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Safest cities for driving a car

By Tara Baukus Mello ·
Wednesday, September 5, 2012
Posted: 11 am ET

While deaths from car crashes are the lowest they've been since 1949, there are still more than 32,000 people who die as a result of a car accident each year. Many people think that driving in cities greatly increases the chances of a car crash, which can then raise your auto insurance rates, but city driving isn't always riskier. For the past eight years, car insurance actuaries at Allstate have crunched their data to determine which of the 200 largest cities in the U.S. have the safest drivers.

Sioux Falls, S.D., ranked as the safest for the fifth year in the report's history overall. Additionally, Indianapolis was rated safest for cities with populations from 750,000 to 1 million for driving cars. Tucson, Ariz., received the highest ranking for the safest city with a population from 500,000 to 749,999, and Lincoln, Neb., ranked highest for cities with a population from 250,000 to 499,999.

Top 10 safest cities for driving cars

City and overall ranking Collision likelihood compared
to national average
Average years
between collisions
1. Sioux Falls, S.D. 27.6% less likely 13.8
2. Boise, Idaho 27.3% less likely 13.8
3. Fort Collins, Colo. 26.7% less likely 13.6
4. Madison, Wisc. 23.0% less likely 13.0
5. Lincoln, Neb. 19.3% less likely 12.4
6. Huntsville, Ala. 19.1% less likely 12.4
7. Chandler, Ariz. 18.9% less likely 12.3
8. Reno, Nev. 18.4% less likely 12.3
9. Knoxville, Tenn. 18.1% less likely 12.2
10. Springfield, Mo. 17.4% less likely 12.1
Source: Allstate America's Best Drivers Report.

Tara Baukus Mello writes the cars blog as well as the weekly Driving for Dollars column, providing both practical financial advice for consumers as well as insight into the latest developments in the automotive world. Follow her on Facebook here or on Twitter @SheDrives.

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September 18, 2012 at 2:56 pm

This article is bogus. I live right here in Knoxville and there are fatalities almost everyday. Drunk drivers everywhere. People driving on oxycodone, other prescription's awful. I'd love to know was this research done? This is a very very dangerous city to drive in and not to mention the surrounding counties are very dangerous..awful drivers. I lived in California for close to 20 years and have never seen more dangerous drivers than right here in Knoxville!!! BOGUS ARTICLE...don't believe it for a second! Just this past Sunday 2 people were killed by a driver who were on drugs.

Just Sayen
September 07, 2012 at 4:22 am

You Know,
With all the political correctness and don't ask don't tell, it is kinda funny that a little town like Boise Idaho, OK little bigger than a small town but biting at east coast cities size. Bigger towns for whatever Reason, don't recognize "smaller than them" cities. Funny - to the degree that in the Superbowl 2006 Seahawks where joked about who is Seattle? by the East coast cities..............
No Matter - point is - Picture this... a city that still allows a little "old school America" has a couple bars and police who only pull you over for a moving violation. I love it in Boise.
You know, the stupid one or two in 100,000 makes the rest of us Via media, propaganda brain wash accept the marshal elimination of zero tolerances to majority portions of public masses.
Still - I won't ask where the stupid 2 out of a 100,000 came from? They may already been there
I personally like how there are some bars in Boise, and people know their limits, some tolerance is allowed, and they are the second safest and wow, a little night life???? ooooh, better give me a bad response now I am off the charts to mothers against buzzed driving.
Good job people, good job police.... Boise

September 07, 2012 at 1:53 am

Craig, you are BS!!!!

September 06, 2012 at 11:51 pm

Allstate is the biggest BS bull in town.

September 06, 2012 at 11:49 pm

This article is BS.