.com

If you see an outrageously high CD rate being offered, take it with a grain of salt.

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Wednesday, September 5, 2012 5:47 pm
By Sheyna Steiner · Bankrate.com

Deposits over the FDIC limit of $250,000 can be insured at one bank using CDARS. Find out at Bankrate.com.

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Tags: CD rate, CDARS
Wednesday, August 29, 2012 6:14 pm
By Sheyna Steiner · Bankrate.com

CD rates in other countries may tempt American savers with high yields, but they do come with added risks. Learn more at Bankrate.com.

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Tuesday, August 28, 2012 5:28 pm
By Claes Bell, CFA · Bankrate.com

CDs may not have great rates right now, but they do offer one valuable perk — predictability.

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Thursday, August 23, 2012 6:00 am
By Sheyna Steiner · Bankrate.com

People who use only CDs for retirement savings will have to save longer and save more than they would using asset classes with higher historical returns.

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Monday, August 20, 2012 5:37 pm
By Claes Bell, CFA · Bankrate.com

For many Americans, low CD rates aren’t just an annoyance — they’re a danger to their way of life.

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Thursday, August 16, 2012 12:54 pm
By Sheyna Steiner · Bankrate.com

Loan demand is down and bank margins are squeezed. That translates to lower CD rates. The question is, how low will they go?

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Monday, August 13, 2012 5:02 pm
By Claes Bell, CFA · Bankrate.com

Using a broker to buy CDs can simplify laddering and get you higher rates, but it does have risks.

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Wednesday, August 8, 2012 2:59 pm
By Sheyna Steiner · Bankrate.com

South Korea is grappling with a banking scandal of its own. Regulators allege that banks have submitted inaccurate CD rates on which a benchmark rate is based.

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