CD rates Blog

When will CD rates rise? Where are CD rates the highest? Should I build a CD ladder, buy a step-up CD or buy a market-linked CD? From barbell and bullet strategies to scams and structured products, find everything you've ever wanted to know about CDs and CD rates right here in Bankrate's CD Rates blog. See the latest posts below.
Wednesday, September 26, 2012 4:59 pm
By Sheyna Steiner · Bankrate.com

CDs are safer investments than other vehicles. Check out CD rates at Bankrate.com.

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Tags: CD, CD rates, CDs
Monday, September 24, 2012 6:11 pm
By Claes Bell, CFA · Bankrate.com

With tax rates likely to go up in the future, a Roth IRA CD might be just the ticket for providing the cash you need in retirement.

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Wednesday, September 19, 2012 9:34 am
By Sheyna Steiner · Bankrate.com

Low rate policies hurt savers but help borrowers. Is it any coincidence that governments benefit by borrowing at low rates?

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Tuesday, September 18, 2012 5:20 pm
By Claes Bell, CFA · Bankrate.com

QE3 is bad news for CD investors in the short term, but if it works it could help CD rates recover over the long term.

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Tuesday, September 11, 2012 9:40 am
By Claes Bell, CFA · Bankrate.com

If you see an outrageously high CD rate being offered, take it with a grain of salt.

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Wednesday, September 5, 2012 5:47 pm
By Sheyna Steiner · Bankrate.com

Deposits over the FDIC limit of $250,000 can be insured at one bank using CDARS. Find out at Bankrate.com.

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Tags: CD rate, CDARS
Wednesday, August 29, 2012 6:14 pm
By Sheyna Steiner · Bankrate.com

CD rates in other countries may tempt American savers with high yields, but they do come with added risks. Learn more at Bankrate.com.

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Tuesday, August 28, 2012 5:28 pm
By Claes Bell, CFA · Bankrate.com

CDs may not have great rates right now, but they do offer one valuable perk — predictability.

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Thursday, August 23, 2012 6:00 am
By Sheyna Steiner · Bankrate.com

People who use only CDs for retirement savings will have to save longer and save more than they would using asset classes with higher historical returns.

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Monday, August 20, 2012 5:37 pm
By Claes Bell, CFA · Bankrate.com

For many Americans, low CD rates aren’t just an annoyance — they’re a danger to their way of life.

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