<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Bankrate.com &#187; Banking</title>
	<atom:link href="http://www.bankrate.com/financing/category/banking/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.bankrate.com/financing</link>
	<description>A Financial Blog</description>
	<lastBuildDate>Sat, 11 Feb 2012 15:00:59 +0000</lastBuildDate>
	<generator>http://wordpress.org/?v=2.9.2</generator>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
			<item>
		<title>How ATM lawsuits could hurt you</title>
		<link>http://www.bankrate.com/financing/banking/how-atm-lawsuits-could-hurt-you/</link>
		<comments>http://www.bankrate.com/financing/banking/how-atm-lawsuits-could-hurt-you/#comments</comments>
		<pubDate>Sat, 11 Feb 2012 14:00:02 +0000</pubDate>
		<dc:creator>David McMillin</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[atm fee]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[Congress]]></category>
		<category><![CDATA[credit union]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11263</guid>
		<description><![CDATA[﻿﻿﻿If you're a regular reader, you may remember an earlier post about the rise of ATM lawsuits and the consumers who have been waging a war against some financial institutions for failure to post signs about out-of-network fees. Well, banks and credit unions have joined forces with the Electronic Funds Transfer Association to fight back.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/how-atm-lawsuits-could-hurt-you/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Critic hits prepaid debit fees, celebs</title>
		<link>http://www.bankrate.com/financing/banking/critic-hits-prepaid-debit-fees-celebs/</link>
		<comments>http://www.bankrate.com/financing/banking/critic-hits-prepaid-debit-fees-celebs/#comments</comments>
		<pubDate>Fri, 10 Feb 2012 21:42:43 +0000</pubDate>
		<dc:creator>Claes Bell</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[checking account]]></category>
		<category><![CDATA[debit cards]]></category>
		<category><![CDATA[prepaid debit]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11275</guid>
		<description><![CDATA[Even before Suze Orman released her "Approved Card," John Ulzheimer, president of consumer education at SmartCredit.com, was a fierce critic of prepaid debit cards. But having a high-profile personal finance personality like Orman endorse prepaid cards as an alternative to traditional checking accounts and credit cards touched off a barrage of criticism from Ulzheimer and]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/critic-hits-prepaid-debit-fees-celebs/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Radio&#8217;s Schnitt gets smished</title>
		<link>http://www.bankrate.com/financing/banking/radios-schnitt-gets-smished/</link>
		<comments>http://www.bankrate.com/financing/banking/radios-schnitt-gets-smished/#comments</comments>
		<pubDate>Fri, 10 Feb 2012 20:00:34 +0000</pubDate>
		<dc:creator>Naomi Mannino</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[bank card scam]]></category>
		<category><![CDATA[fraud alert]]></category>
		<category><![CDATA[identity theft]]></category>
		<category><![CDATA[smishing scan]]></category>
		<category><![CDATA[texting scam]]></category>
		<category><![CDATA[Todd Schnitt]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11259</guid>
		<description><![CDATA[Todd Schnitt of The MJ Morning Show told listeners Thursday morning he was targeted in a "smishing" (SMS  phishing) scam.
The host of the Tampa, Fla., radio show says he received a text message (also known as an SMS or short message service) Wednesday from an unverified sender with a 917 area code. It contained an alert]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/radios-schnitt-gets-smished/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit union tech difficulties</title>
		<link>http://www.bankrate.com/financing/banking/credit-union-tech-difficulties/</link>
		<comments>http://www.bankrate.com/financing/banking/credit-union-tech-difficulties/#comments</comments>
		<pubDate>Fri, 10 Feb 2012 15:00:14 +0000</pubDate>
		<dc:creator>David McMillin</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[credit union]]></category>
		<category><![CDATA[javelin]]></category>
		<category><![CDATA[mobile banking]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11199</guid>
		<description><![CDATA[Despite the migration toward credit unions over the past few months, big banks are still beating their nonprofit competitors in one crucial category: technology.
In a recent Credit Union Times article, Robert McGarvey cites a Javelin Strategy &#38; Research report to highlight the mobile banking gap between account holders at big banks and those at credit]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/credit-union-tech-difficulties/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Fed decision on ING sale delayed</title>
		<link>http://www.bankrate.com/financing/banking/fed-decision-on-ing-sale-delayed/</link>
		<comments>http://www.bankrate.com/financing/banking/fed-decision-on-ing-sale-delayed/#comments</comments>
		<pubDate>Wed, 08 Feb 2012 22:16:49 +0000</pubDate>
		<dc:creator>Claes Bell</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[savings]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11216</guid>
		<description><![CDATA[Savers upset about the sale of ING Direct to Capital One may have reason to hope. The Federal Reserve Board was supposed to hold a vote on whether to approve the sale today, but the vote was delayed, suggesting there might be some dissent among the Fed governors on how to proceed.
For its part, Capital]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/fed-decision-on-ing-sale-delayed/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>It&#8217;s a bank-eat-bank world</title>
		<link>http://www.bankrate.com/financing/banking/its-a-bank-eat-bank-world/</link>
		<comments>http://www.bankrate.com/financing/banking/its-a-bank-eat-bank-world/#comments</comments>
		<pubDate>Wed, 08 Feb 2012 19:54:06 +0000</pubDate>
		<dc:creator>Marcie Geffner</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[bank branches]]></category>
		<category><![CDATA[banks]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11141</guid>
		<description><![CDATA[If your bank closed or sold some of its branches last year, you weren't alone. In fact, the total number of bank branches in the U.S. declined in 2011, after years during which the number of bank locations expanded.
Still, the drop in branch locations didn't stop some banks from expanding their reach or adding more]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/its-a-bank-eat-bank-world/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>JPMorgan to pay back fees?</title>
		<link>http://www.bankrate.com/financing/banking/jpmorgan-to-pay-back-fees/</link>
		<comments>http://www.bankrate.com/financing/banking/jpmorgan-to-pay-back-fees/#comments</comments>
		<pubDate>Tue, 07 Feb 2012 19:56:07 +0000</pubDate>
		<dc:creator>Claes Bell</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[checking accounts]]></category>
		<category><![CDATA[debit cards]]></category>
		<category><![CDATA[fees]]></category>
		<category><![CDATA[JPMorgan Chase]]></category>
		<category><![CDATA[overdraft fees]]></category>
		<category><![CDATA[Regulation E]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11182</guid>
		<description><![CDATA[JPMorgan Chase became the latest bank to settle a nationwide suit concerning the infamous "courtesy" overdraft fees. From Jonathan Stempel of Reuters:
JPMorgan Chase &#38; Co has agreed to pay $110 million to settle consumer litigation accusing it of charging excessive overdraft fees.
The largest U.S. bank by assets joined Bank of America Corp and several smaller]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/jpmorgan-to-pay-back-fees/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>HSBC named top bank brand</title>
		<link>http://www.bankrate.com/financing/banking/hsbc-named-top-bank-brand/</link>
		<comments>http://www.bankrate.com/financing/banking/hsbc-named-top-bank-brand/#comments</comments>
		<pubDate>Mon, 06 Feb 2012 16:28:37 +0000</pubDate>
		<dc:creator>Marcie Geffner</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[bank brands]]></category>
		<category><![CDATA[bank ratings]]></category>
		<category><![CDATA[banks]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11136</guid>
		<description><![CDATA[Call it the battle of the bank brands.
A new report ranking the world's most valuable brand names among banks has named HSBC as the holder of the top spot on a list of 500 bank brands.
The only British bank among the list's top 10, HSBC leapfrogged Bank of America and Wells Fargo, which ranked first]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/hsbc-named-top-bank-brand/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New checking overdraft options</title>
		<link>http://www.bankrate.com/financing/banking/new-checking-overdraft-options/</link>
		<comments>http://www.bankrate.com/financing/banking/new-checking-overdraft-options/#comments</comments>
		<pubDate>Sat, 04 Feb 2012 15:55:22 +0000</pubDate>
		<dc:creator>David McMillin</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[bank fee]]></category>
		<category><![CDATA[checking]]></category>
		<category><![CDATA[overdraft]]></category>
		<category><![CDATA[TCF]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11130</guid>
		<description><![CDATA[If you're guilty of overdrawing your checking account, one bank is introducing a choice for how you pay when they cover for your purchases.
TCF Bank announced yesterday that it will begin offering account holders the ability to choose between two types of overdraft protection: a per-item fee of $37 and a per-day fee of $28.
While]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/new-checking-overdraft-options/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>&#8216;Friend request&#8217; to cut bank fees?</title>
		<link>http://www.bankrate.com/financing/banking/friend-request-to-cut-bank-fees/</link>
		<comments>http://www.bankrate.com/financing/banking/friend-request-to-cut-bank-fees/#comments</comments>
		<pubDate>Fri, 03 Feb 2012 20:00:14 +0000</pubDate>
		<dc:creator>David McMillin</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[movenbank]]></category>
		<category><![CDATA[social media]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11089</guid>
		<description><![CDATA[Imagine if each of your friends on Facebook and followers on Twitter played a role in your banking experience. By the middle of this year, a new type of bank hopes to make that a reality. MovenBank, a new type of institution set to launch in mid-2012, wants to change the way you pay for]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/friend-request-to-cut-bank-fees/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Mango pres defends prepaid debit</title>
		<link>http://www.bankrate.com/financing/banking/mango-pres-defends-prepaid-debit/</link>
		<comments>http://www.bankrate.com/financing/banking/mango-pres-defends-prepaid-debit/#comments</comments>
		<pubDate>Fri, 03 Feb 2012 15:00:07 +0000</pubDate>
		<dc:creator>Claes Bell</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[debit]]></category>
		<category><![CDATA[fees]]></category>
		<category><![CDATA[prepaid debit cards]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11117</guid>
		<description><![CDATA[I've been writing a lot about prepaid debit cards recently, much of it critical, echoing some of the same issues many in the financial press have with prepaid cards, including relatively high fees, limited features and a lack of meaningful savings accounts.
But I do believe prepaid cards represent both an increasingly popular alternative to traditional]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/mango-pres-defends-prepaid-debit/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Feds to track military scammers</title>
		<link>http://www.bankrate.com/financing/banking/feds-to-track-military-scammers/</link>
		<comments>http://www.bankrate.com/financing/banking/feds-to-track-military-scammers/#comments</comments>
		<pubDate>Thu, 02 Feb 2012 15:00:35 +0000</pubDate>
		<dc:creator>Marcie Geffner</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[CFPB]]></category>
		<category><![CDATA[financial scams]]></category>
		<category><![CDATA[military]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11043</guid>
		<description><![CDATA[Financial scammers who repeatedly victimize active-duty U.S. military personnel, veterans and their families are the target of a new database being developed by four government agencies.
The Repeat Offenders Against Military database, known as "ROAM," will track completed enforcement actions against companies and individuals who repeatedly scam military personnel, according to the Consumer Financial Protection Bureau,]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/feds-to-track-military-scammers/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Students run in-school credit unions</title>
		<link>http://www.bankrate.com/financing/banking/students-run-in-school-credit-unions/</link>
		<comments>http://www.bankrate.com/financing/banking/students-run-in-school-credit-unions/#comments</comments>
		<pubDate>Wed, 01 Feb 2012 20:52:52 +0000</pubDate>
		<dc:creator>Claes Bell</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[checking account]]></category>
		<category><![CDATA[credit unions]]></category>
		<category><![CDATA[schools]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11065</guid>
		<description><![CDATA[It looks like a high school in Naples, Fla., is taking a really cool approach to teaching job skills and personal finance savvy to students: opening an in-school credit union branch.
From the Naples Daily News:
Math teacher Nancy DeFurio asked Suncoast to start a Naples student branch after seeing something similar in New York. She wanted]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/students-run-in-school-credit-unions/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>True love or financial fraud?</title>
		<link>http://www.bankrate.com/financing/banking/true-love-or-financial-fraud/</link>
		<comments>http://www.bankrate.com/financing/banking/true-love-or-financial-fraud/#comments</comments>
		<pubDate>Wed, 01 Feb 2012 20:00:36 +0000</pubDate>
		<dc:creator>Marcie Geffner</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Scams]]></category>
		<category><![CDATA[valentines day]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10848</guid>
		<description><![CDATA[Valentine's Day is supposed to be about romance.
But for some sad lonely hearts, the holiday turns out to be a financial scam, rather than true love.
Indeed, social media and online dating frauds are so widespread that the national Better Business Bureau included the category in its list of the Top Ten Financial Scams of 2011.
And]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/true-love-or-financial-fraud/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>End of the bank failure spike?</title>
		<link>http://www.bankrate.com/financing/banking/end-of-the-bank-failure-spike/</link>
		<comments>http://www.bankrate.com/financing/banking/end-of-the-bank-failure-spike/#comments</comments>
		<pubDate>Tue, 31 Jan 2012 21:54:00 +0000</pubDate>
		<dc:creator>Claes Bell</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[failures]]></category>
		<category><![CDATA[FDIC]]></category>
		<category><![CDATA[Safe & Sound]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=11035</guid>
		<description><![CDATA[We may be finally coming to the end of the instability that wracked the American banking system. As my colleague David McMillan blogged earlier this month, the FDIC's numbers for bank failures were way down in 2011. On top of that, last month, the FDIC's board cut the 2012 operating budget for the organization by]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/end-of-the-bank-failure-spike/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Saving via nonprofit banking</title>
		<link>http://www.bankrate.com/financing/banking/saving-via-nonprofit-banking/</link>
		<comments>http://www.bankrate.com/financing/banking/saving-via-nonprofit-banking/#comments</comments>
		<pubDate>Sat, 28 Jan 2012 16:30:41 +0000</pubDate>
		<dc:creator>David McMillin</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[bank fee]]></category>
		<category><![CDATA[credit union]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10928</guid>
		<description><![CDATA[If you're deciding between between banks and credit unions for your money management, here's a stat from Wisconsin that may sway your decision to the nonprofit side: The average household saves $164 annually by using a credit union.
In a report titled "REAL Solutions Scorecard for Wisconsin Credit Unions," the Wisconsin Credit Union League analyzed how]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/saving-via-nonprofit-banking/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How bad was debit &#8216;fee-asco&#8217;?</title>
		<link>http://www.bankrate.com/financing/banking/how-bad-was-debit-fee-asco/</link>
		<comments>http://www.bankrate.com/financing/banking/how-bad-was-debit-fee-asco/#comments</comments>
		<pubDate>Fri, 27 Jan 2012 16:00:25 +0000</pubDate>
		<dc:creator>Claes Bell</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Bank Transfer Day]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[credit unions]]></category>
		<category><![CDATA[debit card]]></category>
		<category><![CDATA[fees]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10977</guid>
		<description><![CDATA[How bad was the debit card "fee-asco" for banks? It depends on who you ask.
In November, the Credit Union National Association released a statement that they their member credit unions had picked up 650,000 new members between Sept. 29 and Nov. 2. A few weeks later, though, they had to revise their figures down to]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/how-bad-was-debit-fee-asco/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Digital banking fees on the way?</title>
		<link>http://www.bankrate.com/financing/banking/digital-banking-fees-on-the-way/</link>
		<comments>http://www.bankrate.com/financing/banking/digital-banking-fees-on-the-way/#comments</comments>
		<pubDate>Fri, 27 Jan 2012 14:00:09 +0000</pubDate>
		<dc:creator>David McMillin</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[pwc]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10862</guid>
		<description><![CDATA[As the banking industry works to determine how to increase profits, it appears the answer may lie in an obvious place: the Internet.
In a new survey of more than 3,000 consumers around the world, the majority of account holders indicated they are are willing to pay around $15 each month for digital banking services. "The]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/digital-banking-fees-on-the-way/feed/</wfw:commentRss>
		<slash:comments>14</slash:comments>
		</item>
		<item>
		<title>Big banks earned $50 billion</title>
		<link>http://www.bankrate.com/financing/banking/big-banks-earned-50-billion/</link>
		<comments>http://www.bankrate.com/financing/banking/big-banks-earned-50-billion/#comments</comments>
		<pubDate>Thu, 26 Jan 2012 20:23:19 +0000</pubDate>
		<dc:creator>Marcie Geffner</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[bank profits]]></category>
		<category><![CDATA[big banks]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10847</guid>
		<description><![CDATA[Anyone who still thinks big U.S. banks are hurting financially might want to take a look at the latest earnings reports from the biggest of the super bigs. Although the income wasn't all that equal, even the smallest pie was more than $1 billion.
Here, with numbers and comments, from the banks' press statements is a]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/big-banks-earned-50-billion/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Banks lose PR battle over fees</title>
		<link>http://www.bankrate.com/financing/banking/banks-lose-pr-battle-over-fees/</link>
		<comments>http://www.bankrate.com/financing/banking/banks-lose-pr-battle-over-fees/#comments</comments>
		<pubDate>Thu, 26 Jan 2012 12:00:02 +0000</pubDate>
		<dc:creator>Claes Bell</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[checking]]></category>
		<category><![CDATA[debit cards]]></category>
		<category><![CDATA[Durbin]]></category>
		<category><![CDATA[fees]]></category>
		<category><![CDATA[financial reform]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10900</guid>
		<description><![CDATA[The outcome of the banks vs. merchants public relations battle over the Durbin Amendment is now clear. To paraphrase one Jeffrey Lebowski, "Condolences! The banks lost!"
According to a new Javelin study, Americans actually believe Durbin benefited the banks:
Even though new debit card regulations have significantly decreased the revenue offset for maintaining checking account services, consumers]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/banks-lose-pr-battle-over-fees/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>CFPB to examine payday lending</title>
		<link>http://www.bankrate.com/financing/banking/cfpb-to-examine-payday-lending/</link>
		<comments>http://www.bankrate.com/financing/banking/cfpb-to-examine-payday-lending/#comments</comments>
		<pubDate>Wed, 25 Jan 2012 18:39:29 +0000</pubDate>
		<dc:creator>Marcie Geffner</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[CFPB]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[payday loan]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10771</guid>
		<description><![CDATA[Payday lenders are in the spotlight -- and not in a good way.
The Consumer Financial Protection Bureau, or CFPB, now up and running with its new director, recently convened its first-ever field hearing to collect intel on the industry.
Held in Birmingham, Ala., the hearing coincided with the publication of a new CFPB field guide the]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/cfpb-to-examine-payday-lending/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>True cost of money transfers</title>
		<link>http://www.bankrate.com/financing/banking/true-cost-of-money-transfers/</link>
		<comments>http://www.bankrate.com/financing/banking/true-cost-of-money-transfers/#comments</comments>
		<pubDate>Wed, 25 Jan 2012 17:36:13 +0000</pubDate>
		<dc:creator>Marcie Geffner</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[CFPB]]></category>
		<category><![CDATA[financial protection]]></category>
		<category><![CDATA[transfer money]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10842</guid>
		<description><![CDATA[Consumers who remit money to people in foreign countries will soon get more information about the exchange rate and fees associated with their transactions, thanks to a new rule adopted by the federal Consumer Financial Protection Bureau, or CFPB.
According to a CFPB statement, the new rule requires companies that handle international money transfers to disclose exactly]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/true-cost-of-money-transfers/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>On-off switch for debit cards</title>
		<link>http://www.bankrate.com/financing/banking/on-off-switch-for-debit-cards/</link>
		<comments>http://www.bankrate.com/financing/banking/on-off-switch-for-debit-cards/#comments</comments>
		<pubDate>Sat, 21 Jan 2012 14:00:12 +0000</pubDate>
		<dc:creator>David McMillin</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[debit card]]></category>
		<category><![CDATA[mobile banking]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10774</guid>
		<description><![CDATA[You know that horrible feeling when you realize your debit card is not in your wallet? Or on your desk? Or anywhere?
Texas-based City Bank -- not to be confused with another, bigger member of the banking industry -- recently debuted a new security feature to help make that scenario less of a nightmare for its customers. The]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/on-off-switch-for-debit-cards/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Massive mobile banking growth</title>
		<link>http://www.bankrate.com/financing/banking/massive-mobile-banking-growth/</link>
		<comments>http://www.bankrate.com/financing/banking/massive-mobile-banking-growth/#comments</comments>
		<pubDate>Fri, 20 Jan 2012 15:00:23 +0000</pubDate>
		<dc:creator>David McMillin</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[juniper research]]></category>
		<category><![CDATA[mobile banking]]></category>
		<category><![CDATA[prediction]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10742</guid>
		<description><![CDATA[Haven't started banking from your smartphone yet? Let's see how long that lasts.
According to a new report from UK-based mobile analyst firm Juniper Research, the number of mobile banking users will grow to 530 million by 2013. That's quite the leap. The study estimates there were just more than 300 million users in 2011.
Mobile banking]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/massive-mobile-banking-growth/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Schools to promote bank for cash</title>
		<link>http://www.bankrate.com/financing/banking/schools-to-promote-bank-for-cash/</link>
		<comments>http://www.bankrate.com/financing/banking/schools-to-promote-bank-for-cash/#comments</comments>
		<pubDate>Thu, 19 Jan 2012 21:49:10 +0000</pubDate>
		<dc:creator>Claes Bell</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[checking account]]></category>
		<category><![CDATA[fees]]></category>
		<category><![CDATA[overdraft]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10763</guid>
		<description><![CDATA[It's not unusual for banks to form partnerships with sports teams, celebrities and colleges to promote their services to fans. But a Wisconsin bank is looking for a novel endorsement to sign up customers for its savings, checking and CDs: a Wisconsin school district.
Associated Bank is partnering with the Neenah Joint School District for a]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/schools-to-promote-bank-for-cash/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>ATM charges 3 percent for cash</title>
		<link>http://www.bankrate.com/financing/banking/atm-charges-3-percent-for-cash/</link>
		<comments>http://www.bankrate.com/financing/banking/atm-charges-3-percent-for-cash/#comments</comments>
		<pubDate>Tue, 17 Jan 2012 20:39:51 +0000</pubDate>
		<dc:creator>Claes Bell</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[ATM fees]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[fees]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10716</guid>
		<description><![CDATA[Withdrawing money an ATM not owned by your bank has never been cheap. But now, ATM providers have new way to make sure they maximize the fees you pay for withdrawals.
From Felix Salmon of Reuters:
Paul Volcker likes to say that the only worthwhile financial innovation of the past 20 years has been the ATM. So]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/atm-charges-3-percent-for-cash/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Home Depot tries out PayPal</title>
		<link>http://www.bankrate.com/financing/banking/home-depot-tries-out-paypal/</link>
		<comments>http://www.bankrate.com/financing/banking/home-depot-tries-out-paypal/#comments</comments>
		<pubDate>Mon, 16 Jan 2012 14:30:45 +0000</pubDate>
		<dc:creator>Marcie Geffner</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[payment]]></category>
		<category><![CDATA[paypal]]></category>
		<category><![CDATA[point of sale]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10596</guid>
		<description><![CDATA[Short of cash? Out of checks? Forgot your debit card? Maxed out your credit?
Don't worry. If you want to buy a power drill, flat of pansies, major kitchen appliance or whatever at one of five particular Home Depot stores, you'll be able to pay with -- wait for it -- PayPal.
Customers can authorizes PayPal payments]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/home-depot-tries-out-paypal/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>OMG, banking via tweets?</title>
		<link>http://www.bankrate.com/financing/banking/omg-banking-via-tweets/</link>
		<comments>http://www.bankrate.com/financing/banking/omg-banking-via-tweets/#comments</comments>
		<pubDate>Sat, 14 Jan 2012 14:00:51 +0000</pubDate>
		<dc:creator>David McMillin</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[Javelin Strategy & Research]]></category>
		<category><![CDATA[social media]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10613</guid>
		<description><![CDATA[While many account holders use online and mobile banking tools to manage their finances, some consumers are willing to turn to alternative channels for money management. A new study from Javelin Strategy &#38; Research reports that 1 in 10 consumers are comfortable using social media sites to review or check account balances.
While 10 percent is]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/omg-banking-via-tweets/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Fewer banks failing</title>
		<link>http://www.bankrate.com/financing/banking/fewer-banks-failing/</link>
		<comments>http://www.bankrate.com/financing/banking/fewer-banks-failing/#comments</comments>
		<pubDate>Fri, 13 Jan 2012 21:30:13 +0000</pubDate>
		<dc:creator>David McMillin</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[bank failure]]></category>
		<category><![CDATA[FDIC]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10681</guid>
		<description><![CDATA[Here's some good news for the financial industry: fewer banks failed in 2011.
Last year, the final tally for bank failures did not break the triple-digit mark, a statistic that seems to indicate a positive trend for the banking industry. Here's a breakdown of how the banking industry has fared over the past four years.
Bank failures]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/fewer-banks-failing/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Orman takes flack on prepaid debit</title>
		<link>http://www.bankrate.com/financing/banking/orman-takes-flack-on-prepaid-debit/</link>
		<comments>http://www.bankrate.com/financing/banking/orman-takes-flack-on-prepaid-debit/#comments</comments>
		<pubDate>Fri, 13 Jan 2012 21:26:14 +0000</pubDate>
		<dc:creator>Claes Bell</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[debit]]></category>
		<category><![CDATA[prepaid debit cards]]></category>
		<category><![CDATA[Suze Orman]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10683</guid>
		<description><![CDATA[Suze Orman is taking considerable flack over the prepaid debit card she introduced this week. Phillip Taylor of PT Money in particular took exception to Orman's idea that the card should be a permanent replacement for a checking account, insisting a checking account at a responsible bank or credit union is always a better choice.
Taylor's]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/orman-takes-flack-on-prepaid-debit/feed/</wfw:commentRss>
		<slash:comments>16</slash:comments>
		</item>
		<item>
		<title>FBI warns of new banking scam</title>
		<link>http://www.bankrate.com/financing/banking/fbi-warns-of-new-banking-scam/</link>
		<comments>http://www.bankrate.com/financing/banking/fbi-warns-of-new-banking-scam/#comments</comments>
		<pubDate>Wed, 11 Jan 2012 18:30:38 +0000</pubDate>
		<dc:creator>David McMillin</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[fbi]]></category>
		<category><![CDATA[phishing]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10583</guid>
		<description><![CDATA[Some crafty criminals are aiming to steal one of the most valuable pieces of your personal property: your banking information.
In a new warning, the Federal Bureau of Investigation warns account holders of a new spam email scheme that involves a type of malware called "Gameover." The scheme involves fake emails from the National Automated Clearing]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/fbi-warns-of-new-banking-scam/feed/</wfw:commentRss>
		<slash:comments>150</slash:comments>
		</item>
		<item>
		<title>Prepaid debit: oasis for unbanked?</title>
		<link>http://www.bankrate.com/financing/banking/prepaid-debit-oasis-for-unbanked/</link>
		<comments>http://www.bankrate.com/financing/banking/prepaid-debit-oasis-for-unbanked/#comments</comments>
		<pubDate>Wed, 11 Jan 2012 16:49:34 +0000</pubDate>
		<dc:creator>Claes Bell</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[checking accounts]]></category>
		<category><![CDATA[debit card fees]]></category>
		<category><![CDATA[debit cards]]></category>
		<category><![CDATA[fees]]></category>
		<category><![CDATA[prepaid debit cards]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10607</guid>
		<description><![CDATA[If you follow this blog with any regularity, you know I've been writing a lot lately about prepaid debit cards, which are increasingly becoming a challenger to traditional checking accounts.
I caught up with RushCard CEO Rob Rosenblatt this week to give him a chance to respond to my criticism of its new RushGoals savings program]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/prepaid-debit-oasis-for-unbanked/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Prepaid debit cards gather steam</title>
		<link>http://www.bankrate.com/financing/banking/prepaid-debit-cards-gather-steam/</link>
		<comments>http://www.bankrate.com/financing/banking/prepaid-debit-cards-gather-steam/#comments</comments>
		<pubDate>Tue, 10 Jan 2012 21:28:27 +0000</pubDate>
		<dc:creator>Claes Bell</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[checking account]]></category>
		<category><![CDATA[debit cards]]></category>
		<category><![CDATA[prepaid debit]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10593</guid>
		<description><![CDATA[Looks like personal finance celebrity Suze Orman will be joining Russell Simmons, the cast of Twilight and Lil Wayne in introducing a branded prepaid debit card.
Orman's Approved Card is much like the other entrants in the market, providing the ability to make debit card transactions without a conventional checking account, and charging a la carte]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/prepaid-debit-cards-gather-steam/feed/</wfw:commentRss>
		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>Start saving for Christmas now</title>
		<link>http://www.bankrate.com/financing/banking/start-saving-for-christmas-now/</link>
		<comments>http://www.bankrate.com/financing/banking/start-saving-for-christmas-now/#comments</comments>
		<pubDate>Tue, 10 Jan 2012 14:50:50 +0000</pubDate>
		<dc:creator>Marcie Geffner</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[christmas club]]></category>
		<category><![CDATA[christmas saving]]></category>
		<category><![CDATA[holiday debt]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10497</guid>
		<description><![CDATA[If last year's holiday season blew a hole in your budget, January could be the ideal time for you to start saving for this year's gifts and festivities.
One way to do that is to open a Christmas club account, according to Katherine Hutt, a spokeswoman at the national Council of Better Business Bureaus, or BBB.
"A]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/start-saving-for-christmas-now/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Gens X, Y saving for retirement</title>
		<link>http://www.bankrate.com/financing/banking/gens-x-y-saving-for-retirement/</link>
		<comments>http://www.bankrate.com/financing/banking/gens-x-y-saving-for-retirement/#comments</comments>
		<pubDate>Mon, 09 Jan 2012 15:42:29 +0000</pubDate>
		<dc:creator>Marcie Geffner</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[retirement savings]]></category>
		<category><![CDATA[saving]]></category>
		<category><![CDATA[saving rates]]></category>
		<category><![CDATA[td ameritrade]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10499</guid>
		<description><![CDATA[The Gen X and Gen Y generations are saving more rigorously for their retirement years than are their mature grandparents or boomer parents.
That's according to a new survey from TD Ameritrade, a stock brokerage company in Omaha, Neb.
Eighty-five percent of those surveyed said they have an Individual Retirement Account, or IRA, 401(k) or 403(b) retirement savings]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/gens-x-y-saving-for-retirement/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Should FDIC insurance be unlimited?</title>
		<link>http://www.bankrate.com/financing/banking/should-fdic-insurance-be-unlimited/</link>
		<comments>http://www.bankrate.com/financing/banking/should-fdic-insurance-be-unlimited/#comments</comments>
		<pubDate>Fri, 06 Jan 2012 16:53:05 +0000</pubDate>
		<dc:creator>Claes Bell</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[FDIC]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10545</guid>
		<description><![CDATA[Should the U.S. remove the $250,000 limit on FDIC insurance, in order to give corporations and wealthy investors access? That's one of the ideas advanced by Amar Bhide in the New York Times this week in an op-ed on how to prevent freeze-ups in global capital markets.
Bhide wants to prevent runs on the so-called "shadow]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/should-fdic-insurance-be-unlimited/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Personal savings growth in 2012</title>
		<link>http://www.bankrate.com/financing/banking/personal-savings-growth-in-2012/</link>
		<comments>http://www.bankrate.com/financing/banking/personal-savings-growth-in-2012/#comments</comments>
		<pubDate>Fri, 06 Jan 2012 16:22:53 +0000</pubDate>
		<dc:creator>David McMillin</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Fidelity Investments]]></category>
		<category><![CDATA[saving]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10532</guid>
		<description><![CDATA[As the one-week anniversary of the New Year approaches, it looks like more consumers will be working to boost their savings accounts in 2012.
According to a Fidelity Investments study released in late 2011, 42 percent of respondents have personal finance resolutions this year, and most of those goals rely on more saving, less spending and smart]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/personal-savings-growth-in-2012/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>ATM fee notice under attack</title>
		<link>http://www.bankrate.com/financing/banking/atm-fee-notice-under-attack/</link>
		<comments>http://www.bankrate.com/financing/banking/atm-fee-notice-under-attack/#comments</comments>
		<pubDate>Thu, 05 Jan 2012 16:00:07 +0000</pubDate>
		<dc:creator>Marcie Geffner</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[ATM chasers]]></category>
		<category><![CDATA[ATM fees]]></category>
		<category><![CDATA[ATM lawsuits]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10447</guid>
		<description><![CDATA[Class-action lawsuits alleging violations of ATM fee disclosure notices aren't new.
But now, the Credit Union National Association, or CUNA, is urging the federal Consumer Financial Protection Bureau, or CFPB, to suspend one of the notice requirements to stop the lawsuits.
At issue is the federal Electronic Fund Transfer Act, which requires ATM operators, such as banks and]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/atm-fee-notice-under-attack/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>New CFPB director a game-changer?</title>
		<link>http://www.bankrate.com/financing/banking/new-cfpb-director-a-game-changer/</link>
		<comments>http://www.bankrate.com/financing/banking/new-cfpb-director-a-game-changer/#comments</comments>
		<pubDate>Wed, 04 Jan 2012 19:58:17 +0000</pubDate>
		<dc:creator>Claes Bell</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[CFPB]]></category>
		<category><![CDATA[checking accounts]]></category>
		<category><![CDATA[consumer financial protection bureau]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10469</guid>
		<description><![CDATA[A year and half after the passage of Dodd-Frank created the Consumer Financial Protection Bureau, it will finally have a director.
President Barack Obama today announced he would bypass the Senate through a recess appointment to put former Ohio Attorney General Richard Cordray at the head of the CFPB. Senate Republicans had refused to put Cordray's]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/new-cfpb-director-a-game-changer/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Put your debt on a diet</title>
		<link>http://www.bankrate.com/financing/banking/put-your-debt-on-a-diet/</link>
		<comments>http://www.bankrate.com/financing/banking/put-your-debt-on-a-diet/#comments</comments>
		<pubDate>Wed, 04 Jan 2012 15:30:29 +0000</pubDate>
		<dc:creator>Marcie Geffner</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[debt management]]></category>
		<category><![CDATA[decrease debt]]></category>
		<category><![CDATA[holiday debt]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10450</guid>
		<description><![CDATA[Losing weight, exercising more and giving up cigarettes are good New Year's resolutions. But what many people should have at the top of their 2012 to-do list is a promise to get out of debt and start living a financially healthier lifestyle.
That's according to the National Endowment for Financial Education, or NEFE, a Denver-based nonprofit organization]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/put-your-debt-on-a-diet/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Banking outlook for &#8216;12 grim</title>
		<link>http://www.bankrate.com/financing/banking/banking-outlook-for-12-grim/</link>
		<comments>http://www.bankrate.com/financing/banking/banking-outlook-for-12-grim/#comments</comments>
		<pubDate>Tue, 03 Jan 2012 21:47:27 +0000</pubDate>
		<dc:creator>Claes Bell</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[ATM]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[debit cards]]></category>
		<category><![CDATA[fees]]></category>
		<category><![CDATA[tellers]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10448</guid>
		<description><![CDATA[If you're a bank customer frustrated by declining perks and rising fees, you might think banks and their stockholders are raking in the dough, but that's not actually the case.
Jack Hough of The Wall Street Journal published his outlook for big bank stocks in 2012, and it's not looking great:
"Banks have much more capital today,"]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/banking-outlook-for-12-grim/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>How can banks ease anxiety?</title>
		<link>http://www.bankrate.com/financing/banking/how-can-banks-ease-anxiety/</link>
		<comments>http://www.bankrate.com/financing/banking/how-can-banks-ease-anxiety/#comments</comments>
		<pubDate>Sat, 31 Dec 2011 15:00:46 +0000</pubDate>
		<dc:creator>David McMillin</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[customer service]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10414</guid>
		<description><![CDATA[With the new year approaching, it looks like banks will need to take extra steps to calm customer fears.
In a new survey of bank marketers sponsored by True North Custom Media, 89 percent of respondents indicated that their customers have moderate, growing or high levels of anxiety about the state of their finances. The survey]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/how-can-banks-ease-anxiety/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Credit unions boost soundness</title>
		<link>http://www.bankrate.com/financing/banking/credit-unions-boost-soundness/</link>
		<comments>http://www.bankrate.com/financing/banking/credit-unions-boost-soundness/#comments</comments>
		<pubDate>Fri, 30 Dec 2011 18:59:36 +0000</pubDate>
		<dc:creator>Claes Bell</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[credit unions]]></category>
		<category><![CDATA[FDIC]]></category>
		<category><![CDATA[Safe & Sound]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10420</guid>
		<description><![CDATA[It looks like credit unions are taking advantage of an influx of new customers to shore up their balance sheets. Bankrate's latest Safe &#38; Sound Star Ratings show more credit unions getting the highest possible five-star ratings.
Banks and thrifts also showed improvement overall, but fewer got the highest possible rating, according to Greg McBride, Bankrate's]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/credit-unions-boost-soundness/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Banks dial in to new, hot tool</title>
		<link>http://www.bankrate.com/financing/banking/banks-dial-in-to-new-hot-tool/</link>
		<comments>http://www.bankrate.com/financing/banking/banks-dial-in-to-new-hot-tool/#comments</comments>
		<pubDate>Fri, 30 Dec 2011 15:30:36 +0000</pubDate>
		<dc:creator>David McMillin</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[Javelin Strategy & Research]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10370</guid>
		<description><![CDATA[It looks like banks will begin using a smartphone-based tool to attract your business in the new year: QR.
According to Javelin Strategy &#38; Research's new report on the top 10 trends for 2012, the research company predicts financial institutions will begin to leverage QR, or quick response, codes to attract new customers and engage existing account holders.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/banks-dial-in-to-new-hot-tool/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Regulation sparks MetLife Bank sale</title>
		<link>http://www.bankrate.com/financing/banking/regulation-sparks-metlife-bank-sale/</link>
		<comments>http://www.bankrate.com/financing/banking/regulation-sparks-metlife-bank-sale/#comments</comments>
		<pubDate>Thu, 29 Dec 2011 21:06:50 +0000</pubDate>
		<dc:creator>Claes Bell</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[Dodd-Frank]]></category>
		<category><![CDATA[Regulation]]></category>
		<category><![CDATA[Volcker rule]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10377</guid>
		<description><![CDATA[This week, MetLife agreed to sell its online banking operations to General Electric. From Ben Berkowitz and Tanya Agrawal at Reuters:
General Electric Co agreed to buy life insurer MetLife Inc's online bank on Tuesday, in a deal that will let GE's capital arm expand its funding base and lessen reliance on wholesale markets.
The speed of]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/regulation-sparks-metlife-bank-sale/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What do you really cost your bank?</title>
		<link>http://www.bankrate.com/financing/banking/what-do-you-really-cost-your-bank/</link>
		<comments>http://www.bankrate.com/financing/banking/what-do-you-really-cost-your-bank/#comments</comments>
		<pubDate>Wed, 28 Dec 2011 21:41:30 +0000</pubDate>
		<dc:creator>Claes Bell</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[checking]]></category>
		<category><![CDATA[checking accounts]]></category>
		<category><![CDATA[debit card fees]]></category>
		<category><![CDATA[fees]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10360</guid>
		<description><![CDATA[A few weeks ago I blogged about a story by American Banker's Victoria Finkle on how much free checking costs to provide, and how those numbers reflect on the sustainability of free checking at some large banks. The upshot was that while each checking account customer costs banks an average of $349, but the average]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/what-do-you-really-cost-your-bank/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Beware banking text messages</title>
		<link>http://www.bankrate.com/financing/banking/beware-banking-text-messages/</link>
		<comments>http://www.bankrate.com/financing/banking/beware-banking-text-messages/#comments</comments>
		<pubDate>Wed, 28 Dec 2011 15:00:43 +0000</pubDate>
		<dc:creator>David McMillin</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[fifth third]]></category>
		<category><![CDATA[identity theft]]></category>
		<category><![CDATA[mobile banking]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10246</guid>
		<description><![CDATA[If you use your mobile device for banking, here's a new term you should know: SMiShing. While I was unfamiliar with this word until today, it's something you want to avoid. The term is used to describe identity theft attempts via SMS text messages.
Some account holders at Fifth Third Bank have been recent targets of]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/beware-banking-text-messages/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Dreaming of a black Christmas</title>
		<link>http://www.bankrate.com/financing/banking/dreaming-of-a-black-christmas/</link>
		<comments>http://www.bankrate.com/financing/banking/dreaming-of-a-black-christmas/#comments</comments>
		<pubDate>Tue, 27 Dec 2011 15:41:23 +0000</pubDate>
		<dc:creator>Marcie Geffner</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[black Christmas]]></category>
		<category><![CDATA[finances]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[shopping]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10222</guid>
		<description><![CDATA[Forget about a white Christmas.
What consumers really want this year is a black Christmas, according to the nonprofit National Foundation for Credit Counseling, or the NFCC.
The idea of a black Christmas is a spin on the term "Black Friday," which refers to the day after Thanksgiving when retailers traditionally expect their sales figures to top]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/dreaming-of-a-black-christmas/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Banks&#8217; Volcker battle extended</title>
		<link>http://www.bankrate.com/financing/banking/banks-volcker-battle-extended/</link>
		<comments>http://www.bankrate.com/financing/banking/banks-volcker-battle-extended/#comments</comments>
		<pubDate>Fri, 23 Dec 2011 18:30:38 +0000</pubDate>
		<dc:creator>Claes Bell</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[checking accounts]]></category>
		<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[Volcker]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10315</guid>
		<description><![CDATA[Banks will have an extra month to try and influence how regulators will implement the Volcker rule. From Cheyenne Hopkins at Bloomberg:
U.S. regulators will extend the comment period for the so-called Volcker rule, giving lawmakers and banks more time to seek changes in the proposed ban on proprietary trading, said a government official familiar with]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/banks-volcker-battle-extended/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Would you sue for bank fees?</title>
		<link>http://www.bankrate.com/financing/banking/would-you-sue-for-bank-fees/</link>
		<comments>http://www.bankrate.com/financing/banking/would-you-sue-for-bank-fees/#comments</comments>
		<pubDate>Fri, 23 Dec 2011 14:49:03 +0000</pubDate>
		<dc:creator>David McMillin</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[bank fee]]></category>
		<category><![CDATA[credit union]]></category>
		<category><![CDATA[CUNA]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10290</guid>
		<description><![CDATA[Some consumers are turning their frustrations with bank fees into legal battles.
According to a recent story from the nonprofit credit union national association, or CUNA, one consumer named Don Anderson has filed 13 lawsuits against credit unions and banks for failing to post notices regarding ATM surcharges.
Here's a portion of the story discussing two of]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/would-you-sue-for-bank-fees/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>ATM satisfies customer &#8216;kneads&#8217;</title>
		<link>http://www.bankrate.com/financing/banking/atm-satisfies-customer-kneads/</link>
		<comments>http://www.bankrate.com/financing/banking/atm-satisfies-customer-kneads/#comments</comments>
		<pubDate>Thu, 22 Dec 2011 19:25:11 +0000</pubDate>
		<dc:creator>Claes Bell</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[ATM]]></category>
		<category><![CDATA[ATM fees]]></category>
		<category><![CDATA[banks]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10273</guid>
		<description><![CDATA[It may look like an ATM, but a new machine catching on in Paris dispenses freshly baked baguettes instead of money. From Kim Willsher at The Guardian:
But now one entrepreneurial baker has come up with an idea that sounds as sacrilegious as putting Dom Pérignon in wine boxes: selling baguettes in a vending machine.
Jean-Louis Hecht]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/atm-satisfies-customer-kneads/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Durbin study doesn&#8217;t add up</title>
		<link>http://www.bankrate.com/financing/banking/durbin-study-doesnt-add-up/</link>
		<comments>http://www.bankrate.com/financing/banking/durbin-study-doesnt-add-up/#comments</comments>
		<pubDate>Thu, 22 Dec 2011 15:00:19 +0000</pubDate>
		<dc:creator>Marcie Geffner</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[debit card]]></category>
		<category><![CDATA[Durbin]]></category>
		<category><![CDATA[swipe fee]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10190</guid>
		<description><![CDATA[A new research paper, "Where's the Debit Discount?" has concluded debit card swipe fee caps mandated by the Durbin Amendment haven't resulted in price savings for consumers.
The 17-page paper was published by the Electronic Payments Coalition, or EPC, a group of banking industry associations, banks, credit cards and debit payment-processing companies. The paper states consumers]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/durbin-study-doesnt-add-up/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Pay-as-you-go savings a bad deal</title>
		<link>http://www.bankrate.com/financing/banking/pay-as-you-go-savings-a-bad-deal/</link>
		<comments>http://www.bankrate.com/financing/banking/pay-as-you-go-savings-a-bad-deal/#comments</comments>
		<pubDate>Wed, 21 Dec 2011 22:06:34 +0000</pubDate>
		<dc:creator>Claes Bell</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[checking account]]></category>
		<category><![CDATA[debit cards]]></category>
		<category><![CDATA[prepaid debit cards]]></category>
		<category><![CDATA[savings account]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10237</guid>
		<description><![CDATA[Prepaid debit card provider RushCard is announcing a new type of savings account called RushGoals to help customers save toward goals such as, "vacations, education, gifts, weddings," according to Rushcards.com, promising rewards for successful savers. From the site:
Each month that you have $500 or more in your FDIC protected goal accounts, we will reward you]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/pay-as-you-go-savings-a-bad-deal/feed/</wfw:commentRss>
		<slash:comments>10</slash:comments>
		</item>
		<item>
		<title>Got your debit discount?</title>
		<link>http://www.bankrate.com/financing/banking/got-your-debit-discount/</link>
		<comments>http://www.bankrate.com/financing/banking/got-your-debit-discount/#comments</comments>
		<pubDate>Wed, 21 Dec 2011 15:00:12 +0000</pubDate>
		<dc:creator>Marcie Geffner</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[Durbin]]></category>
		<category><![CDATA[swipe fees]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10188</guid>
		<description><![CDATA["Where's my debit discount?"
That question is the premise behind a new website, WheresMyDebitDiscount.com, sponsored by the Electronic Payments Coalition, or EPC. The EPC is a group of about 60 banks, banking industry associations, credit unions and payment card networks that handle electronic payments between merchants and consumers.
The website claims that retailers promised to pass along]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/got-your-debit-discount/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Fed unveils new rules for big banks</title>
		<link>http://www.bankrate.com/financing/banking/fed-unveils-new-rules-for-big-banks/</link>
		<comments>http://www.bankrate.com/financing/banking/fed-unveils-new-rules-for-big-banks/#comments</comments>
		<pubDate>Tue, 20 Dec 2011 21:53:15 +0000</pubDate>
		<dc:creator>Claes Bell</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[Dodd-Frank]]></category>
		<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[financial reform]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10220</guid>
		<description><![CDATA[Today the Federal Reserve unveiled part of its proposed rules for regulating "too big to fail" banks and other financial institutions. The 173 pages of rules, called for in the Dodd-Frank financial reform law, are designed to minimize the amount of damage one TBTF institution can do to the economy in the event it goes]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/fed-unveils-new-rules-for-big-banks/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Startup pushes debit card rewards</title>
		<link>http://www.bankrate.com/financing/banking/startup-pushes-debit-card-rewards/</link>
		<comments>http://www.bankrate.com/financing/banking/startup-pushes-debit-card-rewards/#comments</comments>
		<pubDate>Tue, 20 Dec 2011 20:38:16 +0000</pubDate>
		<dc:creator>Claes Bell</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[checking]]></category>
		<category><![CDATA[debit card rewards]]></category>
		<category><![CDATA[debit cards]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10212</guid>
		<description><![CDATA[It's clear the banking industry is in a time of transition. A profoundly changed regulatory and economic environment has made it difficult for many banks, especially larger ones, to make money doing business they way they did before the financial crisis.
Many national banks have tried to get their checking account offerings back to profitability by]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/startup-pushes-debit-card-rewards/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>U.S. stops minting unloved $1 coins</title>
		<link>http://www.bankrate.com/financing/banking/u-s-stops-minting-unloved-1-coins/</link>
		<comments>http://www.bankrate.com/financing/banking/u-s-stops-minting-unloved-1-coins/#comments</comments>
		<pubDate>Mon, 19 Dec 2011 17:40:08 +0000</pubDate>
		<dc:creator>Claes Bell</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[coins]]></category>
		<category><![CDATA[dollar]]></category>
		<category><![CDATA[Federal Reserve]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10175</guid>
		<description><![CDATA[There's a lot to like about $1 coins. They are more durable than paper money, and they're easier and cheaper to handle. The only problem is, Americans hate using them.
Because of that, the Federal Reserve has literally entire warehouses full of unused $1 coins returned to them by banks because people don't want them. From]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/u-s-stops-minting-unloved-1-coins/feed/</wfw:commentRss>
		<slash:comments>222</slash:comments>
		</item>
		<item>
		<title>Whistleblowers get CFPB hotline</title>
		<link>http://www.bankrate.com/financing/banking/whistleblowers-get-cfpb-hotline/</link>
		<comments>http://www.bankrate.com/financing/banking/whistleblowers-get-cfpb-hotline/#comments</comments>
		<pubDate>Mon, 19 Dec 2011 16:12:15 +0000</pubDate>
		<dc:creator>Marcie Geffner</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[consumer agency]]></category>
		<category><![CDATA[consumer protection]]></category>
		<category><![CDATA[financial protection bureau]]></category>
		<category><![CDATA[whistleblower]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10160</guid>
		<description><![CDATA[Whistleblowers occupy a precarious position in corporate America.
On the one hand, these current or former employees, contractors, vendors and competitors may be traitors to their employers or industries, calling them out for their bad behavior. On the other hand, these same folks can be heroes to consumers, metaphorically blowing that whistle on companies that violate]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/whistleblowers-get-cfpb-hotline/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FDIC addresses mobile banking</title>
		<link>http://www.bankrate.com/financing/banking/fdic-addresses-mobile-banking/</link>
		<comments>http://www.bankrate.com/financing/banking/fdic-addresses-mobile-banking/#comments</comments>
		<pubDate>Sat, 17 Dec 2011 17:30:52 +0000</pubDate>
		<dc:creator>David McMillin</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[FDIC]]></category>
		<category><![CDATA[mobile banking]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10138</guid>
		<description><![CDATA[Attention members of the banking industry: Consider yourselves warned.
While there have been plenty of studies that reveal mobile banking security issues, one source every bank listens to is weighing in on the conversation. The Federal Deposit Insurance Corp.'s latest round of Supervisory Insights includes a section dedicated to the risks and rewards of mobile banking.
In]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/fdic-addresses-mobile-banking/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Startup looks to make banks Simple</title>
		<link>http://www.bankrate.com/financing/banking/startup-looks-to-make-banks-simple/</link>
		<comments>http://www.bankrate.com/financing/banking/startup-looks-to-make-banks-simple/#comments</comments>
		<pubDate>Fri, 16 Dec 2011 21:50:02 +0000</pubDate>
		<dc:creator>Claes Bell</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[checking]]></category>
		<category><![CDATA[checking accounts]]></category>
		<category><![CDATA[debit card fees]]></category>
		<category><![CDATA[fees]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10156</guid>
		<description><![CDATA[I wrote a little bit about the "gotcha" fee business model of consumer banking this week and the beginnings of a successful movement to bring a standard, simplified fee disclosure form to the banking industry.
But while better disclosure is great, it's really just an improvement at the margins. A lot of account holders will never]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/startup-looks-to-make-banks-simple/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Bank fees pile up for teen</title>
		<link>http://www.bankrate.com/financing/banking/bank-fees-pile-up-for-teen/</link>
		<comments>http://www.bankrate.com/financing/banking/bank-fees-pile-up-for-teen/#comments</comments>
		<pubDate>Thu, 15 Dec 2011 22:33:34 +0000</pubDate>
		<dc:creator>David McMillin</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[bank fees]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[Consumer Financial Protection Agency]]></category>
		<category><![CDATA[minimum balance]]></category>
		<category><![CDATA[overdraft fees]]></category>
		<category><![CDATA[TCF]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10119</guid>
		<description><![CDATA[An Illinois teenager and his mother learned their lessons with bank fees the hard way. In a recent story in the Chicago Tribune, Jon Yates reported that 18-year-old Daniel Ganziano managed to rack up nearly $230 worth of fees in a matter of days at TCF Bank. The catch: he wasn't even spending money.
Here's a]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/bank-fees-pile-up-for-teen/feed/</wfw:commentRss>
		<slash:comments>12</slash:comments>
		</item>
		<item>
		<title>Bank info gets easier to understand</title>
		<link>http://www.bankrate.com/financing/banking/bank-info-gets-easier-to-understand/</link>
		<comments>http://www.bankrate.com/financing/banking/bank-info-gets-easier-to-understand/#comments</comments>
		<pubDate>Thu, 15 Dec 2011 21:15:53 +0000</pubDate>
		<dc:creator>Claes Bell</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[CFPB]]></category>
		<category><![CDATA[debit card fees]]></category>
		<category><![CDATA[debit cards]]></category>
		<category><![CDATA[fees]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10136</guid>
		<description><![CDATA[A few weeks ago I wrote about a Pew Health Group project to establish a sort of bill of rights for debit card users. I'm happy to report that at least part of that effort -- simplifying bank disclosures -- is beginning to catch on.
Several financial institutions, including Chase, North Carolina State Employee's Credit Union]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/bank-info-gets-easier-to-understand/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Gen Y still likes bank branches</title>
		<link>http://www.bankrate.com/financing/banking/gen-y-still-likes-bank-branches/</link>
		<comments>http://www.bankrate.com/financing/banking/gen-y-still-likes-bank-branches/#comments</comments>
		<pubDate>Thu, 15 Dec 2011 17:00:17 +0000</pubDate>
		<dc:creator>Marcie Geffner</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[bank branches]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[mobile banking]]></category>
		<category><![CDATA[online banking]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10085</guid>
		<description><![CDATA[Online and mobile banking might be all the rage, but young people still conduct banking transactions at bank branches as well.
That's according to a recent report, "Maximizing Financial Relationships with Gen Y," by Synergistics Research, a financial services marketing research company in Atlanta.
The report found that branches and ATMs still account for a significant proportion]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/gen-y-still-likes-bank-branches/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Banks losing big on free checking</title>
		<link>http://www.bankrate.com/financing/banking/banks-losing-big-on-free-checking/</link>
		<comments>http://www.bankrate.com/financing/banking/banks-losing-big-on-free-checking/#comments</comments>
		<pubDate>Wed, 14 Dec 2011 16:00:46 +0000</pubDate>
		<dc:creator>Claes Bell</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[checking accounts]]></category>
		<category><![CDATA[debit card fees]]></category>
		<category><![CDATA[fees]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10097</guid>
		<description><![CDATA[According to one banking industry analyst, on average, banks are losing money on free checking accounts, and are predictably unsuccessful at making it up in volume. From Victoria Finkle at American Banker:
The average checking account cost banks $349 in 2011, says Mike Moebs of Moebs Services Inc., a research firm. But the average revenue per]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/banks-losing-big-on-free-checking/feed/</wfw:commentRss>
		<slash:comments>16</slash:comments>
		</item>
		<item>
		<title>How to spend holiday income</title>
		<link>http://www.bankrate.com/financing/banking/how-to-spend-holiday-income/</link>
		<comments>http://www.bankrate.com/financing/banking/how-to-spend-holiday-income/#comments</comments>
		<pubDate>Tue, 13 Dec 2011 14:35:09 +0000</pubDate>
		<dc:creator>Marcie Geffner</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[holiday income]]></category>
		<category><![CDATA[holiday spending]]></category>
		<category><![CDATA[temporary job]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10050</guid>
		<description><![CDATA[A temporary holiday-season job can be a big boost to many people's personal finances.
Indeed, some estimates suggest approximately 500,000 workers might pick up some extra income before the end of this year, thanks to holiday-related employment.
But for all its benefits, temporary income stretches only so far.
That's why the nonprofit National Foundation for Credit Counseling, or]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/how-to-spend-holiday-income/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Would you bank at Wal-Mart?</title>
		<link>http://www.bankrate.com/financing/banking/would-you-bank-at-wal-mart/</link>
		<comments>http://www.bankrate.com/financing/banking/would-you-bank-at-wal-mart/#comments</comments>
		<pubDate>Sat, 10 Dec 2011 16:00:43 +0000</pubDate>
		<dc:creator>David McMillin</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[bank fees]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[Wal-Mart]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=10019</guid>
		<description><![CDATA[Judging by one of American Banker's latest awards, it seems one of America's big-box stores is beginning to compete with the country's big banks.
Jane Thompson, former president of Wal-Mart's financial services division, retired from the retailer this year, but she is still seeing the results of her work. American Banker named Thompson Innovator of the]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/would-you-bank-at-wal-mart/feed/</wfw:commentRss>
		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>Revised credit union stats</title>
		<link>http://www.bankrate.com/financing/banking/revised-credit-union-stats/</link>
		<comments>http://www.bankrate.com/financing/banking/revised-credit-union-stats/#comments</comments>
		<pubDate>Fri, 09 Dec 2011 15:00:45 +0000</pubDate>
		<dc:creator>David McMillin</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[bank fees]]></category>
		<category><![CDATA[Bank Transfer Day]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[credit unions]]></category>
		<category><![CDATA[CUNA]]></category>
		<category><![CDATA[NCUA]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=9951</guid>
		<description><![CDATA[It turns out that big banks aren't losing quite as many account holders as expected.
In its quarterly update, the National Credit Union Administration announced the nation's nonprofit financial institutions added around 450,000 new members throughout the third quarter of 2011.
Those numbers are impressive, but they are vastly different than numbers originally reported by another group,]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/revised-credit-union-stats/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Do banks need all those tellers?</title>
		<link>http://www.bankrate.com/financing/banking/do-banks-need-all-those-tellers/</link>
		<comments>http://www.bankrate.com/financing/banking/do-banks-need-all-those-tellers/#comments</comments>
		<pubDate>Fri, 09 Dec 2011 13:00:29 +0000</pubDate>
		<dc:creator>Claes Bell</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[checking]]></category>
		<category><![CDATA[checking accounts]]></category>
		<category><![CDATA[tellers]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=9991</guid>
		<description><![CDATA[Banks are fond of saying they have to raise fees to make checking profitable. But could cutting costs be a better option?
If you've been watching President Barack Obama's speeches lately, you'll know he has often used the example of ATMs replacing human bank tellers to illustrate how increasing automation has permanently reduced employment in some]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/do-banks-need-all-those-tellers/feed/</wfw:commentRss>
		<slash:comments>11</slash:comments>
		</item>
		<item>
		<title>Senate blocks CFPB nominee</title>
		<link>http://www.bankrate.com/financing/banking/senate-blocks-cfpb-nominee/</link>
		<comments>http://www.bankrate.com/financing/banking/senate-blocks-cfpb-nominee/#comments</comments>
		<pubDate>Thu, 08 Dec 2011 18:09:54 +0000</pubDate>
		<dc:creator>Claes Bell</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[CFPB]]></category>
		<category><![CDATA[consumer financial protection bureau]]></category>
		<category><![CDATA[Dodd-Frank]]></category>
		<category><![CDATA[Regulation]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=9996</guid>
		<description><![CDATA[Banks and nonbank financial providers can breath a little easier, at least for the time being.
Today Senate Republicans blocked a vote to confirm former Ohio Attorney General Richard Cordray to lead the Consumer Financial Protection Bureau, citing Democrat's unwillingness to restructure the agency.
Republican leaders are looking to limit the power of the CFPB, created under]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/senate-blocks-cfpb-nominee/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Would you pay for a simple bank?</title>
		<link>http://www.bankrate.com/financing/banking/would-you-pay-for-a-simple-bank/</link>
		<comments>http://www.bankrate.com/financing/banking/would-you-pay-for-a-simple-bank/#comments</comments>
		<pubDate>Thu, 08 Dec 2011 14:00:29 +0000</pubDate>
		<dc:creator>Claes Bell</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[checking account]]></category>
		<category><![CDATA[fees]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=9977</guid>
		<description><![CDATA[Would you pay for a simpler banking experience? A recent survey by branding firm Siegel+Gale finds that some U.S. consumers are willing to do just that:
U.S. consumers would pay the retail banking industry an additional $1.4 billion each year for more simplified interactions and experiences.
That willingness may stem in part from how complicated a banking]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/would-you-pay-for-a-simple-bank/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Financial regs to get streamlined</title>
		<link>http://www.bankrate.com/financing/banking/financial-regs-to-get-streamlined/</link>
		<comments>http://www.bankrate.com/financing/banking/financial-regs-to-get-streamlined/#comments</comments>
		<pubDate>Wed, 07 Dec 2011 17:30:28 +0000</pubDate>
		<dc:creator>Marcie Geffner</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Consumer protection agency]]></category>
		<category><![CDATA[consumer protection bureau]]></category>
		<category><![CDATA[financial regulation]]></category>
		<category><![CDATA[Richard Cordray]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=9964</guid>
		<description><![CDATA[The Consumer Financial Protection Bureau, or CFPB, plans to streamline a number of regulations it "inherited" as part of its inception from seven other agencies. And it's asking the public for advice on how to tackle the job.
Raj Date, special adviser to the Treasury on the CFPB, said in a statement the goal is to]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/financial-regs-to-get-streamlined/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Banks lag in preventing ID fraud</title>
		<link>http://www.bankrate.com/financing/banking/banks-lag-in-preventing-id-fraud/</link>
		<comments>http://www.bankrate.com/financing/banking/banks-lag-in-preventing-id-fraud/#comments</comments>
		<pubDate>Tue, 06 Dec 2011 20:45:53 +0000</pubDate>
		<dc:creator>Claes Bell</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[fraud]]></category>
		<category><![CDATA[identity fraud]]></category>
		<category><![CDATA[identity theft]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=9959</guid>
		<description><![CDATA[How well does your bank protect you from ID theft? A better question might be, what does your bank do to help you protect yourself?
Javelin examined that question in a report released today, in which researchers looked at the tools the nation's biggest banks give their customers to fight ID fraud, scoring them according to]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/banks-lag-in-preventing-id-fraud/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Teach kids to shop smart</title>
		<link>http://www.bankrate.com/financing/banking/teach-kids-to-shop-smart/</link>
		<comments>http://www.bankrate.com/financing/banking/teach-kids-to-shop-smart/#comments</comments>
		<pubDate>Mon, 05 Dec 2011 14:30:39 +0000</pubDate>
		<dc:creator>Marcie Geffner</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[financial education]]></category>
		<category><![CDATA[holiday shopping]]></category>
		<category><![CDATA[kids savings]]></category>
		<category><![CDATA[savings]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=9812</guid>
		<description><![CDATA[Parents looking for smart ways to educate their children about holiday shopping can turn to some new tips from Wells Fargo bank. The tips aim to help parents and grandparents prepare their children for the holiday-shopping season and teach them good financial habits before they start shopping themselves.
Here's the list.

Make a budget. Review your credit card]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/teach-kids-to-shop-smart/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Tablet banking on the rise</title>
		<link>http://www.bankrate.com/financing/banking/tablet-banking-on-the-rise/</link>
		<comments>http://www.bankrate.com/financing/banking/tablet-banking-on-the-rise/#comments</comments>
		<pubDate>Sat, 03 Dec 2011 17:30:51 +0000</pubDate>
		<dc:creator>David McMillin</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[mobile banking]]></category>
		<category><![CDATA[smartphone]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=9901</guid>
		<description><![CDATA[As banks work to deliver new tools for account holders, a survey shows that the future of mobile banking may be bigger than a smartphone.
In a survey conducted by Oracle Communications, more than 3,000 mobile users indicated there is a very bright future for tablet computers. The majority of people have jumped on the smartphone]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/tablet-banking-on-the-rise/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Credit downgrades for big banks</title>
		<link>http://www.bankrate.com/financing/banking/credit-downgrades-for-big-banks/</link>
		<comments>http://www.bankrate.com/financing/banking/credit-downgrades-for-big-banks/#comments</comments>
		<pubDate>Fri, 02 Dec 2011 22:13:51 +0000</pubDate>
		<dc:creator>David McMillin</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Bank of America]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[Citigroup]]></category>
		<category><![CDATA[JPMo]]></category>
		<category><![CDATA[Standard & Poor's]]></category>
		<category><![CDATA[Wells Fargo]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=9850</guid>
		<description><![CDATA[It looks like consumers aren't the only ones downgrading their opinions of big banks.
After revising its criteria for assigning credit ratings to financial institutions, Standard &#38; Poor's released a new round of ratings that includes some bad news for a few of the biggest members of the banking industry. Bank of America, Citigroup, Wells Fargo]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/credit-downgrades-for-big-banks/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Banks stall to keep customers</title>
		<link>http://www.bankrate.com/financing/banking/banks-stall-to-keep-customers/</link>
		<comments>http://www.bankrate.com/financing/banking/banks-stall-to-keep-customers/#comments</comments>
		<pubDate>Fri, 02 Dec 2011 17:59:15 +0000</pubDate>
		<dc:creator>Claes Bell</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[checking accounts]]></category>
		<category><![CDATA[ChexSystems]]></category>
		<category><![CDATA[debit cards]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=9903</guid>
		<description><![CDATA[Bank clinginess is an underrated factor in why a lot of people stay with banks they don't like. Between the difficulty of transferring bill pay and other services, and banks' fussy rules on how exactly an account can be closed, banks tend to get all "Fatal Attraction" (or "Fear," if you prefer your psychotic paramours]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/banks-stall-to-keep-customers/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>A bill of rights for debit users?</title>
		<link>http://www.bankrate.com/financing/banking/a-bill-of-rights-for-debit-users/</link>
		<comments>http://www.bankrate.com/financing/banking/a-bill-of-rights-for-debit-users/#comments</comments>
		<pubDate>Thu, 01 Dec 2011 21:43:16 +0000</pubDate>
		<dc:creator>Claes Bell</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[checking account]]></category>
		<category><![CDATA[debit card fees]]></category>
		<category><![CDATA[debit cards]]></category>
		<category><![CDATA[fees]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=9855</guid>
		<description><![CDATA[This week The New York Times published an editorial advocating some customer-centric reforms to debit cards just in time for the holiday season:
A 2009 law shields consumers from the worst predations of the credit card companies. It requires card issuers to give a 45-day notice before raising interest rates, says late charges and other penalties]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/a-bill-of-rights-for-debit-users/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Retailers want Durbin do-over</title>
		<link>http://www.bankrate.com/financing/banking/retailers-want-durbin-do-over/</link>
		<comments>http://www.bankrate.com/financing/banking/retailers-want-durbin-do-over/#comments</comments>
		<pubDate>Thu, 01 Dec 2011 14:30:07 +0000</pubDate>
		<dc:creator>Marcie Geffner</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Dodd-Frank]]></category>
		<category><![CDATA[Durbin Amendment]]></category>
		<category><![CDATA[retailer lawsuit]]></category>
		<category><![CDATA[swipe fees]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=9816</guid>
		<description><![CDATA[Consumers who thought the battle over so-called swipe fees on debit card transactions was over might be surprised at the latest development: The retailers are suing the federal government, claiming the Federal Reserve didn't properly apply the law when it adopted a cap on these fees.
According to a recent press statement, the National Retail Federation,]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/retailers-want-durbin-do-over/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Watch ads to avoid ATM fees?</title>
		<link>http://www.bankrate.com/financing/banking/watch-ads-to-avoid-atm-fees/</link>
		<comments>http://www.bankrate.com/financing/banking/watch-ads-to-avoid-atm-fees/#comments</comments>
		<pubDate>Wed, 30 Nov 2011 22:19:41 +0000</pubDate>
		<dc:creator>Claes Bell</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[ATM]]></category>
		<category><![CDATA[ATM fees]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[checking accounts]]></category>
		<category><![CDATA[fees]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=9833</guid>
		<description><![CDATA[For those that hate ATM fees, it's been a tough couple of decades. Since we started our annual Checking Study in the fall of 1998, the percentage of ATMs charging a fee rose from 68.4 percent to 98.7 percent. During that time, the average ATM fee has risen from 89 cents to $2.40.
But a New-York]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/watch-ads-to-avoid-atm-fees/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>Fed lent banks $7.7 trillion in crisis</title>
		<link>http://www.bankrate.com/financing/banking/fed-lent-banks-7-7-trillion-in-crisis/</link>
		<comments>http://www.bankrate.com/financing/banking/fed-lent-banks-7-7-trillion-in-crisis/#comments</comments>
		<pubDate>Wed, 30 Nov 2011 17:51:25 +0000</pubDate>
		<dc:creator>Claes Bell</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[checking account]]></category>
		<category><![CDATA[debit cards]]></category>
		<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[fees]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=9825</guid>
		<description><![CDATA[Interesting news from Bloomberg this week. Apparently, thanks to a Bloomberg Freedom of Information Act request and subsequent court fight, we now know how much the Federal Reserve lent banks between the beginning of the financial crisis and March 2009: $7.7 trillion. That's trillion, with a "t."
What's more, much of that money was lent out]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/fed-lent-banks-7-7-trillion-in-crisis/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>Durbin hasn&#8217;t cut debit card costs</title>
		<link>http://www.bankrate.com/financing/banking/durbin-hasnt-cut-debit-card-costs/</link>
		<comments>http://www.bankrate.com/financing/banking/durbin-hasnt-cut-debit-card-costs/#comments</comments>
		<pubDate>Tue, 29 Nov 2011 20:23:34 +0000</pubDate>
		<dc:creator>Claes Bell</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[debit cards]]></category>
		<category><![CDATA[fees]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=9801</guid>
		<description><![CDATA[Looks like for all the controversy surrounding the Durbin Amendment, the total cost to merchants for processing debit card transactions has barely budged, and in some cases, actually risen. From Robin Sidel at The Wall Street Journal:
In some cases, companies that process transactions on behalf of merchants are raising select fees while refusing to pass]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/durbin-hasnt-cut-debit-card-costs/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>A thankful banking industry</title>
		<link>http://www.bankrate.com/financing/banking/a-thankful-banking-industry/</link>
		<comments>http://www.bankrate.com/financing/banking/a-thankful-banking-industry/#comments</comments>
		<pubDate>Mon, 28 Nov 2011 21:43:05 +0000</pubDate>
		<dc:creator>David McMillin</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[FDIC]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=9670</guid>
		<description><![CDATA[It looks like members of the banking industry have a reason to be thankful.
The Federal Deposit Insurance Corp., or FDIC, released its Quarterly Banking Profile recently, and the report includes plenty of good news for banks. Here's a look at some of the key findings from the third quarter of 2011:

Banks reported a profit of $35.3]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/a-thankful-banking-industry/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Credit unions outperform banks</title>
		<link>http://www.bankrate.com/financing/banking/credit-unions-outperform-banks/</link>
		<comments>http://www.bankrate.com/financing/banking/credit-unions-outperform-banks/#comments</comments>
		<pubDate>Sat, 26 Nov 2011 15:00:04 +0000</pubDate>
		<dc:creator>David McMillin</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Bank of America]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[Chase]]></category>
		<category><![CDATA[Citibank]]></category>
		<category><![CDATA[credit unions]]></category>
		<category><![CDATA[Golden 1 CU]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=9665</guid>
		<description><![CDATA[Credit unions aren't just keeping up with banks. They seem to be outpacing them.
In the 2011 California Bank &#38; Credit Union Survey conducted by Prime Performance, the Sacramento-based credit union Golden 1 topped the charts in each of the four surveyed areas for a total overall customer experience score of 79 percent.
Here's a look at]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/credit-unions-outperform-banks/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>The new normal of banking</title>
		<link>http://www.bankrate.com/financing/banking/the-new-normal-of-banking/</link>
		<comments>http://www.bankrate.com/financing/banking/the-new-normal-of-banking/#comments</comments>
		<pubDate>Sat, 19 Nov 2011 17:00:36 +0000</pubDate>
		<dc:creator>David McMillin</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Bank of America]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[Citi]]></category>
		<category><![CDATA[financial reform]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=9584</guid>
		<description><![CDATA[While account holders adjust to the potential for new fees, the CEO at one of America's biggest banks plans to make some adjustments of his own.
In Business Week's coverage of the Bank of America Merrill Lynch Banking and Financial Services Conference, BofA CEO Brian Moynihan discussed what he called the "new normal" of retail banking.
It's]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/the-new-normal-of-banking/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Check cashing: still not a good deal</title>
		<link>http://www.bankrate.com/financing/banking/check-cashing-still-not-a-good-deal/</link>
		<comments>http://www.bankrate.com/financing/banking/check-cashing-still-not-a-good-deal/#comments</comments>
		<pubDate>Fri, 18 Nov 2011 18:23:53 +0000</pubDate>
		<dc:creator>Claes Bell</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[check cashing]]></category>
		<category><![CDATA[checking accounts]]></category>
		<category><![CDATA[debit cards]]></category>
		<category><![CDATA[fees]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=9621</guid>
		<description><![CDATA[It looks like alternative financial services for the unbanked are just too sweet a plumb for large national banks to ignore. Victoria Finkle of American Banker reports that they're getting in on prepaid debit and check cashing:
Banks have generally neglected low-income consumers, seeing little profit in trying to attract business from poor people who live]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/check-cashing-still-not-a-good-deal/feed/</wfw:commentRss>
		<slash:comments>9</slash:comments>
		</item>
		<item>
		<title>Lack of ATM fee awareness</title>
		<link>http://www.bankrate.com/financing/banking/lack-of-atm-fee-awareness/</link>
		<comments>http://www.bankrate.com/financing/banking/lack-of-atm-fee-awareness/#comments</comments>
		<pubDate>Fri, 18 Nov 2011 17:40:42 +0000</pubDate>
		<dc:creator>David McMillin</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Ally]]></category>
		<category><![CDATA[ATM fees]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[checking]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=9506</guid>
		<description><![CDATA[How much do Americans spend on ATM fees each year?
If you don't know the answer, don't worry. The vast majority of Americans don't know, either, according to a new survey conducted by Ally Bank. In results released on Thursday, only 9 percent of more than 1,000 respondents answered correctly: $7 billion in 2010.
More than half]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/lack-of-atm-fee-awareness/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Banks to occupy Times Square</title>
		<link>http://www.bankrate.com/financing/banking/banks-to-occupy-times-square/</link>
		<comments>http://www.bankrate.com/financing/banking/banks-to-occupy-times-square/#comments</comments>
		<pubDate>Thu, 17 Nov 2011 17:30:31 +0000</pubDate>
		<dc:creator>Marcie Geffner</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[community banks]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=9565</guid>
		<description><![CDATA[Consumers who visit New York City during the holiday season might be surprised to see messages from a community bank trade group displayed on one of the jumbo screens in Times Square.
It's not a mistake or prank, however.
Rather, the Independent Community Bankers of America, or ICBA, is taking its "Go Local Main Street" message to]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/banks-to-occupy-times-square/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bank fees hit unemployed benefits</title>
		<link>http://www.bankrate.com/financing/banking/bank-fees-hit-unemployed-benefits/</link>
		<comments>http://www.bankrate.com/financing/banking/bank-fees-hit-unemployed-benefits/#comments</comments>
		<pubDate>Wed, 16 Nov 2011 22:31:02 +0000</pubDate>
		<dc:creator>Claes Bell</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[checking]]></category>
		<category><![CDATA[debit]]></category>
		<category><![CDATA[fees]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=9571</guid>
		<description><![CDATA[Fresh off of months of bad news on banking regulations and a failed push for debit card fees, it looks like one revenue stream for banks remains intact: fees stemming from prepaid debit cards loaded with citizens' unemployment benefits. From Janell Ross at the Huffington Post:
Shawana Busby does not seem like the sort of customer]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/bank-fees-hit-unemployed-benefits/feed/</wfw:commentRss>
		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>How vulnerable are big banks?</title>
		<link>http://www.bankrate.com/financing/banking/how-vulnerable-are-big-banks/</link>
		<comments>http://www.bankrate.com/financing/banking/how-vulnerable-are-big-banks/#comments</comments>
		<pubDate>Wed, 16 Nov 2011 20:56:41 +0000</pubDate>
		<dc:creator>David McMillin</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[bank fees]]></category>
		<category><![CDATA[Bank of America]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[PNC]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=9555</guid>
		<description><![CDATA[While many customers have already ditched big banks over the past few months, a new study shows that the nation's financial giants have the potential to lose many more account holders throughout the next year.
Management consulting firm, cg42, recently released the findings from its 2011 Retail Banking Vulnerability Study. The study surveyed more than 5,600]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/how-vulnerable-are-big-banks/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Banks start &#8217;stealth fee&#8217; push</title>
		<link>http://www.bankrate.com/financing/banking/banks-start-stealth-fee-push/</link>
		<comments>http://www.bankrate.com/financing/banking/banks-start-stealth-fee-push/#comments</comments>
		<pubDate>Tue, 15 Nov 2011 17:52:53 +0000</pubDate>
		<dc:creator>Claes Bell</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[checking accounts]]></category>
		<category><![CDATA[debit cards]]></category>
		<category><![CDATA[fees]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=9539</guid>
		<description><![CDATA[After large national banks backed off debit fees, I predicted that they'd make up the difference with numerous less-visible fee hikes. Eric Dash of the New York Times writes that process is already well on its way:
Need to replace a lost debit card? Bank of America now charges $5 — or $20 for rush delivery.
Deposit]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/banks-start-stealth-fee-push/feed/</wfw:commentRss>
		<slash:comments>15</slash:comments>
		</item>
		<item>
		<title>Banks ignore social media</title>
		<link>http://www.bankrate.com/financing/banking/banks-ignore-social-media/</link>
		<comments>http://www.bankrate.com/financing/banking/banks-ignore-social-media/#comments</comments>
		<pubDate>Mon, 14 Nov 2011 22:32:59 +0000</pubDate>
		<dc:creator>Marcie Geffner</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[bank regulations]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[social media]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=9507</guid>
		<description><![CDATA[Bank customers who voice their praise or scorn on social media websites might be disappointed to learn that many major financial institutions don't bother to monitor social media or don't feel that these conversation are important.
Indeed, banks and financial institutions are behind the curve in the use of social media as a means of communication.]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/banks-ignore-social-media/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Snake slithers out of ATM</title>
		<link>http://www.bankrate.com/financing/banking/snake-slithers-out-of-atm/</link>
		<comments>http://www.bankrate.com/financing/banking/snake-slithers-out-of-atm/#comments</comments>
		<pubDate>Sat, 12 Nov 2011 17:30:06 +0000</pubDate>
		<dc:creator>Marcie Geffner</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[animal ATM]]></category>
		<category><![CDATA[ATM machine]]></category>
		<category><![CDATA[bird ATM]]></category>
		<category><![CDATA[snake ATM]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=9416</guid>
		<description><![CDATA[A bank customer in Llodio, Alava, Spain, recently received quite a shock when "a snake came slithering out of the slot of a cash machine when he withdrew his money," according to a report by Euro Weekly News.
The incident reportedly happened at a Caja Madrid bank branch around 8 a.m. local time, when the customer]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/snake-slithers-out-of-atm/feed/</wfw:commentRss>
		<slash:comments>42</slash:comments>
		</item>
		<item>
		<title>Credit union gives $10M dividend</title>
		<link>http://www.bankrate.com/financing/banking/credit-union-gives-10m-dividend/</link>
		<comments>http://www.bankrate.com/financing/banking/credit-union-gives-10m-dividend/#comments</comments>
		<pubDate>Fri, 11 Nov 2011 15:38:22 +0000</pubDate>
		<dc:creator>Claes Bell</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[checking accounts]]></category>
		<category><![CDATA[credit unions]]></category>
		<category><![CDATA[fees]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=9493</guid>
		<description><![CDATA[If you're a regular Bankrate reader, you know credit unions have a lot of perks for members, including generally higher deposit rates, lower fees for checking and lower rates for loans than conventional banks. But here's one thing you may not know: When credit unions are doing well, they sometimes pay members bonus dividends.
Members of]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/credit-union-gives-10m-dividend/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>Banking via video chat coming soon</title>
		<link>http://www.bankrate.com/financing/banking/banking-via-video-chat-coming-soon/</link>
		<comments>http://www.bankrate.com/financing/banking/banking-via-video-chat-coming-soon/#comments</comments>
		<pubDate>Thu, 10 Nov 2011 17:53:31 +0000</pubDate>
		<dc:creator>Claes Bell</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[ATM]]></category>
		<category><![CDATA[credit unions]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=9452</guid>
		<description><![CDATA[Can a video screen replace a bank's teller line? That's a question some banks and credit unions are asking themselves as they attempt to improve and expand services for customers and cut costs.
From Katie Kuehner-Hebert at BAI Banking Strategies:
In 2008, the $2 billion-asset Coastal Federal Credit Union in Raleigh, N.C. began installing in its branches "personal]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/banking-via-video-chat-coming-soon/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Bank Transfer Day a success?</title>
		<link>http://www.bankrate.com/financing/banking/bank-transfer-day-a-success/</link>
		<comments>http://www.bankrate.com/financing/banking/bank-transfer-day-a-success/#comments</comments>
		<pubDate>Thu, 10 Nov 2011 17:29:13 +0000</pubDate>
		<dc:creator>David McMillin</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[bank fees]]></category>
		<category><![CDATA[Bank of America]]></category>
		<category><![CDATA[Bank Transfer Day]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[credit unions]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=9417</guid>
		<description><![CDATA[According to a survey conducted by the Credit Union National Association, account holders sent a loud message to the banking industry last Saturday: We're out of here, and we're taking our money with us.
Here's a snapshot of what happened at credit unions Saturday, which included responses from 1,110 not-for-profit institutions around the country.

40,000 new credit]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/bank-transfer-day-a-success/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Could Italy crisis hit U.S. banks?</title>
		<link>http://www.bankrate.com/financing/banking/could-italy-crisis-hit-u-s-banks/</link>
		<comments>http://www.bankrate.com/financing/banking/could-italy-crisis-hit-u-s-banks/#comments</comments>
		<pubDate>Wed, 09 Nov 2011 17:41:21 +0000</pubDate>
		<dc:creator>Claes Bell</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[checking accounts]]></category>
		<category><![CDATA[deposit]]></category>
		<category><![CDATA[fees]]></category>
		<category><![CDATA[Rates]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=9427</guid>
		<description><![CDATA[This week Italy became the latest European country to edge closer to catastrophic default, as interest rates on its 10-year government bonds topped 7 percent. As a point of reference, 10-year U.S. Treasuries are currently cruising at 2.1 percent.
Rates on Italian bonds are so high because global markets believe Italy is at a much higher]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/could-italy-crisis-hit-u-s-banks/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Banks still dependent on debit</title>
		<link>http://www.bankrate.com/financing/banking/banks-still-dependent-on-debit/</link>
		<comments>http://www.bankrate.com/financing/banking/banks-still-dependent-on-debit/#comments</comments>
		<pubDate>Tue, 08 Nov 2011 20:23:06 +0000</pubDate>
		<dc:creator>Claes Bell</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[checking account]]></category>
		<category><![CDATA[debit card fees]]></category>
		<category><![CDATA[debit cards]]></category>
		<category><![CDATA[fees]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=9406</guid>
		<description><![CDATA[Despite all the carping from banks over the swipe fee limits imposed by the Durbin Amendment, debit cards remain an important profit center for the industry. From Kate Fitzgerald at American Banker:
Even with reduced revenues, debit still drives profits, Scott Qualls, senior vice president with BB&#38;T Corp., told attendees.
"We focus on the overall value equation,]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/banks-still-dependent-on-debit/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>10 savings tips that work</title>
		<link>http://www.bankrate.com/financing/banking/10-savings-tips-that-work/</link>
		<comments>http://www.bankrate.com/financing/banking/10-savings-tips-that-work/#comments</comments>
		<pubDate>Tue, 08 Nov 2011 14:07:21 +0000</pubDate>
		<dc:creator>Marcie Geffner</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[savings]]></category>
		<category><![CDATA[savings tips]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=9287</guid>
		<description><![CDATA[Many people find setting aside money to be a major challenge, and it's even more difficult in these tight-budget times.
With that in mind, here are 10 tips, courtesy of America Saves, a campaign coordinated by the nonprofit Consumer Federation of America, to help you save at least a little -- or better yet, a little]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/10-savings-tips-that-work/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Men prefer football to finance</title>
		<link>http://www.bankrate.com/financing/banking/men-prefer-football-to-finance/</link>
		<comments>http://www.bankrate.com/financing/banking/men-prefer-football-to-finance/#comments</comments>
		<pubDate>Sun, 06 Nov 2011 16:00:20 +0000</pubDate>
		<dc:creator>Marcie Geffner</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[football]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[savings]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=9294</guid>
		<description><![CDATA[Fifty-eight percent of U.S. men spend more time each week watching sports than they spend working on their personal finances, including their investments, according to a new national survey of 500 men conducted by TNS on behalf of ING Direct, an online bank, and Men's Health magazine.
However, there's still room for finances. ING Direct CEO Arkadi]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/men-prefer-football-to-finance/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>TD adds avoidable bank fees</title>
		<link>http://www.bankrate.com/financing/banking/td-adds-avoidable-bank-fees/</link>
		<comments>http://www.bankrate.com/financing/banking/td-adds-avoidable-bank-fees/#comments</comments>
		<pubDate>Sat, 05 Nov 2011 19:00:06 +0000</pubDate>
		<dc:creator>David McMillin</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[bank fees]]></category>
		<category><![CDATA[banking regulations]]></category>
		<category><![CDATA[checking]]></category>
		<category><![CDATA[TD Bank]]></category>

		<guid isPermaLink="false">http://www.bankrate.com/financing/?p=9309</guid>
		<description><![CDATA[TD Bank announced it will raise fees in certain areas today, but the Northeast-based banking institution's increases impact some unexpected services.
Here's a breakdown of the changes, which go into effect next month.

Excessive savings account withdrawals (six allowed free each month): $9 for each additional remote transaction.
Wire transfers: $15, previously $10.
Certified checks: $8, previously $4.
Money orders: $5,]]></description>
		<wfw:commentRss>http://www.bankrate.com/financing/banking/td-adds-avoidable-bank-fees/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
	</channel>
</rss>

