In areas of New York, New Jersey and other states pounded by Superstorm Sandy, trying to access and manage checking accounts is tough. Many branches and ATMs are closed, and electricity, phone and Internet access are still spotty, making it difficult to conduct banking business.
To help customers access their money and give them some financial breathing room, many banks are offering bank fee waivers to customers affected by the storm.
Below is a chart with what some of the nation's largest banks are offering. Keep in mind that the types of fees waived vary, and some banks will require you to contact them by phone or in person to receive a waiver, rather than having them automatically refunded.
Fees temporarily waived at banks
|Bank||Fees waived||Cutoff date||Automatic|
|JPMorgan Chase & Co.||Overdraft and nonsufficient funds fees.||Nov. 7||Yes|
|Wells Fargo||Out-of-network ATM fees and CD early withdrawal penalties.||Nov. 7||Yes|
|Bank of America||Early withdrawal penalties on CDs. Refunds on overdrafts and nonsufficient funds charges. Out-of-network ATM fees.||Nov. 7||No, call (855) 729-1764|
|Citibank||Overdraft protection and nonsufficient funds charges.Out-of-network ATM fees. Early withdrawal penalties on CDs. Fees for wiring money.||Nov. 5 (Nov. 7 in N.Y., N.J.)||Yes|
|TD Bank||Out-of-network ATM fees. Overdraft and returned item fees. CD early withdrawal penalties. Expedited debit card replacement fees.||None announced||No, call (888) 751-9000|
|M&T Bank||Overdraft and insufficient funds fees.||None announced||Yes|
If you know of any banks waiving fees that aren't listed here, or have anything to add, please let us know in the comments below.
Update: Citibank, JPMorgan Chase & Co. and Wells Fargo have extended their cutoff date for waiving checking fees. They'll now waive the fees mentioned above in affected areas as long as they're incurred on or before Nov. 7. Citibank's extension is restricted to accounts in the states of New York and New Jersey.
Update 2: Bank of America has also extended its fee waivers cutoff date to Wednesday, Nov. 7.
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