While deaths from car crashes are the lowest they've been since 1949, there are still more than 32,000 people who die as a result of a car accident each year. Many people think that driving in cities greatly increases the chances of a car crash, which can then raise your auto insurance rates, but city driving isn't always riskier. For the past eight years, car insurance actuaries at Allstate have crunched their data to determine which of the 200 largest cities in the U.S. have the safest drivers.
Sioux Falls, S.D., ranked as the safest for the fifth year in the report's history overall. Additionally, Indianapolis was rated safest for cities with populations from 750,000 to 1 million for driving cars. Tucson, Ariz., received the highest ranking for the safest city with a population from 500,000 to 749,999, and Lincoln, Neb., ranked highest for cities with a population from 250,000 to 499,999.
Top 10 safest cities for driving cars
|City and overall ranking||Collision likelihood compared
to national average
|1. Sioux Falls, S.D.||27.6% less likely||13.8|
|2. Boise, Idaho||27.3% less likely||13.8|
|3. Fort Collins, Colo.||26.7% less likely||13.6|
|4. Madison, Wisc.||23.0% less likely||13.0|
|5. Lincoln, Neb.||19.3% less likely||12.4|
|6. Huntsville, Ala.||19.1% less likely||12.4|
|7. Chandler, Ariz.||18.9% less likely||12.3|
|8. Reno, Nev.||18.4% less likely||12.3|
|9. Knoxville, Tenn.||18.1% less likely||12.2|
|10. Springfield, Mo.||17.4% less likely||12.1|
Tara Baukus Mello writes the cars blog as well as the weekly Driving for Dollars column, providing both practical financial advice for consumers as well as insight into the latest developments in the automotive world. Follow her on Facebook here or on Twitter @SheDrives.