Banking Blog

Check in regularly for the latest news on everything banking, including prepaid cards, regulations, checking account practices, mobile banking, ATMs, security, the Federal Reserve's policies and virtual currencies like bitcoin. Reporters and analysts also provide commentary and tips for managing your personal finances and how to make the most of your money and your banking relationships. See the latest Banking Blog posts below.
Friday, February 22, 2013 3:20 pm
By Marcie Geffner · Bankrate.com

Surprise, surprise: A Pew study finds payday loans are unaffordable for borrowers.

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Tags: cost, Debt, loan, payday
Thursday, February 21, 2013 5:33 pm
By Claes Bell, CFA · Bankrate.com

With consumers seeking a safe place for their cash and rates on CDs and savings low, the cash sitting in checking accounts is at all-time highs.

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Wednesday, February 20, 2013 12:22 pm
By David McMillin · Bankrate.com

Wells Fargo will begin offering an ATM experience customized to meet account holders’ banking routines.

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Wednesday, February 20, 2013 9:39 am
By David McMillin · Bankrate.com

Does “too big to fail” now mean “too big for trial”? The Senate Banking Committee wants to know.

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Tuesday, February 19, 2013 1:10 pm
By Claes Bell, CFA · Bankrate.com

Americans say they’d prefer to pay a small fee every time they use their checking account rather than the monthly flat fee they pay now.

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Friday, February 15, 2013 6:05 am
By David McMillin · Bankrate.com

Beginning this summer, you will no longer receive mail on Saturdays. Find out how the banking industry has been a big reason for the change.

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Wednesday, February 13, 2013 5:32 pm
By Claes Bell, CFA · Bankrate.com

President Barack Obama looks to strengthen cybersecurity for the nation’s critical infrastructure, including banks, by signing a far-reaching executive order.

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Wednesday, February 13, 2013 7:05 am
By David McMillin · Bankrate.com

Heard enough about ‘too big to fail’? Congress hasn’t. Lawmakers will begin considering a new bill designed to eliminate the potential for taxpayer bailouts.

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Tuesday, February 12, 2013 9:50 am
By Marcie Geffner · Bankrate.com

Executives at banking and finance companies expect higher profits and fear increased regulation, says the Financial Services Roundtable.

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Monday, February 11, 2013 6:05 am
By Marcie Geffner · Bankrate.com

Banks use a combination of safeguards to protect their customers’ personal data. But customers themselves also must take a part in safeguarding their personal financial information. This means you. That’s a message from the American Bankers Association, ABA, a trade group in Washington, D.C., that represents banking companies and is urging bank customers to take

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