Banking Blog

Wednesday, June 20, 2012 6:00 am
By Marcie Geffner · Bankrate.com

Three new Federal Reserve proposals aim to improve the quality and quantity of bank capital.

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Tuesday, June 19, 2012 6:00 am
By Marcie Geffner · Bankrate.com

After a two-year hiatus, banks are again raising the fees they charge consumers who overdraft their account, according to a recent survey by the Consumer Federation of America, or CFA, a nonprofit consumer advocacy group in Washington, D.C. The typical overdraft fee is still $35 per transaction, but two of the largest banks, U.S. Bank and

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Monday, June 18, 2012 6:00 am
By Marcie Geffner · Bankrate.com

Since the Dodd-Frank Wall Street Reform and Consumer Protection Act was enacted in 2010, federal regulators have achieved mixed results with respect to meeting deadlines to write and implement almost 400 sets of new rules governing banking and financial services. As of June 1, a total of 221 rule-making requirement deadlines had passed, according to the

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Saturday, June 16, 2012 12:00 pm
By David McMillin · Bankrate.com

The CEO of JPMorgan Chase appeared before Congress this week, apologizing for big mistakes that translated to big losses.

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Friday, June 15, 2012 11:42 am
By Claes Bell, CFA · Bankrate.com

With the average bank robbery take at $4,330, you’re better off as a bank teller than a bank robber these days.

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Friday, June 15, 2012 6:00 am
By David McMillin · Bankrate.com

Soon enough, you may be able to replace your debit card with your smartphone for setting up cash withdrawals.

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Thursday, June 14, 2012 12:47 pm
By Claes Bell, CFA · Bankrate.com

New research from a famous behavioral economist shows people who wouldn’t steal cash might feel fine stealing money loaded on a prepaid debit card.

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Wednesday, June 13, 2012 10:00 am
By Claes Bell, CFA · Bankrate.com

While these fraudsters probably won’t fool too many people, check fraud is serious business and costs banks close to $1 billion a year.

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Wednesday, June 13, 2012 6:00 am
By Marcie Geffner · Bankrate.com

Parents need to model good financial habits and start age-appropriate conversations about money with their children.

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Saturday, June 9, 2012 6:00 am
By David McMillin · Bankrate.com

Credit unions have more members than ever before. Is their increasing popularity having an impact on the banking industry?

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