Banking Blog

Check in regularly for the latest news on everything banking, including prepaid cards, regulations, checking account practices, mobile banking, ATMs, security, the Federal Reserve's policies and virtual currencies like bitcoin. Reporters and analysts also provide commentary and tips for managing your personal finances and how to make the most of your money and your banking relationships. See the latest Banking Blog posts below.
Wednesday, July 18, 2012 3:00 pm
By Claes Bell, CFA · Bankrate.com

Prepaid debit cards are playing a number of roles for U.S. consumers these days.

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Wednesday, July 18, 2012 6:00 am
By David McMillin · Bankrate.com

HSBC is facing questions from lawmakers about some of the bank’s shady clients linked to global terrorism and drug cartels.

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Tuesday, July 17, 2012 6:00 am
By Marcie Geffner · Bankrate.com

Should the CFPB impose new rules on checking account overdraft programs? The Credit Union National Association says no.

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Monday, July 16, 2012 6:00 am
By Marcie Geffner · Bankrate.com

The House Financial Services Committee unofficial designates July as Dodd-Frank Bashing Month.

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Saturday, July 14, 2012 6:00 am
By David McMillin · Bankrate.com

A new Twitter handle shows that some account holders are ready and willing to give up their banking information to anyone.

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Friday, July 13, 2012 6:00 am
By David McMillin · Bankrate.com

Some banks are charging FDIC fees. Find out what they are and why they must be renamed.

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Thursday, July 12, 2012 6:00 am
By Marcie Geffner · Bankrate.com

A survey finds consumers seeking financial counseling regret overspending, not saving and either buying or not buying a house.

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Wednesday, July 11, 2012 11:57 am
By Marcie Geffner · Bankrate.com

U.S. consumers who think interest rates are too low might have some new company in Europe now that another interest rate is chopped.

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Tuesday, July 10, 2012 2:16 pm
By Marcie Geffner · Bankrate.com

A government report cites delinquent mortgages, revenue growth challenges and excessive risk opportunities as challenges for U.S. banks.

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Tags: banks, OCC, risk
Saturday, July 7, 2012 6:00 am
By Marcie Geffner · Bankrate.com

Most consumers understand the consequences of returned payments and want their bank to pay important transactions — even if it results in an overdraft. That’s assuming, however, the same fee will be charged regardless of whether the transaction is paid. That’s according to a new study of overdraft payment services by the Independent Community Bankers of

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