CD rates Blog

When will CD rates rise? Where are CD rates the highest? Should I build a CD ladder, buy a step-up CD or buy a market-linked CD? From barbell and bullet strategies to scams and structured products, find everything you've ever wanted to know about CDs and CD rates right here in Bankrate's CD Rates blog. See the latest posts below.
Thursday, December 6, 2012 11:00 am
By Sheyna Steiner · Bankrate.com

Savers are entitled to fair returns in the form of higher CD rates. Unfortunately, life is not fair.

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Wednesday, December 5, 2012 4:14 pm
By Sheyna Steiner · Bankrate.com

Low interest rates are key in customers switching banks. When banks need deposits, CD rates rise — but what about retaining customers?

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Tags: CD rates
Tuesday, December 4, 2012 10:28 am
By Claes Bell, CFA · Bankrate.com

Sharply higher tax rates would be a big drag on Americans’ CDs and other deposit accounts, according to a new analysis.

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Tuesday, November 27, 2012 5:14 pm
By Claes Bell, CFA · Bankrate.com

Young workers may be scarred by the financial crisis, but using CDs to save for retirement in your 20s is a bad idea, especially with CD rates at historic lows.

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Tuesday, November 20, 2012 3:41 pm
By Sheyna Steiner · Bankrate.com

Buying a CD from a local community bank could have a more direct impact on your local economy than buying a CD from a national bank.

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Monday, November 19, 2012 2:15 pm
By Claes Bell, CFA · Bankrate.com

Ultra-low CD rates and normal inflation mean money socked away in CDs will have much less buying power buy the time it’s ready to spend.

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Friday, November 16, 2012 5:15 pm
By Sheyna Steiner · Bankrate.com

CD rates vary a lot across the country. Though rate decisions are based on a number of factors, it all comes down to whether the bank needs more deposits.

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Tuesday, November 13, 2012 6:05 am
By Claes Bell, CFA · Bankrate.com

While I bonds with a zero percent base rate aren’t exactly amazing, they do one thing many CDs can’t right now: keep up with inflation.

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Friday, November 9, 2012 1:55 pm
By Sheyna Steiner · Bankrate.com

Over a third of Americans say CDs and savings accounts are the safest places to stash cash in today’s economy.

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Tuesday, November 6, 2012 5:23 pm
By Claes Bell, CFA · Bankrate.com

To help victims of Superstorm Sandy solve a different kind of liquidity crisis, many banks are offering CD investors breaks on early withdrawal penalties.

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